Currency Exchange Rates

Exchange Rates Exchange Rates: : currency per unit of foreign currency as at: 18.06.2024 12:00:05 AM
Currency Travelers Cheques/ Drafts Telegraphic/PFCA/ BFCA Transfers
Currency Buying Rate Selling Rate Buying Rate Selling Rate Buying Rate Selling Rate
AED 76.9348 87.3428 - - - -
AUD 195.3040 206.4596 196.1446 205.6388 197.6128 205.6388
BHD 712.2329 821.4957 - - - -
CAD 215.2227 226.5079 214.5779 226.5079 216.5453 226.5079
CHF 324.7103 347.8433 329.8192 347.8433 333.6787 347.8433
CNY 38.6695 42.4551 40.3461 42.4551 40.6579 42.4551
DKK - - 42.3517 44.8826 42.7324 44.8826
EUR 317.3278 331.6914 317.0614 331.8130 319.9918 331.8130
GBP 379.0741 394.2573 380.1119 393.8621 381.8269 393.8621
HKD 36.3719 39.7120 37.6969 39.7120 38.0466 39.7120
INR 3.1384 4.1384 3.1884 4.0884 3.2384 4.0884
JPY 1.8676 1.9728 1.8817 1.9728 1.8966 1.9728
KWD 901.2648 1,022.1731 - - - -
NOK - 29.1917 27.7530 29.1917 27.9709 29.1917
NZD 180.5700 192.0028 180.4153 192.0028 182.4644 192.0028
OMR 751.4258 809.1604 - - - -
QAR 65.3904 85.4733 - - - -
SAR 73.6473 86.6763 - - - -
SEK - 29.6474 28.2013 29.6474 28.4136 29.6474
SGD 216.4578 229.5956 218.7267 229.5956 220.8604 229.5956
THB 8.1094 9.3394 8.1294 9.1094 8.1594 9.1094
USD 300.0000 308.0000 299.3000 308.0000 300.0000 308.0000
ZAR - - 15.9819 16.8904 16.1238 16.8904

The above rates are for indicative purposes only. These are subject to change based on market conditions and at the discretion of the bank. Please call +9411-2445785 for any clarification.

Treasury Bill Rates

භාණ්ඩාගාර බිල්පත් අනුපාත 14.06.2024 දින සිට ආරම්භ වන සතිය සඳහා අදාළ වේ
   திறைசேரி உண்டியல் வீதங்கள் - தொடங்கும் வாரத்திற்குப் பொருந்தும்
14.06.2024 ஆம் திகதியிலிருந்து
    TREASURY BILL RATES APPLICABLE FOR THE WEEK COMMENCING FROM 14.06.2024

(Subject to availability)

කාලය
தவணை
Term
 වාර්ෂික  පොළිය
வருமானம் ஆண்டுதோறும்
 Yield P.A

100/=ரூபாய் ஒன்றிற்கான விலை
Price per Rs: 100/=
මාස 03 (දින 91)
03 மாதங்கள் (91 நாட்கள்) 
03 Months (91 days)
7.50%98.1595 
මාස 06 (දින 182)
06 மாதங்கள் (182 நாட்கள்)
06 Months (182 days)
7.75%96.2696 
මාස 12 (දින 364)
12 மாதங்கள் (364 நாட்கள்)
12 Months (364 days)
8.00%92.5926 

 

Rupee Fixed Deposits

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1.  ස්ථාවර තැන්පතු  | நிலையான வைப்பு | FIXED DEPOSITS       

කාලය සහ ගෙවීම් ක්‍රමය
கால மற்றும் கட்டண முறை
Term & Payment method 
පොලී අනුපාතය (වා.පො) 
ஆண்டுக்கான வீதம் 
Interest Rate (p.a.)
මාස 1 
1 மாதம்  
1 Month 
6.50%
මාස 3 
3 மாதங்கள்
3 Month
7.00%
මාස 6
6 மாதங்கள்
6 Month
7.25%
වසර 1 - කල්පිරීමේදී ගෙවන පොළිය
1 வருடங்கள் - முதிர்ச்சியில் வட்டி 
1 Year -Interest at maturity
7.75%
වසර 1 - මාසිකව ගෙවන පොළිය
1 வருடங்கள் - மாதாந்த வட்டி
1 Year -Interest paid monthly 
7.50%
වසර 1 | ජේෂ්ට  පුරවැසි - කල්පිරීමේදී ගෙවන පොළිය
1 வருடங்கள் |மூத்தப் பிஜைகள்*- முதிர்ச்சியில் வட்டி 
1 Year | Senior Citizens* -Interest at maturity
8.25%
වසර 1 | ජේෂ්ට  පුරවැසි - මාසිකව ගෙවන පොළිය
1 வருடங்கள் |மூத்தப் பிஜைகள்*- மாதாந்த வட்டி
1 Year | Senior Citizens* -Interest paid monthly 
8.00%
වසර 2 - කල්පිරීමේදී ගෙවන පොළිය
2 வருடங்கள் - முதிர்ச்சியில் வட்டி 
2 Years -Interest at maturity
7.75%
වසර 2 - මාසිකව ගෙවන පොළිය
2 வருடங்கள் - மாதாந்த வட்டி
2 Years -Interest paid monthly 
7.50%
වසර 2 - වාර්ෂිකව ගෙවන පොළිය
2 வருடங்கள் - வருடாந்தம் வட்டி
2 Years -Interest paid annually 
7.75%
වසර 3 - කල්පිරීමේදී ගෙවන පොළිය
3 வருடங்கள் - முதிர்ச்சியில் வட்டி 
3 Years -Interest at maturity
8.00%
වසර 3 - මාසිකව ගෙවන පොළිය
3 வருடங்கள் - மாதாந்த வட்டி
3 Years -Interest paid monthly 
7.50%
වසර 3 - වාර්ෂිකව ගෙවන පොළිය
3 வருடங்கள் - வருடாந்தம் வட்டி
3 Years -Interest paid annually 
7.75%
වසර 4 - කල්පිරීමේදී ගෙවන පොළිය
4 வருடங்கள் - முதிர்ச்சியில் வட்டி 
4 Years -Interest at maturity
8.25%
වසර 4 - මාසිකව ගෙවන පොළිය
4 வருடங்கள் - மாதாந்த வட்டி
4 Years -Interest paid monthly 
7.50%
වසර 4 - වාර්ෂිකව ගෙවන පොළිය
4 வருடங்கள் - வருடாந்தம் வட்டி
4 Years -Interest paid annually 
7.75%
වසර 5 - කල්පිරීමේදී ගෙවන පොළිය
5 வருடங்கள் - முதிர்ச்சியில் வட்டி 
5 Years -Interest at maturity
8.50%
වසර 5 - මාසිකව ගෙවන පොළිය
5 வருடங்கள் - மாதாந்த வட்டி
5 Years -Interest paid monthly 
7.50%
වසර 5 - වාර්ෂිකව ගෙවන පොළිය
5 வருடங்கள் - வருடாந்தம் வட்டி
5 Years -Interest paid annually 
7.75%

* ජ්‍යෙෂ්ඨ පුරවැසියන් යන්නෙන් අදහස් වන්නේ වයස අවුරුදු 60ට වැඩි පුද්ගලයින්ය
*மூத்தப் பிஜைகள் என்பது 60 வயதுக்கு மேற்பட்டவர்களாகும்
* Senior Citizens shall mean persons who are over 60 years

** විශේෂ ස්ථාවර තැන්පතු යෝජනා ක්‍රමය 2022.10.01 දින සිට ශ්‍රී ලංකා මහ බැංකුව විසින් අත්හිටුවා ඇත.
** Special Fixed Deposit Scheme suspended W.E.F. 01.10.2022 by Central Bank of Sri Lanka

 

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BOC Special Deposit Scheme

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BOC විශේෂ තැන්පතු යෝජනා ක්‍රමය
BOC சிறப்பு வைப்புத் திட்டங்கள்
BOC Special Deposit Scheme

මෙම යෝජනා ක්‍රමය 31/01/2009 සිට අත්හිටුවා ඇත. සහ පවතින තැන්පතු ගිණුම් එහි කල්පිරීමේදී එදිනට පවතින වසර 01ක ස්ථාවර තැන්පතු (කල්පිරිමේදී    ගෙවන පොලිය) පොලී අනුපාතයට අලුත් කළ යුතුය.

இந்தத் திட்டம் 2009.01.31ஆம் திகதி நடைமுறைக்கு வரும் வகையில் முடிவுறுத்தப்பட்டுள்ளது. 1 வருட வட்டி வீதத்தில் தற்போதைய நிலையான வைப்புத்தொகை கணக்குகள் (முதிர்வின் போது செலுத்தப்படும் வட்டி) புதுப்பிக்கப்பட வேண்டும்.

This scheme has been terminated w.e.f. 31/01/2009 & existing deposit accounts should be renewed at prevailing 01 year fixed deposit (interest paid at maturity) interest rate on its maturity.

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Senior Citizens Deposit Scheme

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5. 
ජ්‍යෙෂ්ඨ පුරවැසි තැන්පතු යෝජනා ක්‍රමය***
மூத்தப் பிரஜைகள் நிலையான வைப்புத் திட்டங்கள்***
SENIOR CITIZENS DEPOSIT SCHEME*** 
 පොලී අනුපාතය (වා.පො) 
ஆண்டுக்கான வீதம் 
Interest Rate (p.a.)
වසර 2ක ජ්‍යෙෂ්ඨ පුරවැසි පොළිය මාසිකව ගෙවනු ලැබේ
2 வருட மூத்த பிரஜைகள் மாதந்தோறும் செலுத்தப்பட்ட வட்டி 
2 Years Senior Citizen Interest Paid  Monthly
8.25%

***අදාළ වන්නේ දැනට පවතින වසර 2ක ජ්‍යෙෂ්ඨ පුරවැසි පොලී ගෙවන මාසික තැන්පතු සඳහා පමණි.
*** தற்போதுள்ள 2 வருட மூத்த பிரஜைகள் வட்டி செலுத்தப்பட்ட மாதாந்திர வைப்புகளுக்கு மட்டுமே பொருந்தும்.
***Applicable only for existing 2 Years Senior Citizen Interest Paid Monthly Deposits.

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Rupee – Savings Deposits

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2023.06.05 දින සිට බලපැවැත්වේ
2023.06.05 ஆம் திகதி தொடக்கம் அமுலுக்கு வரும் 
Effective from 05.06.2023

1. 
ඉතුරුම් සහතික  (පවත්නා ඉතුරුම් සහතික තැන්පතු සඳහා පමණක් අදාළ වේ)
சேமிப்புச் சான்றிதழ் (தற்போதுள்ள சேமிப்புச் சான்றிதழ் வைப்புகளுக்கு மட்டுமே பொருந்தும்)
SAVINGS CERTIFICATE               (Applicable only for existing Savings Certificate Deposits)
මුහුණත අගය
முகப்பெறுமதி
Face Value
විකුණුම් මිල
விற்பனை விலை
Selling Price
කාලය
தவணை
Term
මාස 6
6 மாதங்கள்
6 Months
මාස 12
12 மாதங்கள்
12 Months
මාස 24
24 மாதங்கள்
24 Months
වාර්ෂික 
விற்றுமுதல்
ஆண்டுக்கு
Yield p.a.
5.00%6.00%7.00%
Rs.;Rs.Rs.Rs.
200.00196.00189.00176.00
500.00488.00472.00439.00
1,000.00976.00944.00878.00
5,000.004,879.004,717.004,386.00
10,000.009,757.009,434.008,772.00
25,000.0024,391.0023,585.0021,930.00
50,000.0048,781.0047,170.0043,860.00
100,000.0097,561.0094,340.0087,720.00
2. 
ඉතුරුම් තැන්පතු ගිණුම්
சேமிப்பு வைப்புக் கணக்குகள்
SAVINGS DEPOSIT ACCOUNT
 වාර්ෂික පොළිය
ஆண்டுக்கு
p.a.
සාමාන්‍ය ඉතුරුම්
சாதாரண சேமிப்பு
Ordinary Savings 
2.50% 
සමෘද්ධි ආයෝජන
சமுர்த்தி முதலீடு
Samurdhi Investment 
2.75% p.a.
18+ යොවුන් ඉතුරුම් ගිණුම
18+ இளைஞர் சேமிப்பு கணக்குத் திட்டம்
18 + Youth Savings Account Scheme 
3.00% p.a.
14+ නව යොවුන් ඉතුරුම් ගිණුම
14 +  இளம் பருவத்தினர் சேமிப்பு கணக்குத் திட்டம்
14 + Teenagers' Savings Account Scheme
3.50% p.a.
කාන්තා රන් ගිණුම්
கான்தா ரண் கினும்
Kantha Ran Ginum 
3.00% p.a.
රන් කැකුළු ගිණුම්
ரண் கெக்குலு
Ran Kekulu Ginum
4.00% p.a.
ஊழியர்களின் தன்னார்வச் சேமிப்பு
Staff Voluntary Savings 
3.00% p.a.
ජ්‍යෙෂ්ඨ පුරවැසි ඉතුරුම්
மூத்தப் பிரஜைகள் சேமிப்பு
Senior Citizens Savings 
3.50% p.a.
3. 
වෙනත් තැන්පතු 
ஏனைய சேமிப்புத் திட்டங்கள்
OTHER DEPOSIT SCHEMES
ජාතික විශ්‍රාම වැටුප් යෝජනා ක්‍රමය
தேசிய ஓய்வூதியத் திட்டம்
National Pension Scheme
දැනට අත්හිටුවා ඇත
இப்போது இடைநிறுத்தப்பட்டுள்ளது
now suspended
தேசிய நன்கொடை திட்டம்
National Endowment Scheme
දැනට අත්හිටුවා ඇත
இப்போது இடைநிறுத்தப்பட்டுள்ளது
now suspended

 

 

වැදගත් සටහන්  |  Important Notes  |  முக்கிய குறிப்புகள்

ජ්‍යෙෂ්ඨ පුරවැසියන් යන්නෙන් අදහස් වන්නේ තැන්පතුවක් භාර ගන්නා විට හෝ අලුත් කිරීමේදී වයස අවුරුදු හැට (60) ඉක්මවූ පුද්ගලයන්ය.
மூத்தப் பிரஜைகள் என்பது வைப்புத்தொகையை ஏற்கும்போது அல்லது புதுப்பிக்கும்போது அறுபது (60) வயதுக்கு மேற்பட்ட நபர்களைக் குறிக்கும்.
Senior Citizens shall mean persons who are over Sixty (60) years of age at the time of accepting or renewal of a deposit.

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Sri Lanka Deposit Insurance Scheme

Foreign Currency Savings Deposits

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විදේශ මුදල් ඉතුරුම් තැන්පතු සඳහා පොලී අනුපාත - (2023.09.19 දින සිට බලපවත්වන පරිදි).
வெளிநாட்டு நாணயச் சேமிப்பு வைப்புகளுக்கான வட்டி வீதங்கள் - 19.09.2023 ஆம் திகதி தொடக்கம் அமுலுக்கு வரும்.
Interest Rates for Foreign Currency Savings Deposits - W.E.F. 19.09.2023.

මුදල් ඒකකය 
நாணயம்
CURRENCY

   PFCA/ DFA /RGFCA/ IIA    BFCA/OIA
 
ඇ.එ.ජ. ඩොලර්
ஐ.அ.டொலர்கள்
U S DOLLARS
  1.00%  0.75%
ස්ටර්ලින් පවුම්
ஸ்டேலிங் பவுண்ட்ஸ்
STERLING POUNDS
  0.75%  0.75%
යුරෝ
யூரோ
EURO
  0.40%  0.25%
ජපන් යෙන්
ஜப்பானிய யென்
JAPANESE YEN
  0.01%  0.01%
ඕස්ට්රේලියානු ඩොලර්
அவுஸ்திரேலிய டொலர்கள்
AUSTRALIAN DOLLARS
  1.00%  0.50%
නවසීලන්ත ඩොලර්
நியூசிலாந்து டொலர்கள்
NEW ZEALAND DOLLARS
  1.00%  1.00%
ස්විස් ෆ්රෑන්ක්ස්
சுவிஸ் ஃப்ராங்க்
SWISS FRANCS
  0.40%  0.40%
කැනේඩියානු ඩොලර්
கனேடிய டொலர்கள்
CANADIAN DOLLARS
  0.50%  0.50%
සිංගප්පූරු ඩොලර්
சிங்கப்பூர் டொலர்கள்
SINGAPORE DOLLARS
  0.25%  0.25%
චීන රෙන්මින්බි
சீன ரென்மின்பி
CHINESE RENMINBI 
 0.75%  0.75%

 

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Foreign Currency Fixed Deposits

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PFCA/ DFA/IIA සහ SFNFDA ස්ථාවර තැන්පතු සඳහා පොලී අනුපාත.
PFCA/ DFA /IIA and SFNFDA நிலையான வைப்புகளுக்கான வட்டி வீதங்கள்.
RATES OF INTEREST FOR PFCA/ DFA /IIA and SFNFDA FIXED DEPOSITS

විදේශ මුදල් ස්ථාවර තැන්පතු සඳහා පොලී අනුපාත -  19.09.2023 සිට බලපවත්වන පරිදි.
வெளிநாட்டு நாணய நிலையான வைப்புகளுக்கான வட்டி வீதங்கள் - 19.09.2023 ஆம் திகதி தொடக்கம் அமுலுக்கு வரும்.
INTEREST RATES FOR FOREIGN CURRENCY FIXED DEPOSITS -  W.E.F 19.09.2023

     
PFCAPeriodInterest Rates (%)AER (%)
USD01 Month3.503.56
03 Months4.004.06
06 Months4.254.30
01 Year maturity5.005.00
01 Year monthly3.503.56
01 Year quarterly4.004.06
02 Year maturity5.255.12
02 Year annually5.005.00
02 Year monthly3.503.56
03 Year maturity5.505.22
03 Year annually5.005.00
03 Year monthly3.503.56
04 Year maturity5.755.31
04 Year annually5.005.00
04 Year monthly3.503.56
05 Year maturity6.005.39
05 Year annually5.005.00
05 Year monthly3.503.56
GBP01 Month1.501.51
03 Months2.502.52
06 Months3.253.28
01 Year maturity3.503.50
01 Year monthly1.501.51
01 Year quarterly2.502.52
EUR01 Month1.501.51
03 Months2.502.52
06 Months2.752.77
01 Year maturity3.503.50
AUD01 Month1.501.51
03 Months2.502.52
06 Months2.752.77
01 Year maturity3.503.50

 

 

     
BFCAPeriodInterest Rates (%)AER (%)
USD01 Month3.503.56
03 Months4.004.06
06 Months4.254.30
01 Year maturity5.005.00
02 Year maturity5.255.12
03 Year maturity5.505.22
04 Year maturity5.755.31
05 Year maturity6.005.39
GBP01 Month1.501.51
03 Months2.502.50
06 Months3.253.28
01 Year maturity3.503.50
EUR01 Month1.501.51
03 Months2.502.50
06 Months2.752.77
01 Year maturity3.503.50
AUD01 Month1.501.51
03 Months2.502.52
06 Months2.752.77
01 Year maturity3.503.50
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Sri Lanka Deposit Insurance Scheme

Personal Loans

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BOC පුද්ගලික ණය යෝජනා ක්‍රමය
இலங்கை வங்கியின் தனிநபர் கடன்கள்
BOC Personal Loan Scheme
Upto 5 Years : 16.50%
Above 5 Years and Upto 7 Years : 17.00%
Above 7 years to 10 years: 18.00%
BOC විශේෂ පුද්ගලික ණය යෝජනා ක්‍රමය
இலங்கை வங்கியின் சிறப்புத் தனிநபர் கடன்கள்
BOC Special Personal Loan Scheme
Upto 5 Years : 15.50%
Above 5 Years and Upto 7 Years : 16.50%
Above 7 years to 10 years: 17.50%
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Housing Loans

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නිවාස ණය වර්ගය/ සුදුසුකම් ඇති මුදල
வீட்டுக் கடன் வகை/ தகுதியான தொகை
Type of the Housing Loan/ Eligible Amount
ආපසු ගෙවීමේ කාලය
திருப்பிச் செலுத்தும் காலம்
Repayment Period
ස්ථාවර වාර්ෂික 
நிலையான ROI
(ஆண்டுதோறும்)
Fixed ROI
(p.a.)
සමස්ත නිවාස ණය මුදල රු. මිලියන 5.0 
மொத்த வீட்டுக் கடன் தொகை
5.0 மில்லியன் வரையில்
Aggregate Housing Loan amount up to Rs. 5.0 Mn
උපරිම අවුරුදු 10 ක් දක්වා
ஆகக்கூடியது 10 வருடங்கள்
Maximum up to 10 Years
15.5 %
BOC නිවාස ණය (මිලියන 5.0 ට වැඩි)
BOC வீட்டுக் கடன்கள் (5.0 மில்லியனுக்கு மேல்)
BOC Housing Loan (Above 5.0 Mn)
අවුරුදු 10 ක් දක්වා
10 வருடங்கள் வரையில்
Up to 10 Years
16.50 %
අවුරුදු 10 ට වැඩි
10 வருடங்களுக்கு மேல்
Above 10 Years
17.0%
විශේෂ නිවාස ණය
சிறப்பு வீட்டுக் கடன்கள்
Special Housing Loan
අවුරුදු 10 ක් දක්වා
10 வருடங்கள் வரையில்
Up to 10 Years
16.50 %
අවුරුදු 10 ට වැඩි
10 வருடங்களுக்கு மேல்
Above 10 Years
17.0 %

 

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Education Loans

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අධ්‍යාපනික ණය
கல்விக் கடன்
Educational Loans

BOC විස්තීරණ අධ්‍යාපනික ණය
BOC விரிவான கல்விக் கடன்
BOC Comprehensive Educational Loan

අවුරුදු 5 දක්වා
05 வருடங்கள் வரையில்
Up to 5 Years 
 16.00% p.a.
 

අවුරුදු 7 දක්වා
07 வருடங்கள் வரையில்
Up to 7 Years  
 17.00% p.a.

 

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Development Loans

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MSME, AGRICULTURE, ANIMAL HUSBANDRY AND FISHERIES SECTOR

Item No.

Sector

Maximum Repayment Period

Maximum Loan Amount

ROI p.a.

(Fixed)

Short Term Cultivation Loans

1.0

For Cultivation Purposes - Short Term Cultivation

270 Days (9 months) 

Rs. 500,000/- or below

13.50% 

Above Rs. 500,000/- to

Rs. 3,000,000/-

16.00% 

2.0

Loans other than Short Term Cultivation Loan (MSME, Fisheries, Animal Husbandry and Agro related purposes)

5 Years – Monthly repayment

Up to

Rs. 2,000,000/-

16.00% 

 

7 Years

Up to

Rs. 10,000,000/-

17.00% 

 

Above

Rs. 10,000,000/- to

Rs. 25,000,000/-

18.50% 

 

Above

Rs. 25,000,000/-

20.00% 

 

3.0

BOC Shashreeka

10 Years

Up to

Rs. 10,000,000/-

17.00% 

 

Above

Rs. 10,000,000/- to

Rs. 25,000,000/-

18.00% 

Above

Rs. 25,000,000/-

21.50% 

 

Table II

No.

Sector

Maximum

Repayment Period

Maximum

Loan Amount

ROI p.a.

(Fixed)

1.For investment purposes (construction/renovation of factory /office, purchasing of machinery/equipment) 

7 years

 

Up to Rs. 25.0 Mn

17.00% 

 

Above Rs. 25.0 Mn

Pls contact the branch

2.

For working capital purpose  

3 Years

Up to Rs. 25.0 Mn

17.00% 

 

Above Rs. 25.0 Mn

Pls contact the branch

 

Other SME and Development Loan Schemes 
(Operated With Bank Funds)

Loan Scheme

Purpose

ROI (p.a.)

(Fixed)

BOC Mithuru

Self-Employment

11.50%

Siriliya Saviya

Self-Employment

Up to Rs.100,000/-

12.00% 

From Rs.100,000/- to Rs.2,000,000/-

15.50% 

Pledge Facilities for Purchasing of Harvesting Commodities

Stock of Agriculture Products

18.00%*  

Special Credit Scheme for Purchasing of Solar Power SystemsDomestic

15.50%

(Fixed)

SME

Commercial 

(Max. up to Rs. 5.0 Mn)

Quarterly AWPLR + 3.0% p.a., subject to floor rate 16.00 % p.a.* 

New Working Capital and Refurbishment Loan Scheme for Tourism Sector

Quarterly AWPLR + 3.0% p.a., subject to floor rate 16.00 % p.a.*

Special Loan Scheme for the students who follow Chartered Accountancy at the Institute of Chartered Accountancy of Sri Lanka to Purchase Laptops

  18.00%

(Fixed)

Special Loan Scheme for Purchasing of Solar Power System, Electric Bicycles, Motor bikes and installation of bio gas units

Up to Rs. 3.0 Mn
(Residential)

12.00%

(Fixed)

Up to Rs. 5.0 Mn

(Commercial)

13.00%

(Fixed)

From Rs. 5.0 Mn to Rs. 10.0 Mn
(Commercial)

13.50%

(Fixed)

From Rs. 10.0 Mn to  Rs. 50.0 Mn
(Commercial)

13.75%

(Fixed)

From Rs. 50.0 Mn to Rs. 100.0 Mn
(Commercial)

Quarterly AWPLR, floor rate 14.00% p.a. *

 

 

 

 

 

 

 

* Subject to review at the beginning of each quarter

** Government and other institutions funded credit schemes are available at lower rate starting from 2.0 % p.a.

SME ENERGIZER

Loan Scheme

Purpose

Amount

ROI (p.a.)

(Fixed)

SME Energizer

Start-ups and Existing MSMEs

(Category I & II)

Up to Rs 2.0 Mn

11.50%  

Above Rs 2.0 Mn to Rs 10.0 Mn     

12.00%

Above Rs 10.0 Mn to Rs 50.0 Mn   

13.00%

For trading purposeUp to Rs 2.0 Mn                               

13.00%

Above Rs 2.0 Mn to Rs 10.0 Mn     

13.50%

Above Rs 10.0 Mn to Rs 25.0 Mn   

14.50%

 

Note:  If the facility is secured by the mortgage over immovable property, 0.5% reduction from listed rate.

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Ran Surekum Naya Seva

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 පොලී අනුපාතය (වා.පො) 
ஆண்டுக்கான வீதம் 
Interest Rate (p.a.)
රන් සුරැකුම් ණය සේවා
தங்கக் கடன்
Pawning
15.00% 
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Credit Cards

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 පොලී අනුපාතය (වා.පො) 
ஆண்டுக்கான வீதம் 
Interest Rate (p.a.)
ක්‍රෙඩිට් කාඩ්පත්
கடன் அட்டைகள்
Credit Cards
28.00%

Conditions Apply

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Leasing

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ලීසිං
குத்தகை
Leasing
අවම අනුපාතය (% වා.පො)
ஆகக்குறைந்த வீதம் (% )
Min Rate ( % p.a.)
උපරිම අනුපාතය (% වා.පො)
ஆகக் கூடிய வீதம் (% )
Max Rate ( % )
මෝටර් රථ - ලියාපදිංචි නොකළ
பதிவு செய்யப்படாத மோட்டார் வாகனம்
Motor Vehicle - Unregistered
13.00%15.00%
මෝටර් රථ - ලියාපදිංචි කළ
பதிவு செய்யப்பட்ட மோட்டார் வாகனம்
Motor Vehicle Registered
14.00%16.00%
යන්ත්‍රෝපකරණ
இயந்திரங்கள்
Machinery
19.00%19.00%

 

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Outward Remittances

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1.0 
බාහිර ප්‍රේෂණ
வெளிநாட் டிலிருந்து பணம் அனுப்புதல்
OUTWARD REMITTANCES

විදේශ මුදල් නෝට්ටු නිකුත් කිරීම
வெளிநாட்டு நாணயத் தாள்களை வழங்குதல்
Issuance of Foreign Currency Notes


1% of value. (Minimum LKR 500/-)


TELEGRAPHIC / SWIFT TRANSFERS

(A) අධ්‍යාපනික සහ වෛද්‍ය ගෙවීම්
(A) Educational & Medical payments

0.5% of the value (Min LKR 3,000/- Max. LKR 15,000/-)

(B) ආනයන (අත්තිකාරම් ගෙවීම් සහ විවෘත ගිණුම්)
(B) Imports (Advance payments & open accounts)

0.5% of the value (Min LKR 3,000/- Max. LKR 200,000/-)

(C) Other payments

0.5% of the value (Min LKR 3,000/-)

(SWIFT ගාස්තු සහ නියෝජිත බැංකු ගාස්තු අදාළ වේ.
SWIFT மற்றும் பிரதிநிதி வங்கிச் சேவைக் கட்டணங்கள் பொருந்தும்.
SWIFT Charges and correspondent banking charges are applicable)

විදේශ අණකර නිකුත් කිරීම
வெளிநாட்டு வரைவுகளை வழங்குதல்
ISSUANCE OF FOREIGN DRAFTS

(A) 
අධ්‍යාපන ගෙවීම්
Education payments

0.5% of the value 

(Min. LKR 3,000/- Max. LKR 15,000/-)

(B) 
ආනයන සහ අනෙකුත් ගෙවීම්
Imports and other payments

0.5% of the value 

(Min LKR 3,000/- Max. LKR 200,000/-)

(SWIFT සහ තැපැල් ගාස්තු අදාළ වේ)
(SWIFT மற்றும் பிரதிநிதி வங்கிச் சேவைக் கட்டணங்கள் பொருந்தும்)
(SWIFT & postage charges are applicable)

(C) ලංකා බැංකුව විසින් නිකුත් කරන ලද අණකර අවලංගු කිරීම
 இலங்கை வங்கியினால் வழங்கப்பட்ட வரைவை ரத்து செய்தல்
Cancellation of drafts issued by BOC

අණකරය නැවත භාර දීමේදී
கருவி ஒப்படைப்பு 
If instrument is surrendered

LKR 600/-

අණකරය නොමැති ව
கருவி ஒப்படைக்கவில்லையெனில் 
If instrument is not surrendered

LKR 350/-

 

(SWIFT ගාස්තු සහ නියෝජිත බැංකු ගාස්තු අදාළ වේ.
SWIFT மற்றும் பிரதிநிதி வங்கிச் சேவைக் கட்டணங்கள் பொருந்தும்.
SWIFT Charges and correspondent banking charges are applicable)

Multi-Currency Travel card

A) 

ඕනෑම විදේශ මුදල් වර්ගයක්
வழங்குதல் (எந்வொரு நாணயத்திற்கும்)
Issue (Any Currency) Commission

1% of the value (Min LKR 1,000/-)

නිකුත් කිරීමේ ගාස්තුව
   வழங்கல் கட்டணம் 
Issuing fee

LKR 3,000/-

(කාඩ්පත් ඇසුරුම් ID 000P010000013114 සිට අදාළ වේ.
000P010000013114 அட்டைக் கட்டிலிருந்து பொருந்தும்.
Applicable from card pack ID 000P010000013114)

(B)
කාඩ්පත් අවලංගු කිරීමේ ගාස්තුව
அட்டையை ரத்து செய்வதற்கான கட்டணம்  
Card cancellation fee

LKR 1,000/-

(C) ATM - මුදල් ආපසු ගැනීමකට ජාත්‍යන්තර ගාස්තුව
மீளப்பெறல் ஒன்றுக்கான கட்டணம் 
ATM - International Fee per withdrawal.

(විදේශීය ATM ගාස්තු අනුව අමතර ගාස්තු අයවිය හැක.
வெளிநாட்டு ATM கட்டணங்களுக்கு ஏற்ப கூடுதல் கட்டணம் விதிக்கப்படலாம்.
Additional fees may apply according to the overseas ATM charges)

 GBP

GBP 2.50

වෙනත් මුදල් ඒ්කක 
ஏனைய நணயங்கள் 
Other Currencies

USD 3/-

(D) ATM - International Balance inquiry fee

 GBP

GBP 0.40

වෙනත් මුදල් ඒ්කක 
ஏனைய நணயங்கள் 
Other Currencies

USD 0.50

(E) 
කාඩ්පත් ආදේශන ගාස්තුව
அட்டையை மாற்றுதல் 
Card replacement fee

USD 8/-

(F) 
නැවත නිකුත් කිරීමේ ගාස්තුව 
​ PIN​ மீள வழங்குதல் கட்டணம் 
Pin reissuance fee

USD 3/-

(G) 
e- ප්‍රකාශන ලියාපදිංචි ගාස්තු
இ-கூற்று பதிவு கட்டணம்       
E Statement regeneration fee

USD 0.25

(H)
හදිසි කාඩ්පත් ආදේශන ගාස්තුව
(කුරියර් සේවාව හරහා යැවීමට)
அவசரமாக அட்டையை மாற்றுதல் (விரைவுத் தபால் சேவை மூலம் அனுப்புவதற்கு) 
Emergency card replacement fee
(To dispatch through courier service)

USD 23/-

(I)
කාඩ්පත් අලුත් කිරීමේ ගාස්තුව (සෑම වසර 4කට වරක්ම අදාළ වේ)
அட்டையைப் புதுப்பித்தல்  (ஒவ்வொரு 4 வருடங்களுக்கும் பொருந்தும்) 
Card renewal fee (Applicable in every 4 years)

LKR 3,000/-

(J) සංචාරක රක්ෂණ / ශේෂය තහවුරු කිරීමේ ලිපි නිකුත් කිරීමේ ගාස්තුව
Travel insurance/ balance confirmation letters issuing fee

LKR 3,000/-

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Inward Remittances

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2.0
ආමුඛ ප්‍රේෂණ
வெளிநாட்டிலிருந்து இலங்கை வங்கிக்குப் பணம்  அனுப்புதல்
INWARD REMITTANCES
ගණුදෙනුකරු  හඳුනාගැනීම මගින් කවුන්ටරය හරහා මුදල් ගෙවීම්
வாடிக்கையாளரை அடையாளங்காண்டு கருமபீடத்தில் பணத்தைச் செலுத்துதல் தரகு
Over the counter cash payments by identification of customer
LKR 150/-
BOC - ශ්‍රී ලංකා රුපියල් ගිණුම් වෙත කෙරෙන ප්‍රේෂණ
இலங்கை வங்கி ரூபாய் கணக்குகளுக்கு பணம் அனுப்புதல்         
Remittances to BOC LKR accounts 
LKR 100/-
විදේශ විනිමය ගිණුම් වෙත කෙරෙන ප්‍රේෂණ
வெளிநாட்டு நணயக் கணக்குகளுக்கு பணம் அனுப்புதல்
Remittances to foreign currency accounts 
NIL
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Foreign Drafts

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3.0 
විදේශ අණකර | வெளிநட்டு வரைவுகள்| FOREIGN DRAFTS

ගෙවීම් ක්‍රමය
கருவிகளை வாங்குதல்
Purchasing Instruments

ශ්‍රී ලංකා රුපියල් සහ විදේශ මුදල් වලින් ලංකා බැංකුව වෙත ලද අණකර 
ரூபாயிலும் வெளிநாட்டு நாணயத்திலும் இலங்கை வங்கி வரையப்பட்ட வரைவுகள்
Drafts drawn on BOC in LKR & Foreign Currency

LKR 250/-

                   இலங்கையிலுள்ள ஏனைய வங்கிகளுக்கு வெளிநாட்டு வரைவுகள்
 විදේශ මුදල් වලින් දේශීය වෙනත් බැංකු වෙත ලද අණකර 
Foreign currency drafts drawn on other Banks in Sri Lanka

0.5% of value (Min. LKR 500/-)

රැස් කිරීම්
கருவிகளைச் சேகரித்தல்
COLLECTING INSTRUMENTS

ශ්‍රී ලංකාවේ සහ විදේශ මධ්‍යස්ථානවල අනෙකුත් බැංකුවලින් ලද විදේශ අණකර සහ විදේශ මුදල්වලින් වෙනත් රැස්කිරීම්.
අනුරූප බැංකු ගාස්තු සහ කුරියර් ගාස්තු අදාළ වේ.
இலங்கையில் உள்ள  ஏனைய வங்கிகளில் மற்றும் வெளிநாட்டு மையங்களில் வரையப்பட்ட வெளிநாட்டு வரைவுகள் மற்றும் வெளிநாட்டு நாணயத்திலுள்ள பிற கருவிகள் 
Foreign drafts & other instruments in foreign currency, drawn on other banks in Sri Lanka and overseas centers.
Correspondent bank charges & courier charges are applicable.

Up to USD 1,000/-

LKR 250/-

Above USD 1,000/- up to USD 5000/-

LKR 500/-

Above USD 5000/-

LKR 750 /-

දේශීය USD නිෂ්කාශන පද්ධතිය තුළ දේශීය බැංකු මත ලද ඇ.එ. ජ.ඩොලර් අණකර 
உள்ளூர் அமெரிக்க டொலர் தீர்வை முறைமையில் உள்ளூர் வங்கிகளில் வரையப்பட்ட அமெரிக்க டொலர் வரைவுகள்.         
USD drafts drawn on local banks in Local USD Clearing System

To LKR A/C

Up to USD 1,000/-

LKR 250/-

Above USD 1,000/- up to USD 5,000/-

LKR 500/-

Above USD 5,000/-

LKR 750 /-

PFC ගිණුමකට
PFC கணக்கிற்கு   
To PFC A/C

NIL

PFCA හැර වෙනත් සියලුම විදෙස් මුදල් ගිණුම් සදහා
All FC accounts except PFCA

USD 5/- (Per draft)

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Foreign Currency Accounts

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4.0 
විදේශ මුදල් ගිණුම්
வெளிநாட்டு நாணயக் கணக்குகள்
FOREIGN CURRENCY ACCOUNTS
පුද්ගලික විදේශ මුදල් ගිණුම්
தனிநபர் வெளிநாட்டு நாணயக் கணக்குகள்
PERSONAL FOREIGN CURRENCY ACCOUNTS

විදේශ මුදල් නෝට්ටු නිකුත් කිරීම
வெளிநாட்டு நாணயங்களை வழங்குதல்
Issue of Foreign Currency Notes
ගිණුම් හිමියා
கணக்கு வைத்திருப்பவர்  
Account holder 
Nil
ගිණුම් හිමියාගේ පවුලේ සාමාජිකයන්
கணக்கு வைத்திருப்பவரின் குடும்ப உறுப்பினர்கள்
Family members of the account holder
0.5%
මුදල් හුවමාරු / நிதிப் பரிமாற்றம்  / Funds transfer 
ලංකා බැංකුවේ  ශ්‍රී ලංකා රුපියල් ගිණුමකට
இலங்கை வங்கியிலுள்ள ரூபாய் கணக்குகள்  
To a LKR A/C at BOC
Nil 
වෙනත් බැංකුවක ශ්‍රී ලංකා රුපියල් ගිණුමකට
ஏனைய வங்கிகளிலுள்ள ரூபாய் கணக்குகள் 
To a LKR A/C at other Banks 
USD 5/-  (By Pay Order)
USD 5/- (Through SLIPS)
LKR 400/- (Through RTGS) 
ස්ථාවර නියෝග ගෙවීම්
நிலையியற் கட்டளை கொடுப்பனவுகள்
Standing Order Payments
ලංකා බැංකුවේ  ශ්‍රී ලංකා රුපියල් ගිණුමකට
இலங்கை வங்கியிலுள்ள ரூபாய் கணக்கு வரவிற்கு 
To the credit of LKR A/C at BOC
 
Nil 
වෙනත
Others
USD 5/-
Drafts
Issue of foreign drafts other than in JPYCommission Up to USD 10,000/- or equivalent : USD 6/-
Above USD 10,000/- or equivalent : USD 10/-  
SWIFT charges as applicable
Issue of drafts in JPYCommission JPY 6,000/-
SWIFT charges as applicable
SWIFT Transfers 
Issue CommissionNil
Correspondent bank charges and SWIFT charges as applicable 
Amendments Correspondent Bank charges At actual
SWIFT charges as applicable 
Issue of certificate of balances
addressed to the A/C holderNil
addressed to other institution or 
“To whom it may concern”
USD 2/-
Tax purposesUSD 2/-
Addressed to auditors/Audit purposeUSD 5/-
Issue of statements of accounts 
Monthly Nil (If dispatched to local address)
USD 1/- (If dispatched to overseas address) 
WeeklyUSD 4/- per month
DailyUSD 10/- per month 
Closing of AccountUSD 5/-
BUSINESS FOREIGN CURRENCY ACCOUNTS
Issue of Foreign Currency Notes  1% of the Value (Min. USD 5/-) 
SWIFT Transfers 
Issue0.1% of the value (Min LKR 1,000/- Max LKR 10,000/-)
Amendmentscorrespondent Bank charges At actual
SWIFT charges USD 3/-
Issue of Certificate of Balance to AuditorsUSD 10/- 
Issuance of drafts Commission0.5% of the value (Min USD 6/- Max USD 15/-)
SWIFT charges as applicable
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Exports

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5.0 EXPORTS

5.1 DOCUMENTARY CREDIT (LETTER OF CREDIT)

Advice

Advising Charges (Customer)

LKR 3,500/-

Amendments

Advising Amendments (Customer)

LKR 2,000/-

Bill negotiations Under Letter of Credit

Proceeds to LKR accounts

Sight LC Handling charges

0.1% of Value (Min. LKR 2,500/- , Max. LKR 25,000/- )

Examination fee

LKR 7,500/-

Term LC Handling charges

0.15% of Value (Min. LKR 3,500/-, Max. LKR 25,000/-)

Examination fee

LKR 7,500/

Proceeds to Foreign Currency accounts

Sight LC Handling charges

0.1% of Value (Min. USD 50/- Max. USD 100/-)

Examination fee

USD 35/-

Term LC Handling charges

0.15% of Value (Min. USD 70/- Max. USD 125/-)

Examination fee

USD 35/-

5.2 DOCUMENTARY COLLECTION

Purchase of Bills

Foreign currency bills

DP

0.15% of Value (Min. USD 50/- Max. USD 100/-)

DA

0.20% of Value (Min. USD 70/- Max. USD 125/-)

Collection of Bills

Sent to bank

LKR 5,000/- / USD 20/-

 

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Imports

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6. IMPORTS

Tariff
 6.1 DOCUMENTARY CREDIT (LETTER OF CREDIT) 
Issuing of LC 
International LC0.75% of Value for 1st quarter and thereafter 0.15% for each additional month or part thereof 
(Min. LKR 5,500/-)
Domestic LC / Letters of credit opened against foreign currency (settlement should be made in foreign currency) 0.25% of Value for 1st quarter and thereafter 0.25% for each additional month or part thereof 
(Min. LKR 5,500/-)
Amendments 
Government, Private LCs & Permit LCsLKR 2,500/- (If borne by the applicant) 
USD 35/- or equivalent (If borne by the beneficiary)
6.2 IMPORT BILLS
Bills under LCs (International & Domestic)
Acceptance (Usance Bills)0.15% of value per month 
(Min. LKR 6,000/-)
Handling of Bills 
Bills settled from PFCA/BFCA accounts with us & FC Loans 0.05% of the value (Min USD 30/-) + USD 20/-
Bills under domestic LC0.05% of Value (Min. LKR 6,000/-Max. LKR 75,000/-)
Bill settlement International LC (should be collected as per LC term from either applicant or beneficiary)0.2% of Value (Min. LKR 6,000/-  Max. LKR 500,000/-)
SWIFT USD 15/- per message
Discrepancies in Document
Bills under domestic LCs 
Discrepancy charges LKR 5,000/- per set of documents presented 
SWIFT chargesLKR 2,500/-
Bills under international LCs 
Discrepancy charges
(Should be collected from the presenter)
USD 75/- per set of documents presented
SWIFT chargesUSD 25/-
Bills on Collection (DP / DA) 
(A) Collection of DP Bills (Documents against Payment)
      (SWIFT charges USD 15/- applicable)
From LKR Accounts0.75% of value (Min LKR 6,000/- Max. LKR 500,000/-) 
From BFCA/PFCA/FCL Accounts0.3% of value (Min USD 40/-) 
(B) Collection of DA Bills (Documents against Acceptance)
      (SWIFT charges USD 15/- applicable)
From LKR Accounts0.75% of value (Min LKR 6,000/- Max. LKR 500,000/-) 
From BFCA/PFCA/FCL Accounts 0.45% of value (Min USD 45/-)  
6.3 OTHER CHARGES 
Shipping Guarantee / Parcel Guarantee 
Issue of Shipping Guarantees
Under LC0.3% of value  (Min. LKR 5,000/-)
On collection basis0.375% of value (Min. LKR 5,000/-)
Import loan documentation
T/R & Pledge loans LKR 4,000/-
Other LoansLKR 3,500/-
SWIFT charges for correspondence
Local LKR 2,500/-
Foreign USD 20/- per swift message
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Letters of Guarantee

(විදේශ අයදුම්කරුවන්ගේ ඉල්ලීම මත)
(வெளிநாட்டு விண்ணப்பதாரர்களின் வேண்டுகோளின் பேரில்)
(At the request of Foreign Applicants)

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7.0 
ඇපකර ලිපි 
உத்தரவாத கடிதம்
LETTERS OF GUARANTEE

නිකුත්කිරීම 
வழங்குதல் (பணம்/எதிர் உத்தரவாதத்தால் ஆதரிக்கப்படுகிறது)
ISSUING (Backed by Cash/ Counter Guarantee)

(A) ඇපකර නිකුත්කිරීම 
உத்தரவாதங்களை வழங்குதல்
Issuing of Guarantees

වාර්ෂික වටිනාකමෙන් 1.5% 
(අවම USD 150/- හෝ මාස 03 ක කොමිස් මුදල යන්නෙන් වැඩි අගය)
தரகு பெறுமதியில் 1.5% ஆண்டுதோறும் 
(ஆ.கு 150/- ஐ.அ.டொலர்கள் அல்லது 03 மாத தரகு ஆகியவற்றில் ஆகக்கூடியது) 
1.5% of the value p.a
(Minimum USD 150/- or 03 months commission whichever is higher)

SWIFT ගාස්තු 
SWIFT கட்டணங்கள்
SWIFT Charges

USD 15/- 
(එක් පණිවිඩයකට
செய்தியொன்றுக்கு
Per Message)

(B) Issuing of Counter Guarantees

වාර්ෂික වටිනාකමෙන් 1.5% 
(අවම USD 150/- හෝ මාස 03 ක කොමිස් මුදල යන්නෙන් වැඩි අගය)
தரகு பெறுமதியில் 1.5% ஆண்டுதோறும் 
(ஆ.கு 150/- ஐ.அ.டொலர்கள் அல்லது 03 மாத தரகு ஆகியவற்றில் ஆகக்கூடியது) 
1.5% of the value p.a
(Minimum USD 150/- or 03 months commission whichever is higher)

SWIFT ගාස්තු 
SWIFT கட்டணங்கள்
SWIFT Charges

USD 15/- 
(එක් පණිවිඩයකට
செய்தியொன்றுக்கு
Per Message)

උපදේශනය 
ஆலோசனை 
ADVISING

USD 150/-

SWIFT ගාස්තු 
SWIFT கட்டணங்கள்
SWIFT Charges

USD 15/- 
(එක් පණිවිඩයකට
செய்தியொன்றுக்கு
Per Message)

සංශෝධන (ඇපකර)
திருத்தங்கள் (உத்தரவாதங்கள் மற்றும் எதிர் உத்தரவாதங்கள்)
AMENDMENTS (GUARANTEES & COUNTER GUARANTEES)

(A) වලංගුභාවය දීර්ඝ කිරීම හෝ වටිනාකම ඉහළදැමීම 
செல்லுபடியாகும் நி​லையை நீட்டித்தல் அல்லது பெறுமதியை அதிகரித்தல்
Extension of validity or increase of value

වාර්ෂික වටිනාකමෙන් 1.5% බැගින් මාසික පදනමින්
 தரகு            பெறுமதியில் 1.5% மாதாந்த அடிப்படையில் 
1.5% of the value p.a on monthly basis

(Min USD 150/-)

SWIFT ගාස්තු 
SWIFT கட்டணங்கள்
SWIFT Charges

USD 15/- 
(එක් පණිවිඩයකට
செய்தியொன்றுக்கு
Per Message)

(B) වෙනත් සංශෝධන 
ஏனைய திருத்தங்கள்
Other amendments

USD 150/-

SWIFT ගාස්තු 
SWIFT கட்டணங்கள்
SWIFT Charges

USD 15/- 
(එක් පණිවිඩයකට
செய்தியொன்றுக்கு
Per Message)

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Offshore Banking

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8.0 අක්වෙරළ බැංකු අංශය 
வெளிநாட்டு வங்கியியல்
OFFSHORE BANKING DIVISION

අයිරාව නිකුත්කිරීම 
வரைவு வழங்குதல்
Issue of Draft

එ.ජ.ඩො. 10/- හෝ ඊට සමාන මුදලක් 
10/- ஐ.அ.டொலர்கள் அல்லது இணையான
USD 10/- or equivalent

ශේෂය තහවුරුකිරීම් 
 மிகுதியை உறுதிப்படுத்தல் 
Balance confirmations

USD 5/-

ස්ථාවර නියෝග
நிலையியற் கட்டளைகள் 
Standing Orders (In each execution)

USD 5/-

පිටත ප්‍රේෂණ 
வெளிப்புற பண அனுப்பீடு
Outward remittances

USD 30/-

පිටත ප්‍රේෂණ සදහා සංශෝධන
வெளிப்புற பண அனுப்பீட்டுத் திருத்தங்கள்
Amendments on outward remittances

USD 12/- (per message)

ආනයන 
இறக்குமதிகள்
IMPORTS

ණයවර ලිපි 
                  ஆவணக் கடன்
Documentary Credit

ණයවර ලිපි නිකුත්කිරීම 
ஆவணக் கடன் 
Issuing of DC

පළමු කාර්තුව සඳහා වටිනාකමෙන් 0.3% ඉන්පසු අමතර එක් එක් මාසය සඳහා හෝ කොටසක් සඳහා 0.15% (අවමය එ.ජ.ඩො. 40/-)
முதல் காலாண்டிற்கான பெறுமதியில் 0.3% மற்றும் அதன் பிறகு ஒவ்வொரு கூடுதல் மாதத்திற்கும் அல்லது அதன் ஒரு பகுதிக்கும் 0.15% (ஆ.கு 40/- ஐ.அ.டொலர்கள்)  
0.3% of the Value for 1st quarter and thereafter 0.15% for each additional month or part thereof (Min. USD 40/-)

සංශෝධන
 திருத்தங்கள்
Amendments

(A) වලංගුකාලය දීර්ඝකිරීම හෝ අගය වැඩිකිරීම
செல்லுபடியாகும் நிலையை நீட்டித்தல் அல்லது மதிப்பை அதிகரித்தல் 
Extension of validity or increase in value

පළමු කාර්තුව සඳහා වටිනාකමෙන් 0.3% ඉන්පසු අමතර එක් එක් මාසය සඳහා හෝ කොටසක් සඳහා 0.15% (සංශෝධනයක් සඳහා අවමය එ.ජ.ඩො. 25/-)
3% முதல் காலாண்டிற்கான பெறுமதியில் 0.3% மற்றும் அதன் பிறகு ஒவ்வொரு கூடுதல் மாதத்திற்கும் அல்லது அதன் ஒரு பகுதிக்கும் 0.15% (ஒவ்வொரு திருத்தங்களுக்கும் ஆ.கு 25/- ஐ.அ.டொலர்கள்)  

0.3% of the Value for 1st quarter and thereafter 0.15% for each additional month or part thereof (Min USD 25/- per amendment)

(B)වෙනත් සංශෝධන 
ஏனைய திருத்தங்கள் 
Other amendments

USD 25/-

සම්ප්‍රේෂණයෙන් පසු ණයවර ලිපි ඇතුළු භාවිතයට නොගත් ණයවර ලිපි අයදුම්කරුගේ ඉල්ලීම මත අවලංගු කිරීම
 பரிமாற்றத்திற்குப் பிறகான வரைவுகள் உட்பட விண்ணப்பதாரரின் கோரிக்கையின் பேரில் பயன்படுத்தப்படாத ஆவணக் கடன்களை ரத்து செய்தல்
Cancellation of unutilized DCs on request of applicant including draft DCs after transmission

USD 25/-

ආනයන බිල්පත් 
இறக்குமதி உண்டியல்கள்
Import Bills

රැස්කිරීමේ ලියවිලි මත බිල්පත් (DP/DA)
 ஆவணச் சேகரிப்பு உண்டியல்கள் (DP/DA) 
Documentary collection Bills (DP/DA)

වටිනාකමෙන් 0.30% (අවමය එ.ජ.ඩො. 30/-)
பெறுமதியில் 0.30% (ஆ.கு 30/- ஐ.அ.டொலர்கள்)   
0.30% of value (Min. USD 30/-)

இலங்கை வங்கிக்கு ஒப்படைத்த சரக்கு ஏற்றுப் பட்டியல் ஒப்புதல்
Endorsement of Bill of Lading consigned to Bank of Ceylon

USD 10/-

නැව්ගත කිරීමේ ඇපකර නිකුත් කිරීම
கப்பல் உத்தரவாதங்களை வழங்குதல் 
Issuing Shipping Guarantees

වටිනාකමෙන් 0.3% (අවමය එ.ජ.ඩො. 30/-)
பெறுமதியில் 0.3% (ஆ.கு. 30/- ஐ.அ.டொலர்கள்)
0.3% of value (Min. USD 30/-)

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Credit Cards

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4.1  ක්‍රෙඩිට් කාඩ් | கடன் அட்டைகள் |  Credit Cards  
4.1.1 සම්බන්ධතා ගාස්තුව
 இணைவதற்கான கட்டணம்
Joining Fees

ප්‍රධාන            |              අතිරේක
பிரதான          |                துணை
Principal             |      Supplementary

Visa PlatinumRs.1,500/-        |          Rs.1,200/-
State Sector Master PlatinumFree of Charge
Master TitaniumRs.1,000/-          |         Rs. 750/-
Master WorldRs.1,500/-          |         Rs.1,200/-
State Sector Master WorldFree of Charge
Visa GoldRs.1,500/-          |         Rs.1,200/-
Visa ClassicRs.1,000/-         |          Rs.750/-
Doctors' CardFree of Charge
Chartered Accountants’ CardFree of Charge
BOC Shopping Card (Proprietary Card)Rs.200/-           |        Rs.200/-
4.1.2 වාර්ෂික ගාස්තු
வருடாந்தக் கட்டணங்கள்
Annual Fees
ප්‍රධාන                |          අතිරේක
பிரதான      |           துணை
Principal         |          Supplementary
Visa PlatinumRs.3,500/-         |          Rs.2,000/-
State Sector Master PlatinumRs.1,500/-
Master TitaniumRs.1,500/-       |            Rs.1,000/-
Master WorldRs.3,500/-        |           Rs.2,000/-
State Sector Master WorldRs.2,500/-
Visa GoldRs.2,500/-      |             Rs.1,500/-
Visa ClassicRs.1,500/-        |           Rs.1,000/-
Doctors' CardFree of Charge
Chartered Accountants’ CardFree of Charge
BOC Shopping Card (Proprietary Card)Rs.200/-           |        Rs.100/-
4.1.3 වෙනත් ගාස්තු
  பிற சேவைக் கட்டணங்களும் பொருட்களுக்கான கட்டணங்கள்
  Other Fees and Charges
Interest Rate28 % per annum
Interest on cash advance28 % per annum
තාවකාලිකව සීමාව වැඩි කිරීමේ ගාස්තුව
தற்காலிக எல்லை அதிகரிப்புக் கட்டணம்
Temporary limit enhancement fee
Rs.1,000/-
සීමාව වැඩි කිරීමේ ගාස්තුව
எல்லை அதிகரிப்புக் கட்டணம்
Limit enhancement fee
Rs.1,000/-
අවහිර කළ කාඩ්පත් සඳහා කාඩ්පත නැවත සක්‍රිය කිරීමේ ගාස්තුව
நிறுத்தப்பட்ட அட்டையை மீண்டும் செயற்படுத்துவதற்கான கட்டணம்
Card reactivation fee for blocked cards
Rs.1,000/-
ප්‍රමාද ගෙවීමේ ගාස්තුව
தாமதக் கொடுப்பனவு கட்டணம்
Late payment fee
Rs.900/-
පැයෙන් සේවා ගාස්තු
One hour service fee
N/A
එක් දින සේවා ගාස්තුව
One day service fee
N/A
සීමාව ඉක්මවා ගාස්තු
எல்லைக்கு மேலான கட்டணம்
Over limit fee
Rs.600/-
ක්‍රෙඩිට් කාඩ් ගනුදෙනු සඳහා කෙටි පණිවුඩ ඇඟවීමේ ගාස්තුව
கிரடிட் அட்டை பரிவர்த்தனைகளுக்கான குறுஞ் செய்திக் கட்டணம்
SMS Alert Fee for Credit Card transactions
නොමිලේ
கட்டணமில்லை
Free of Charge
Issue of P.O. Handling Charges for merchant settlementRs.300/- Per Pay Order
CRIB inquiry charges at Card Center (create history)Nil
මුදල් අත්තිකාරම් ගාස්තුව
பண முற்பணக் கட்டணம்
Cash advance fee
4% අවම රු. 300/-
4 %  ஆ.கு. ரூபாய் 300/-
4 % Min. Rs. 300/-
නව කාඩ්පතක් නිකුත් කිරීම
தொலைந்த அட்டைக்கான பதில் அட்டை
Card replacement fee
Rs.750/-
නව PIN අංකයක් නිකුත් කිරීමට
PIN ஐ மீள வழங்குதற்கான கட்டணம்
PIN re-issue fee
Rs.500/-
Card security change feeRs.500/-
ජාත්‍යන්තර තැපැල් 
வெளிநாட்டு விரைவுத் தபால் கட்டணம்
Overseas courier charges
Minimum Rs.2,500/ or actual charges which ever is higher
Cheque return notifications (cheques collected on account of card settlement)Rs.1,000/-
වීසා හෝ වෙනත් අවශ්‍යතාවයක් වෙනුවෙන් ක්‍රෙඩිට් කාඩ් ණය සීමාව තහවුරු කිරීමේ ලිපි නිකුත් කිරීම
விசா / வேறு ஏதேனும் நோக்கங்களுக்காக வழங்கப்பட்ட கிரடிட் அட்டை உறுதிப்படுத்தல் கடிதங்கள்
Credit Card limit confirmation letters issued for Visa purposes / any other purposes
Same Day Rs.1,000/- Normal Rs.1,000/-
වෙනත් බැංකුවකට/විගණනයට/ කාඩ්පත් හිමියාට හෝ වෙනත් අවශ්‍යතාවයක් වෙනුවෙන් ක්‍රෙඩිට් කාඩ් ණය සීමාව තහවුරු කිරීමේ ලිපි නිකුත් කිරීම
ஏனைய வங்கிகள்/கணக்காளர்களுக்கான கிரடிட் அட்டை மிகுதியை  உறுதிப்படுத்திய  கடிதங்கள்
Credit Card balance confirmation Letters to Other Banks/Auditors/Card holders
Rs.1,000/-
ගණුදෙනු ප්‍රකාශනය පිටපතක් නිකුත් කිරීම -  කාඩ්පත් හිමියා වෙත
நகல் கூற்று வழங்கல்- அட்டை உரிமையாளர்
Issue of duplicate statement- card holder
මාසික ප්‍රකාශනය - මාස 6ක් දක්වා
6 மாதங்கள் வரை மாதாந்தக் கூற்று கட்டணம்
Monthly statement up to 06 months
Rs. 200/- (per statement)
මාසික ප්‍රකාශනය - මාස 6 ට 
6 மாதங்களுக்குப் பிறகு மாதாந்தக் கூற்று கட்டணம்
Monthly statement after 06 months
Rs. 300/- (per statement)
වෙළද ආයතන මුල් ප්‍රකාශය නිකුත් කිරීම (දෘඩ පිටපත)
Issue of Merchant Original Statement (hard Copy)
Rs.3,000/- per Month
අනුපිටපත් ප්‍රකාශය නිකුත් කිරීම - වෙළද ආයතන (දෘඩ පිටපත)
நகல் கூற்று வழங்கல்- வணிகர் (அச்சுநகல்)
Issue of duplicate statement- merchant (hard copy)

(දිනපතා ප්‍රකාශයකට ගාස්තුව)
(நாளாந்த கூற்றுக்கான கட்டணம்)
(fee per daily statement)
මාස 06 දක්වා
06 மாதங்கள் வரை
Up to 06 months

Rs.100/- Max. Rs.5,000/-

 

මාස 06 සිට මාස 12 දක්වා
06 மாதங்களிலிருந்து 12 மாதங்கள் வரை
06 months to 12 months

Rs.200/- Max. Rs.7,500/-

 

මාස 12 කට වැඩි
12 மாதங்களுக்கு மேல்
Over 12 months
Rs.300/- Max. Rs.10,000/-

අනුපිටපත් ප්‍රකාශය නිකුත් කිරීම - වෙළද ආයතන (මෘදු පිටපත)
நகல் கூற்று வழங்கல்- வணிகர் மென் நகல்)
Issue of duplicate statement- merchant (soft copy)

(දිනපතා ප්‍රකාශයකට ගාස්තුව)
(நாளாந்த கூற்றுக்கான கட்டணம்)
(fee per daily statement)

මාස 03 දක්වා
03 மாதங்கள் வரை
Up to 03 months

Free of charge

 

මාස 03 සිට මාස 06 දක්වා
03 மாதங்களிலிருந்து 06 மாதங்கள் வரை
03 months to 06 months

Rs.100/- Max. Rs.2,500/-

 

මාස 06 සිට මාස 12 දක්වා
06 மாதங்கள்  to 12 மாதங்கள் வரை
06 months to 12 months

Rs.200/- Max. Rs.5,000/-

 

මාස 12 කට වැඩි
12 மாதங்களுக்கு மேல்
Over 12 months
Rs.300/- Max. Rs.7,500/-

 

 

 

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Debit Cards

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4.2    ඩෙබිට් කාඩ් / டெபிட் அட்டைகள்   / Debit Cards


සම්බන්ධ වීමේ ගාස්තුව (14+, FCY A/Cs සහ Prestige Plus C/A හැර)
 முதல் அட்டை (14+, PFC, Prestige C/A தவிர்த்து)
Joining Fee (Excluding 14+, FCY A/Cs & Prestige Plus C/A)

නම සහිත කාඩ්පත (පළමු කාඩ්පත)
பெயர் பொறிக்கப்பட்ட அட்டை
Name Card (Embossed) (First Card)
Rs.750/-
නම රහිත  කාඩ්පත (පළමු කාඩ්පත)
பெயர் பொறிக்கப்படாத அட்டை 
Unembossed Card (First Card)

 

Rs.500/-

වාර්ෂික ගාස්තුව (14+, FCY A/Cs සහ Prestige Plus C/A හැර)
வருடாந்தக் கட்டணம் (14+, PFC, Prestige C/A தவிர்த்து)
Annual Fee (Excluding 14+, FCY A/Cs & Prestige Plus C/A)
Rs.500/-
අලුත් කිරීම හෝ ආදේශන කාඩ්පත
புதுப்பித்தல் அல்லது  பதில் அட்டை
Renewal or Replacement Card
නම සහිත කාඩ්පත
பெயர் பொறிக்கப்பட்ட அட்டை
Name Card (Embossed)
Rs.750/-
නම රහිත  කාඩ්පත 
பெயர் பொறிக்கப்படாத அட்டை
Unembossed Card
Rs.500
අත්හිටවූ කාඩ්පත් නැවත සක්‍රිය කිරීමේ ගාස්තුව
நிறுத்தப்பட்ட அட்டையை மீண்டும்
செயற்படுத்துவதற்கான கட்டணம்
Reactivation Fee of stopped cards
Rs.100/-
ගෙවීම් සීමාව වැඩි කිරීමේ ගාස්තුව
எல்லையை அதிகரித்தல்
Limit Enhancement Fee
Rs.100/-
ඩෙබිඩ්පත් වෙනත් රටවල භාවිතය සදහා 
Debit card overseas use fee ATMs
Rs. 500/-
4.3 
ATM සේවා
ஏடிஎம்  சேவைகள்
ATM Services
4.3.1 
BOC ATM යන්ත්‍රවල හර/ ATM ගනුදෙනු
BOC தன்னியக்க காசாளர் இயந்திரங்களில் நிறைவேற்றப்படும் டெபிட்/ ஏடிஎம் பரிவர்த்தனைகள்
Debit/ ATM Transactions performed on BOC ATMs
 
ATM මගින්  මුදල් ආපසු ගැනීමේ ගාස්තුව
ATM பணம் மீளப்பெறல்
ATM Cash withdrawal fee
Rs.5/-
ATM මගින් ශේෂය විමසීම් ගාස්තුව
ATM மிகுதியை அறிதல்
ATM Balance Inquiry fee
නොමිලේ
கட்டணமில்லை
Free of charge
මුදල් ආපසු ගැනීම / ශේෂය විමසීම සඳහා රිසිට්පත මුද්‍රණය කිරීම
Printing Receipt for Cash withdrawal / Balance inquiry
Rs. 5/-
ලුහුඩු ප්‍රකාශනය
Mini statement
Rs. 5/-
4.3.2 
LankaPay ස්වයංක්‍රීය ටෙලර් යන්ත්‍ර මත සිදු කරනු ලබන හර/ ATM ගනුදෙනු
LankaPay தன்னியக்க காசாளர் இயந்திரங்களில் நிறைவேற்றப்படும் டெபிட்/ ஏடிஎம் பரிவர்த்தனைகள்
Debit/ ATM Transactions performed on LankaPay ATMs
ATM මගින්  මුදල් ආපසු ගැනීමේ ගාස්තුව
ATM பணம் மீளப்பெறல்
ATM Cash withdrawal fee
Rs.30/-
ATM මගින් ශේෂය විමසීම් ගාස්තුව
ATM மிகுதியை அறிதல்
ATM Balance Inquiry fee
Rs.7/50
4.3.3 
දේශීය වීසා මාස්ටර් ජාලය මත සිදු කරනු ලබන හර/ ATM ගනුදෙනු
உள்ளூர் Visa Master வலையமைப்பில்  நிறைவேற்றப்படும் டெபிட்/ ஏடிஎம் பரிவர்த்தனைகள்
Debit/ ATM Transactions performed on local Visa Master network
ATM මගින්  මුදල් ආපසු ගැනීමේ ගාස්තුව
ATM பணம் மீளப்பெறல்
ATM Cash withdrawal fee
Rs.75/-
ATM මගින් ශේෂය විමසීම් ගාස්තුව
ATM மிகுதியை அறிதல்
ATM Balance Inquiry fee
Rs.7.50
4.3.4 
විදේශ ප්‍රවේශ ගාස්තු (දේශීය  ස්වයංක්‍රීය ටෙලර් යන්ත්‍රවල විදේශ කාඩ්පත් භාවිතය)
Foreign Access Fee (use of foreign cards in domestic ATMs)
විදේශ ප්‍රවේශ ගාස්තු - මුදල් ආපසු ගැනීම
Foreign Access Fee- Cash Withdrawal
Rs. 500/-
විදේශ ප්‍රවේශ ගාස්තු - ශේෂය විමසීම් 
Foreign Access Fee- Balance Inquiry
Rs. 100/-

 

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Internet Banking

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4.4 
අන්තර්ජාල බැංකුකරණය
இணைய வங்கியியல்
Internet Banking

සම්බන්ධ වීමේ ගාස්තු - ආයතනික ගනුදෙනුකරුවන්
இணைவுக் கட்டணம்    நிறுவன வாடிக்கையாளர்கள்
Joining Fee Corporate Customers

 

 

 

Rs.1,000/-

 

පරිශීලකයින් 03 ඉක්මවන විට එක් එක් අමතර පරිශීලකයෙකු සඳහා රු. 500/-
3 பயனர்களுக்கு மேல் ஒவ்வொரு கூடுதல் பயனருக்கும் ரூ.500/-
Rs.500/- for each additional user when exceeding 03 users

පුද්ගලික ගණුදෙනුකරුවන්
தனிநபர் வாடிக்கையாளர்கள்
Personal Customers
නොමිලේ
கட்டணமில்லை
Free of charge
වාර්ශික ගාස්තු
வருடாந்தக்  கட்டணம்
Annual Fee 
ආයතනික ගනුදෙනුකරුවන්
நிறுவன வாடிக்கையாளர்கள்
Corporate Customers
Rs.2,000/-
පුද්ගලික ගණුදෙනුකරුවන්
தனிப்பட்ட வாடிக்கையாளர்கள்
Personal Customer
Rs.500/-

 

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Fund Transfers

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අරමුදල් මාරු කිරීම් / நிதிப் பரிமாற்றம் / Fund Transfers   
CEFT - අන්තර්ජාල බැංකුකරණය
CEFT - இணைய வங்கியியல்
CEFT - Internet Banking
Rs.30/-
SLIPS - අන්තර්ජාල බැංකුකරණය
SLIPS - இணைய வங்கியியல்
SLIPS - Internet Banking
Rs.20/-
බැංකුවෙන් විද්‍යුත් රිසිට්පත තහවුරු කිරීම
வங்கியிடமிருந்து e-receipt உறுதிப்படுத்தல்
e-receipt confirmation from the Bank
Rs.50/-
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Current Accounts

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Nature of Transaction - Current Accounts

Tariff 

1.1  Monthly Service Charge: For both credit & debit balances

Corporate Customer - Monthly Minimum Balance < Rs 250,000/-

Rs. 2,000/- per month
 

Business Customer - Monthly Minimum Balance < Rs 15,000/-

Rs. 1,000/- per month

Personal Customer (Trading) - Monthly Minimum Balance < Rs 7,500/-

Rs. 500/- per month

Personal Customer (Non Trading) - Monthly Minimum Balance < Rs 7,500/-

Rs. 200/- per month

Minimum O/D Interest (Will be applicable if the amount overdrawn falls below the minimum balance requirement)

Corporate Customer

Rs. 2,000/- per month

Business Customer

Rs. 1,000/- per month

Personal Customer (Trading)

Rs. 500/- per month

Personal Customer (Non Trading)

Rs. 400/- per month


Outward Cheque Returns – Inward Clearing

Due to Lack of Funds (Cash/ Clearing)

Charges to drawer - Paying Bank

Rs. 3,500/-

Effects Not Realized

Rs. 750/-

Technical Reasons (except Bank faults/ lapses)

[CRN Codes - 14,55,57,58,59,60,62]

Rs. 250/-

Cheque Return Notification Charges – (CRN) 

Cheque Return Code 
1 & 2 


1st Return 
Rs. 250/-

2nd Return 
Rs. 500/-

 

Cheque Return Code 
14,15,16,52,55,56,57,58,60 & 62

Rs. 250/-

Invalid Cheque Rs. 250/-


Inward Cheque Returns - Outward Clearing

Cheque Return Notification Charges (CRN) – Outward Cheques 
[CRN Codes 1,2,10,12,13,50,59,61,63,64,65 & 66]

Rs. 100/-


Postage 
Actual charge 

1.5 Request of Archived Physical Cheque/ Image 

Physical Cheque Retrieval 

Rs. 400/- (per chq)

Retrieval of Physical Cheque from archive

Rs. 600/- (per chq) and

Actual charge 

Requested by Court Orders (addressed to BOC directly) 

Free of Charge

CRN Images Within 1st Month 

02 to 06 Months 

Over 06 Months 

Over 06 years 

Rs. 50/-

Rs. 75/-

Rs. 150/-

Rs. 200/-


Stop Payments (Corporate/ Business/ Personal Customers)

If funds available at the time of request 

Rs. 750/- per chq

If funds not available at the time of request 

Rs. 4,000/- per chq

Lost cheque book or part 

Rs. 3,500/- per chq. book

1.7  Current Account Statements – Per month

Daily Statements

Rs. 3,500/-

Corporate Customer   : Rs. 5,000/-

Weekly Statements 

Rs. 2,000/-

Corporate Customer :Rs. 2,500/-

Monthly Statements 

Free of charge

E-Statements (Any frequency) 

Free of charge

1.8 Duplicate Copies of Statements (Printed copies) 

Within 06 years 

From Branch:
First 3 Pages – Per page:  Rs. 100/- 
over 3 pages -Per Page: Rs. 250 /-

Corporate Branch
First 3 Pages - Rs. 250/- pp 
over 3 pages - Rs. 200 /- pp 

From CBO:
 (Statement in Standard Sheet) Rs. 250/- pp 

Over 06 Years 

Rs. 1,500/- per page

Duplicate Email copies for E- Statements Customers 

Rs. 100/-

Statement for Closed Accounts from CBO 

Within 06 years 

Over 06 Years 

Rs.250/- PP,

Rs. 1,500/- PP

Rs. 2,500/- of Handling Fee

1.9 
Cheques Purchasing 

Local Cheques Purchased (Conditions Apply)

0.75% of Transaction Amount Min. Rs. 1,500/-

Salary Cheques drawn by the Government of Sri Lanka (Central Government Accounts) 

No charge 

1.10 Cheque Marking For Payment 

Inward (As Paying Bank) 

Rs. 4,000/-

(b) Outward (As Collecting Bank)

0.15% Min. Rs. 4,000/-

1.11 Cost of Cheque Books 

 leaves 25 

Rs. 500/-

leaves 50

Rs. 1,000/-

Continuous Cheque Leaves 

Rs. 20 Per Cheque Leaf and Actual Printing Charges

Postage 

Actual cost 

1.12 Closure of Current Accounts 

Corporate Customer 

Rs. 1,500/-

Business/ Personal Customer 

Rs. 1,000/-

1.13 Preparation of Cash Orders

Same day 

0.3% Min. Rs. 5,000/-

Next working day 

0.25% Min. Rs. 5,000/-

Over the counter (Over Rs. 1,000,000/- More than 3 Denominations) 

Per Denomination 
0.3% Min. Rs. 3,000/-

Bankers' Orders 

0.25%

Transport 

Actual cost 

1.14 Confirmation of Account Balances 

Balance confirmation letters 

Rs. 1,000/- per query

1.15 Agreement Execution 

Execution of Escrow Agreements 

 Execution Fee 

Annual Fee

Rs. 750,000/- (One Off) 

Rs. 150,000/-

Execution of Tri-Partite Agreements in line with Non Resident Rupee Accounts (NRRA) : Execution Fee

Rs. 500,000/-

 

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Savings and Time Accounts

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2.0 Savings Accounts and Fixed deposits

Tariff

2.1 Monthly Service Charge: (Based on the Average Balance maintained)

Ordinary Savings/ Mudaraba Savings < Rs. 1,500/- සාමාන්‍ය ඉතුරුම්/ 

Rs. 35/- per month 

Other Savings Schemes (Except all Minor A/Cs) < Rs. 500/- 

Rs. 35/- per month 


Ordinary Savings Non Personal < Rs. 10,000/-

Rs. 35/- per month 

Islamic Banking Savings Products < Rs. 1,500/-
(Except all Minor A/Cs)

Rs. 35/- per month 

Ran Ulpatha 

Free of charge 

School Sansada 

Free of charge 

2.2 Closure of Accounts

Savings Account Closure 

Rs. 500/-

2.3 Savings Account Statements (For Non Passbook issuing Accounts ) 

Monthly 

Free of charge 

Daily Corporate/ Business/ Personal Customer 

Rs. 4,000/- per month

Weekly Corporate Customer 


Business/ Personal Customer 

Rs. 3,000/- per month

Rs. 1,500/- per month

E-Statements at any frequency 

Free of charge 

2.4  Issuance of Duplicate Savings Account Statements – (Printed Copies of Statements for Audit/ VISA Purposes etc.) 

Within 06 years Corporate/ Business/ Personal Customer 

Rs. 500/- per page 

Over 06 Years Corporate Customer 

-

Business/ Personal Customer 

Rs. 1,500/- per page 

-

Rs. 1,500/- per page 

Duplicate Email copies for E- Statements Customers 

Rs. 100/- 

Foreign Currency Accounts 

Free of charge 

2.5 Issuance of Duplicate Passbook/ FD Receipt (In case of lost )

Re-issuance of Passbook 

Rs. 500/-

Re-issuance of Fixed Deposit Receipt/ Savings certificates (Smart Investor, Smart Saver, Smart Lady etc.) 

Rs. 2,000/-

2.6 Confirmation of Account Balances - for Audit / VISA / Tax Purposes etc.

Balance Confirmation Letters on Deposit / Loan Account 

Rs. 1,000/- per query 

 

2.7 Preparation of Cash Orders


 

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General Operations

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3.0 General OperationsTariff
3.1 Issuance of Official Cheques (Pay orders/ Bank Drafts)
3.1.1 Issuance of Pay Orders/ Bank drafts (Unless special arrangements are made)
BOC Customer0.06% Min.- Rs. 300/- Max.- Rs. 1,500/-
Non BOC Customer0.06% Min.- Rs. 1,000/- Max.- Rs. 3,000/-
3.1.2 Issuance of Pay Orders in favour of Director General of Customs (DGC)
BOC CustomerRs. 300/-
Non BOC CustomerRs. 1,500/-
Online DGC payment FacilityFree of Charge
3.1.3 Pay Order Cancellation
Cancellation with surrendering Pay OrderRs. 250/- per transaction
Cancellation without surrendering Pay OrderRs. 1,500/- per transaction
Re – Issuance of Pay Orders (with/ without surrendering P/O)Issuance fee as new Pay Order issuance
3.2 Standing Instructions
3.2.1 Standing Orders Registrations and Funds Transfers
RegistrationRs. 250/- (Excluding all beneficiary children's savings products with in BOC)
Transfer to customer's own Savings/ Current A/C /Credit Card within BOCFree of Charge
Standing Order ModificationRs. 100/-
3.2.2 Standing Orders to Third Party BOC/ other Banks/ Institutions (excluding all beneficiary children's savings products with in BOC)

Payment through system

Payment through pay order

Rs. 50/- per payment

Rs. 300/- per payment

(Actual postage will be applicable)

3.2.3 Standing Order Cancellation
Lack of funds on 03 consecutive occasionsRs. 100/-
Un successful Payment ( within 03 days)Rs. 50/- per payment
3.3 Funds Transfers
3.3.1 Fund Transfers/ Payments – Through System
SLIPS – per fileRs. 25/- per transaction 
Min. Rs. 125/-
(05 items)
SLIPS – manually operatedRs. 20/- per transaction Min. Rs. 50/-
RTGSRs. 400/- per transaction
3.3.2 Manual Fund Transfers within BOC
Between Customer's own BOC Accounts (Retail Segment)Rs. 100/- per transaction
To Third Party Account (Retail Segment)Rs. 200/- per transaction
Corporate to Corporate customer0.1% Min Rs. 200/- Max Rs. 2,000/-
Corporate to Other Branches0.2% Min Rs. 200/- Max Rs. 2,000/-
Payable over the counter (Mail Transfers)0.30% Min. Rs. 1,000/- Max. Rs. 10,000/-
Frequent fund transfers and same day cash withdrawals (Over Rs. 1,000,000/-)0.25% Max. Rs. 4,000/-
3.4 Safe Deposit Lockers 
SmallRs. 75,000/- Rs. 3,500/-
MediumRs. 100,000/- Rs. 5,000/-
LargeRs. 125,000/- Rs. 6,000/-
Extra LargeRs. 150,000/- Rs. 7,500/-
Super LargeRs. 200,000/- Rs. 10,000/-
Re-issuance of Keys (In case of Lost/ damage)Actual Cost and Rs. 1,000/- of Handling Fee
3.5 Utility Bill Payments
Ceylon Electricity BoardRs. 20/- per transaction
3.6 Collection Accounts
On Collection of FundsRefer relevant OICs/ Circular Letters

Funds transfer to other Bank

(From Collection A/C to customers main A/C at other bank)

0.25% per transfer/ Investment

Min. Rs. 10,000/-

3.7 SMS Alerts Facility

Personal (Trading/ Non Trading) Accounts

Up to 20 SMS

21 - 75 SMS

76 and more SMS

 

Rs. 10/-

Rs. 50/-

Rs. 100/-

Business Accounts Up to 200 SMS

201 and more SMS

Rs. 100/-

Rs. 500/-

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Credit Operations

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5.0 Credit OperationsTariff
5.1 Service Charge for CRIB inquiry (including Credit Information Bureau Charges)

Inquiry from CRIB

Personal & Business Customers

Corporate Customers

 

Rs. 300/-

Rs. 700/-

5.2 Credit Facilities (other than the Development Lending Schemes) - Processing of Application & Documentation Charges
Personal and Commercial (Term) Loans below Rs. 50,000/-
A. Cash backed SecurityRs. 300/-
B. Other CollateralRs. 1,000/-
Personal and Commercial (Term) Loans above Rs. 50,001/-

A.   Cash backed Security

Personal

Business & Corporate

 

0.5% Min. Rs.500/- Max. Rs. 1,000/-

0.5% Min. Rs. 1,000/- Max. Rs. 10,000/-

B.  Mortgage over  Immovable Property

Personal Customers

Business Customers

 

0.8% Min. Rs.2,000/- Max. Rs. 250,000/-

0.8% Min. Rs.5,000/- Max. Rs. 250,000/-

C.  Other Collateral

Personal Customers

Business Customers

 

0.8% Min. Rs.2,000/- Max. Rs. 200,000/-

0.8% Min. Rs.5,000/- Max. Rs. 200,000/-

Housing loans 
(in addition to the actual expenses i.e. Valuation/Title etc.)
BOC Housing Loans0.8% Min. Rs. 1,000/- Max. Rs. 25,000/-
Govt. Housing Loans0.8% Min. Rs. 1,000/- Max. Rs. 10,000/-
Personal ,Govt Pensioners' and BOC Pensioners' Loans 
Facilities up to Rs 5,000,000 /-0.8% Min. Rs. 2,,000/- Max. Rs. 20,000/-
Facilities from Rs 5,000,001/- to Rs 10,000,000/-0.8% Min. Rs. 2,,000/- Max. Rs. 30,000/-
Facilities from Rs 10,000,001/- and above0.8% Min. Rs. 2,,000/- Max. Rs. 50,000/-
Pledge & TR Facilities (New Loans & Top Ups ) 
Pledge Loans0.4% Min. Rs. 10,000/- Max. Rs. 500,000/-
Trust Receipts Loans0.5% Min. Rs. 25,000/- Max. Rs. 500,000/-
5.3 Credit Facilities under Development Lending Schemes 

Credit Facilities of Rs. 100,000/- and below

Processing of application and Documentation Charges

Rs. 500/-

Credit Facilities of Rs. 100,001/- and above

Processing of application and Documentation Charges

Up to Rs. 1.0 Mn 0.5% Min. Rs. 500/-

Rs. 1 Mn to Rs. 5 Mn 0.5% Max. Rs. 12,500/-

Above Rs. 5 Mn 0.5% Max. Rs. 20,000/-

5.4 Temporary Overdrafts 

Personal, Business and Corporate Customers

 

 

Up to Rs. 4,999 /- Rs. 100/-

Rs. 5,000/- to Rs. 99,999/- Rs. 1,000/-

Rs. 100,000/- to Rs. 499,999/- Rs. 2,000/-

Rs. 500,000/- to Rs. 999,999/- Rs. 5,000/-

Rs. 1,000,000/- and above Rs 10,000/-

Extension of TOD0.08% Min Rs.1000/- Max Rs.10,000/-
5.5 BOC Leasing 
Documentation & Service Charges (Up front)

Up to Rs. 5.0 Mn Rs. 7,500/-

Above Rs.5.0 Mn Rs. 10,000/-

Termination FeeFree of charge
5.6 Issuance of Local Guarantees/ Counter Guarantees/ Stand by Letter of Credits 

Against cash backed securities

(i.e. 100% cash in non interest bearing account/ Margin Account)

1% per annum (0.25% per quarter or part thereof)

Minimum Rs. 5,000/-

Against cash backed securities

(i.e. 100% cash in interest bearing accounts - Savings/ FDs/ FC accounts etc.)

1.5% per annum (0.5% per quarter or part thereof)

Minimum Rs. 5,000/-

Against Immovable Property (In addition to documentation charges)

2.5% per annum

(0.625% per quarter or part thereof)

Minimum Rs. 5,000/-

Personal Guarantee/ Indemnity (In addition to documentation charges)

3% per annum

(0.75% per quarter or part thereof)

Minimum Rs. 5,000/-

Amendment to the Guarantee

(A) Extension of validity or increase of value -

Commission Rates applicable under issuance

of Guarantee

(B) Other Amendments

Commission Rs. 5,000/-

Issuance Guarantee Draft (From 2nd onward)Rs. 2,000/- per letter
SWIFT ChargersRs. 1,500/-
5.7 Issuance of credit line lettersRs. 15,000/- per letter

5.8 Early settlement Charges- Full Settlement or part there of

 

For BOC Personal Loans , BOC Housing Loans & Pensioners' Loans 
excluding development loans/Fully secured loans

Within 3 years from the date loan granted3% on balance outstanding
Above 3 years and up to 5 years2% on balance outstanding
Above 5 years from the date loan granted1% on balance outstanding
Penal interest not exceeding 200 basic point p.a. for the arrears capital (Except pawning and credit cards)
For Term and Business Loans (full or part settlement ) excluding Development Banking Loans
Within 3 years from the date of loan granted1% on settlement amount at the time of 
full settlement or part there off
For Development LoansNot Applicable
5.9 Inspection Charges
Inspection chargesActual Traveling Cost
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My Sri Lanka - Foreign Currency Fixed Deposit

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   කල් පිරීමේදී පොළිය | Interest at Maturity

විදේශ මුදල් වර්ගය
Currency 
වසර 2 - කල් පිරීමේදී පොළිය (% වා.පො.)
2 Years  - Interest at Maturity 
% (p.a.)
වසර 5 - කල් පිරීමේදී පොළිය 
5 Years (% වා.පො.)
Interest at Maturity 
% (p.a.)

USD

6.00 (5.83 A.E.R)    6.25 (5.59 A.E.R)   

GBP

4.50 (4.40 A.E.R) 4.75 (4.35 A.E.R)   

EUR

4.00 (3.92 A.E.R)   4.50 (4.14 A.E.R) 

AUD

4.00 (3.92 A.E.R)   4.50 (4.14 A.E.R)   

 මාසිකව පොළිය | Interest at Monthly**

විදේශ මුදල් වර්ගය
Currency  
වසර 2 / 5 - මාසිකව පොළිය (% වා.පො.) 
2 Years | 5 Years  - Monthly Interest % (p.a.) **

USD

4.25 (4.33 A.E.R)  

GBP

3.00 (3.04 A.E.R)   

EUR

3.00 (3.04 A.E.R)   

AUD

3.00 (3.04 A.E.R)   

* මෙම පොලී අනුපාත නැවත අලුත් කිරීමේදී සංශෝධනය විය හැක.
* These interest rates may revise at renewal.

** ශ්‍රී ලාංකික සංක්‍රමණික සේවකයින් සඳහා පමණක් මාසික පොලී පහසුකම ලැබේ.
    පොලී මුදල අදාළ විදේශ මුදලින් ගණනය කර ශ්‍රී ලංකා රුපියල් වලින් ගෙවනු ලැබේ.
** Monthly interest facility avail for Sri Lankan migrant employees only.  
    The interest amount will be calculated in relevant foreign currency and paid in Sri Lankan Rupees.

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