Rates & Tariffs

Currency Exchange Rates

Exchange Rates	Exchange Rates: : currency per unit of foreign currency as at: 20.04.2024 07:00:05 PM
Exchange Rates	Currency		Travelers Cheques/ Drafts		Telegraphic/PFCA/ BFCA Transfers
Currency	Buying Rate	Selling Rate	Buying Rate	Selling Rate	Buying Rate	Selling Rate
AED	76.3900	86.8087	-	-	-	-
AUD	186.2893	197.2436	187.1506	196.4214	188.6020	196.4214
BHD	706.8461	816.2100	-	-	-	-
CAD	213.0429	224.1117	212.4084	224.1117	214.3325	224.1117
CHF	317.3916	340.4916	322.4940	340.4916	326.3482	340.4916
CNY	38.4710	42.2488	40.1442	42.2488	40.4554	42.2488
DKK	-	-	41.6036	44.0568	41.9710	44.0568
EUR	311.5917	325.7806	311.3249	325.9024	314.2602	325.9024
GBP	365.8624	380.8256	366.9234	380.4298	368.6198	380.4298
HKD	36.2392	39.5648	37.5578	39.5648	37.9060	39.5648
INR	3.1115	4.1115	3.1615	4.0615	3.2115	4.0615
JPY	1.8930	2.0000	1.9075	2.0000	1.9226	2.0000
KWD	889.4289	1,009.7059	-	-	-	-
NOK	-	27.9086	26.5301	27.9086	26.7374	27.9086
NZD	170.6406	181.8900	170.5033	181.8900	172.5382	181.8900
OMR	746.2308	803.9804	-	-	-	-
QAR	64.8249	84.9078	-	-	-	-
SAR	73.0907	86.1285	-	-	-	-
SEK	-	28.0208	26.6244	28.0208	26.8282	28.0208
SGD	212.8630	225.7538	215.0732	225.7538	217.1620	225.7538
THB	8.0271	9.2571	8.0471	9.0271	8.0771	9.0271
USD	298.0000	306.0000	297.3000	306.0000	298.0000	306.0000
ZAR	-	-	15.2169	16.0581	15.3467	16.0581

The above rates are for indicative purposes only. These are subject to change based on market conditions and at the discretion of the bank. Please call +9411-2445785 for any clarification.

Treasury Bill Rates

භාණ්ඩාගාර බිල්පත් අනුපාත 05.04.2024 දින සිට ආරම්භ වන සතිය සඳහා අදාළ වේ திறைசேரி உண்டியல் வீதங்கள் - தொடங்கும் வாரத்திற்குப் பொருந்தும் 05.04.2024 ஆம் திகதியிலிருந்து TREASURY BILL RATES APPLICABLE FOR THE WEEK COMMENCING FROM 05.04.2024 (Subject to availability)
කාලය தவணை Term	වාර්ෂික පොළිය வருமானம் ஆண்டுதோறும் Yield P.A	100/=ரூபாய் ஒன்றிற்கான விலை Price per Rs: 100/=
මාස 03 (දින 91) 03 மாதங்கள் (91 நாட்கள்) 03 Months (91 days)	8.25%	97.9792
මාස 06 (දින 182) 06 மாதங்கள் (182 நாட்கள்) 06 Months (182 days)	8.30%	96.0154
මාස 12 (දින 364) 12 மாதங்கள் (364 நாட்கள்) 12 Months (364 days)	8.50%	92.1659

Rupee Fixed Deposits

1. ස්ථාවර තැන්පතු | நிலையான வைப்பு | FIXED DEPOSITS

කාලය සහ ගෙවීම් ක්‍රමය கால மற்றும் கட்டண முறை Term & Payment method	පොලී අනුපාතය (වා.පො) ஆண்டுக்கான வீதம் Interest Rate (p.a.)
මාස 1 1 மாதம் 1 Month	6.50%
මාස 3 3 மாதங்கள் 3 Month	7.00%
මාස 6 6 மாதங்கள் 6 Month	7.25%
වසර 1 - කල්පිරීමේදී ගෙවන පොළිය 1 வருடங்கள் - முதிர்ச்சியில் வட்டி 1 Year -Interest at maturity	7.75%
වසර 1 - මාසිකව ගෙවන පොළිය 1 வருடங்கள் - மாதாந்த வட்டி 1 Year -Interest paid monthly	7.50%
වසර 1 \| ජේෂ්ට පුරවැසි - කල්පිරීමේදී ගෙවන පොළිය 1 வருடங்கள் \|மூத்தப் பிஜைகள்- முதிர்ச்சியில் வட்டி 1 Year \| Senior Citizens -Interest at maturity	8.25%
වසර 1 \| ජේෂ්ට පුරවැසි - මාසිකව ගෙවන පොළිය 1 வருடங்கள் \|மூத்தப் பிஜைகள்- மாதாந்த வட்டி 1 Year \| Senior Citizens -Interest paid monthly	8.00%
වසර 2 - කල්පිරීමේදී ගෙවන පොළිය 2 வருடங்கள் - முதிர்ச்சியில் வட்டி 2 Years -Interest at maturity	7.75%
වසර 2 - මාසිකව ගෙවන පොළිය 2 வருடங்கள் - மாதாந்த வட்டி 2 Years -Interest paid monthly	7.50%
වසර 2 - වාර්ෂිකව ගෙවන පොළිය 2 வருடங்கள் - வருடாந்தம் வட்டி 2 Years -Interest paid annually	7.75%
වසර 3 - කල්පිරීමේදී ගෙවන පොළිය 3 வருடங்கள் - முதிர்ச்சியில் வட்டி 3 Years -Interest at maturity	8.00%
වසර 3 - මාසිකව ගෙවන පොළිය 3 வருடங்கள் - மாதாந்த வட்டி 3 Years -Interest paid monthly	7.50%
වසර 3 - වාර්ෂිකව ගෙවන පොළිය 3 வருடங்கள் - வருடாந்தம் வட்டி 3 Years -Interest paid annually	7.75%
වසර 4 - කල්පිරීමේදී ගෙවන පොළිය 4 வருடங்கள் - முதிர்ச்சியில் வட்டி 4 Years -Interest at maturity	8.25%
වසර 4 - මාසිකව ගෙවන පොළිය 4 வருடங்கள் - மாதாந்த வட்டி 4 Years -Interest paid monthly	7.50%
වසර 4 - වාර්ෂිකව ගෙවන පොළිය 4 வருடங்கள் - வருடாந்தம் வட்டி 4 Years -Interest paid annually	7.75%
වසර 5 - කල්පිරීමේදී ගෙවන පොළිය 5 வருடங்கள் - முதிர்ச்சியில் வட்டி 5 Years -Interest at maturity	8.50%
වසර 5 - මාසිකව ගෙවන පොළිය 5 வருடங்கள் - மாதாந்த வட்டி 5 Years -Interest paid monthly	7.50%
වසර 5 - වාර්ෂිකව ගෙවන පොළිය 5 வருடங்கள் - வருடாந்தம் வட்டி 5 Years -Interest paid annually	7.75%

* ජ්‍යෙෂ්ඨ පුරවැසියන් යන්නෙන් අදහස් වන්නේ වයස අවුරුදු 60ට වැඩි පුද්ගලයින්ය
*மூத்தப் பிஜைகள் என்பது 60 வயதுக்கு மேற்பட்டவர்களாகும்
* Senior Citizens shall mean persons who are over 60 years

** විශේෂ ස්ථාවර තැන්පතු යෝජනා ක්‍රමය 2022.10.01 දින සිට ශ්‍රී ලංකා මහ බැංකුව විසින් අත්හිටුවා ඇත.
** Special Fixed Deposit Scheme suspended W.E.F. 01.10.2022 by Central Bank of Sri Lanka

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BOC Special Deposit Scheme

BOC විශේෂ තැන්පතු යෝජනා ක්‍රමය BOC சிறப்பு வைப்புத் திட்டங்கள் BOC Special Deposit Scheme
මෙම යෝජනා ක්‍රමය 31/01/2009 සිට අත්හිටුවා ඇත. සහ පවතින තැන්පතු ගිණුම් එහි කල්පිරීමේදී එදිනට පවතින වසර 01ක ස්ථාවර තැන්පතු (කල්පිරිමේදී ගෙවන පොලිය) පොලී අනුපාතයට අලුත් කළ යුතුය. இந்தத் திட்டம் 2009.01.31ஆம் திகதி நடைமுறைக்கு வரும் வகையில் முடிவுறுத்தப்பட்டுள்ளது. 1 வருட வட்டி வீதத்தில் தற்போதைய நிலையான வைப்புத்தொகை கணக்குகள் (முதிர்வின் போது செலுத்தப்படும் வட்டி) புதுப்பிக்கப்பட வேண்டும். This scheme has been terminated w.e.f. 31/01/2009 & existing deposit accounts should be renewed at prevailing 01 year fixed deposit (interest paid at maturity) interest rate on its maturity.

BOC විශේෂ තැන්පතු යෝජනා ක්‍රමය
BOC சிறப்பு வைப்புத் திட்டங்கள்
BOC Special Deposit Scheme

මෙම යෝජනා ක්‍රමය 31/01/2009 සිට අත්හිටුවා ඇත. සහ පවතින තැන්පතු ගිණුම් එහි කල්පිරීමේදී එදිනට පවතින වසර 01ක ස්ථාවර තැන්පතු (කල්පිරිමේදී ගෙවන පොලිය) පොලී අනුපාතයට අලුත් කළ යුතුය.

இந்தத் திட்டம் 2009.01.31ஆம் திகதி நடைமுறைக்கு வரும் வகையில் முடிவுறுத்தப்பட்டுள்ளது. 1 வருட வட்டி வீதத்தில் தற்போதைய நிலையான வைப்புத்தொகை கணக்குகள் (முதிர்வின் போது செலுத்தப்படும் வட்டி) புதுப்பிக்கப்பட வேண்டும்.

This scheme has been terminated w.e.f. 31/01/2009 & existing deposit accounts should be renewed at prevailing 01 year fixed deposit (interest paid at maturity) interest rate on its maturity.

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Senior Citizens Deposit Scheme

5. ජ්‍යෙෂ්ඨ පුරවැසි තැන්පතු යෝජනා ක්‍රමය* மூத்தப் பிரஜைகள் நிலையான வைப்புத் திட்டங்கள்* SENIOR CITIZENS DEPOSIT SCHEME***
	පොලී අනුපාතය (වා.පො) ஆண்டுக்கான வீதம் Interest Rate (p.a.)
වසර 2ක ජ්‍යෙෂ්ඨ පුරවැසි පොළිය මාසිකව ගෙවනු ලැබේ 2 வருட மூத்த பிரஜைகள் மாதந்தோறும் செலுத்தப்பட்ட வட்டி 2 Years Senior Citizen Interest Paid Monthly	8.25%

***අදාළ වන්නේ දැනට පවතින වසර 2ක ජ්‍යෙෂ්ඨ පුරවැසි පොලී ගෙවන මාසික තැන්පතු සඳහා පමණි.
*** தற்போதுள்ள 2 வருட மூத்த பிரஜைகள் வட்டி செலுத்தப்பட்ட மாதாந்திர வைப்புகளுக்கு மட்டுமே பொருந்தும்.
***Applicable only for existing 2 Years Senior Citizen Interest Paid Monthly Deposits.

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Rupee – Savings Deposits

2023.06.05 දින සිට බලපැවැත්වේ
2023.06.05 ஆம் திகதி தொடக்கம் அமுலுக்கு வரும்
Effective from 05.06.2023

1. ඉතුරුම් සහතික (පවත්නා ඉතුරුම් සහතික තැන්පතු සඳහා පමණක් අදාළ වේ) சேமிப்புச் சான்றிதழ் (தற்போதுள்ள சேமிப்புச் சான்றிதழ் வைப்புகளுக்கு மட்டுமே பொருந்தும்) SAVINGS CERTIFICATE (Applicable only for existing Savings Certificate Deposits)
මුහුණත අගය முகப்பெறுமதி Face Value	විකුණුම් මිල விற்பனை விலை Selling Price
කාලය தவணை Term	මාස 6 6 மாதங்கள் 6 Months	මාස 12 12 மாதங்கள் 12 Months	මාස 24 24 மாதங்கள் 24 Months
වාර්ෂික விற்றுமுதல் ஆண்டுக்கு Yield p.a.	5.00%	6.00%	7.00%
Rs.;	Rs.	Rs.	Rs.
200.00	196.00	189.00	176.00
500.00	488.00	472.00	439.00
1,000.00	976.00	944.00	878.00
5,000.00	4,879.00	4,717.00	4,386.00
10,000.00	9,757.00	9,434.00	8,772.00
25,000.00	24,391.00	23,585.00	21,930.00
50,000.00	48,781.00	47,170.00	43,860.00
100,000.00	97,561.00	94,340.00	87,720.00

2. ඉතුරුම් තැන්පතු ගිණුම් சேமிப்பு வைப்புக் கணக்குகள் SAVINGS DEPOSIT ACCOUNT
	වාර්ෂික පොළිය ஆண்டுக்கு p.a.
සාමාන්‍ය ඉතුරුම් சாதாரண சேமிப்பு Ordinary Savings	2.50%
සමෘද්ධි ආයෝජන சமுர்த்தி முதலீடு Samurdhi Investment	2.75% p.a.
18+ යොවුන් ඉතුරුම් ගිණුම 18+ இளைஞர் சேமிப்பு கணக்குத் திட்டம் 18 + Youth Savings Account Scheme	3.00% p.a.
14+ නව යොවුන් ඉතුරුම් ගිණුම 14 + இளம் பருவத்தினர் சேமிப்பு கணக்குத் திட்டம் 14 + Teenagers' Savings Account Scheme	3.50% p.a.
කාන්තා රන් ගිණුම් கான்தா ரண் கினும் Kantha Ran Ginum	3.00% p.a.
රන් කැකුළු ගිණුම් ரண் கெக்குலு Ran Kekulu Ginum	4.00% p.a.
ஊழியர்களின் தன்னார்வச் சேமிப்பு Staff Voluntary Savings	3.00% p.a.
ජ්‍යෙෂ්ඨ පුරවැසි ඉතුරුම් மூத்தப் பிரஜைகள் சேமிப்பு Senior Citizens Savings	3.50% p.a.

3. වෙනත් තැන්පතු ஏனைய சேமிப்புத் திட்டங்கள் OTHER DEPOSIT SCHEMES
ජාතික විශ්‍රාම වැටුප් යෝජනා ක්‍රමය தேசிய ஓய்வூதியத் திட்டம் National Pension Scheme	දැනට අත්හිටුවා ඇත இப்போது இடைநிறுத்தப்பட்டுள்ளது now suspended
தேசிய நன்கொடை திட்டம் National Endowment Scheme	දැනට අත්හිටුවා ඇත இப்போது இடைநிறுத்தப்பட்டுள்ளது now suspended

වැදගත් සටහන් | Important Notes | முக்கிய குறிப்புகள்

ජ්‍යෙෂ්ඨ පුරවැසියන් යන්නෙන් අදහස් වන්නේ තැන්පතුවක් භාර ගන්නා විට හෝ අලුත් කිරීමේදී වයස අවුරුදු හැට (60) ඉක්මවූ පුද්ගලයන්ය.
மூத்தப் பிரஜைகள் என்பது வைப்புத்தொகையை ஏற்கும்போது அல்லது புதுப்பிக்கும்போது அறுபது (60) வயதுக்கு மேற்பட்ட நபர்களைக் குறிக்கும்.
Senior Citizens shall mean persons who are over Sixty (60) years of age at the time of accepting or renewal of a deposit.

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Sri Lanka Deposit Insurance Scheme

Find out more on Sri Lanka Deposit Insurance Scheme

Foreign Currency Savings Deposits

විදේශ මුදල් ඉතුරුම් තැන්පතු සඳහා පොලී අනුපාත - (2023.09.19 දින සිට බලපවත්වන පරිදි).
வெளிநாட்டு நாணயச் சேமிப்பு வைப்புகளுக்கான வட்டி வீதங்கள் - 19.09.2023 ஆம் திகதி தொடக்கம் அமுலுக்கு வரும்.
Interest Rates for Foreign Currency Savings Deposits - W.E.F. 19.09.2023.

මුදල් ඒකකය நாணயம் CURRENCY	PFCA/ DFA /RGFCA/ IIA	BFCA/OIA
ඇ.එ.ජ. ඩොලර් ஐ.அ.டொலர்கள் U S DOLLARS	1.00%	0.75%
ස්ටර්ලින් පවුම් ஸ்டேலிங் பவுண்ட்ஸ் STERLING POUNDS	0.75%	0.75%
යුරෝ யூரோ EURO	0.40%	0.25%
ජපන් යෙන් ஜப்பானிய யென் JAPANESE YEN	0.01%	0.01%
ඕස්ට්රේලියානු ඩොලර් அவுஸ்திரேலிய டொலர்கள் AUSTRALIAN DOLLARS	1.00%	0.50%
නවසීලන්ත ඩොලර් நியூசிலாந்து டொலர்கள் NEW ZEALAND DOLLARS	1.00%	1.00%
ස්විස් ෆ්රෑන්ක්ස් சுவிஸ் ஃப்ராங்க் SWISS FRANCS	0.40%	0.40%
කැනේඩියානු ඩොලර් கனேடிய டொலர்கள் CANADIAN DOLLARS	0.50%	0.50%
සිංගප්පූරු ඩොලර් சிங்கப்பூர் டொலர்கள் SINGAPORE DOLLARS	0.25%	0.25%
චීන රෙන්මින්බි சீன ரென்மின்பி CHINESE RENMINBI	0.75%	0.75%

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Foreign Currency Fixed Deposits

PFCA/ DFA/IIA සහ SFNFDA ස්ථාවර තැන්පතු සඳහා පොලී අනුපාත.
PFCA/ DFA /IIA and SFNFDA நிலையான வைப்புகளுக்கான வட்டி வீதங்கள்.
RATES OF INTEREST FOR PFCA/ DFA /IIA and SFNFDA FIXED DEPOSITS

විදේශ මුදල් ස්ථාවර තැන්පතු සඳහා පොලී අනුපාත - 19.09.2023 සිට බලපවත්වන පරිදි.
வெளிநாட்டு நாணய நிலையான வைப்புகளுக்கான வட்டி வீதங்கள் - 19.09.2023 ஆம் திகதி தொடக்கம் அமுலுக்கு வரும்.
INTEREST RATES FOR FOREIGN CURRENCY FIXED DEPOSITS - W.E.F 19.09.2023

PFCA	Period	Interest Rates (%)	AER (%)
USD	01 Month	3.50	3.56
	03 Months	4.00	4.06
	06 Months	4.25	4.30
	01 Year maturity	5.00	5.00
	01 Year monthly	3.50	3.56
	01 Year quarterly	4.00	4.06
	02 Year maturity	5.25	5.12
	02 Year annually	5.00	5.00
	02 Year monthly	3.50	3.56
	03 Year maturity	5.50	5.22
	03 Year annually	5.00	5.00
	03 Year monthly	3.50	3.56
	04 Year maturity	5.75	5.31
	04 Year annually	5.00	5.00
	04 Year monthly	3.50	3.56
	05 Year maturity	6.00	5.39
	05 Year annually	5.00	5.00
	05 Year monthly	3.50	3.56
GBP	01 Month	1.50	1.51
	03 Months	2.50	2.52
	06 Months	3.25	3.28
	01 Year maturity	3.50	3.50
	01 Year monthly	1.50	1.51
	01 Year quarterly	2.50	2.52
EUR	01 Month	1.50	1.51
	03 Months	2.50	2.52
	06 Months	2.75	2.77
	01 Year maturity	3.50	3.50
AUD	01 Month	1.50	1.51
	03 Months	2.50	2.52
	06 Months	2.75	2.77
	01 Year maturity	3.50	3.50

BFCA	Period	Interest Rates (%)	AER (%)
USD	01 Month	3.50	3.56
	03 Months	4.00	4.06
	06 Months	4.25	4.30
	01 Year maturity	5.00	5.00
	02 Year maturity	5.25	5.12
	03 Year maturity	5.50	5.22
	04 Year maturity	5.75	5.31
	05 Year maturity	6.00	5.39
GBP	01 Month	1.50	1.51
	03 Months	2.50	2.50
	06 Months	3.25	3.28
	01 Year maturity	3.50	3.50
EUR	01 Month	1.50	1.51
	03 Months	2.50	2.50
	06 Months	2.75	2.77
	01 Year maturity	3.50	3.50
AUD	01 Month	1.50	1.51
	03 Months	2.50	2.52
	06 Months	2.75	2.77
	01 Year maturity	3.50	3.50

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Sri Lanka Deposit Insurance Scheme

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Personal Loans

BOC පුද්ගලික ණය යෝජනා ක්‍රමය இலங்கை வங்கியின் தனிநபர் கடன்கள் BOC Personal Loan Scheme	Upto 5 Years : 18.0% Above 5 Years and Upto 7 Years : 19.50%
BOC විශේෂ පුද්ගලික ණය යෝජනා ක්‍රමය இலங்கை வங்கியின் சிறப்புத் தனிநபர் கடன்கள் BOC Special Personal Loan Scheme	Upto 5 Years : 17.00% Above 5 Years and Upto 7 Years : 19.0%

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Housing Loans

නිවාස ණය වර්ගය/ සුදුසුකම් ඇති මුදල வீட்டுக் கடன் வகை/ தகுதியான தொகை Type of the Housing Loan/ Eligible Amount	ආපසු ගෙවීමේ කාලය திருப்பிச் செலுத்தும் காலம் Repayment Period	ස්ථාවර වාර්ෂික நிலையான ROI (ஆண்டுதோறும்) Fixed ROI (p.a.)
සමස්ත නිවාස ණය මුදල රු. මිලියන 5.0 மொத்த வீட்டுக் கடன் தொகை 5.0 மில்லியன் வரையில் Aggregate Housing Loan amount up to Rs. 5.0 Mn	උපරිම අවුරුදු 10 ක් දක්වා ஆகக்கூடியது 10 வருடங்கள் Maximum up to 10 Years	15.5 %
BOC නිවාස ණය (මිලියන 5.0 ට වැඩි) BOC வீட்டுக் கடன்கள் (5.0 மில்லியனுக்கு மேல்) BOC Housing Loan (Above 5.0 Mn)	අවුරුදු 10 ක් දක්වා 10 வருடங்கள் வரையில் Up to 10 Years	16.50 %
	අවුරුදු 10 ට වැඩි 10 வருடங்களுக்கு மேல் Above 10 Years	17.0%
විශේෂ නිවාස ණය சிறப்பு வீட்டுக் கடன்கள் Special Housing Loan	අවුරුදු 10 ක් දක්වා 10 வருடங்கள் வரையில் Up to 10 Years	16.50 %
	අවුරුදු 10 ට වැඩි 10 வருடங்களுக்கு மேல் Above 10 Years	17.0 %

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Education Loans

අධ්‍යාපනික ණය
கல்விக் கடன்
Educational Loans

BOC විස්තීරණ අධ්‍යාපනික ණය
BOC விரிவான கல்விக் கடன்
BOC Comprehensive Educational Loan

අවුරුදු 5 දක්වා
05 வருடங்கள் வரையில்
Up to 5 Years
16.00% p.a.

අවුරුදු 7 දක්වා
07 வருடங்கள் வரையில்
Up to 7 Years
17.00% p.a.

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Development Loans

Item No.	Sector	Maximum Repayment Period	Maximum Loan Amount	ROI p.a. (Fixed)
Short Term Cultivation Loans
1.0	For Cultivation Purposes - Short Term Cultivation	270 Days (9 months)	Rs. 500,000/- or below	13.50%
1.0	For Cultivation Purposes - Short Term Cultivation	270 Days (9 months)	Above Rs. 500,000/- to Rs. 3,000,000/-	16.00%
2.0	Loans other than Short Term Cultivation Loan (MSME, Fisheries, Animal Husbandry and Agro related purposes)	5 Years – Monthly repayment	Up to Rs. 2,000,000/-	16.00%
		7 Years	Up to Rs. 10,000,000/-	17.00%
			Above Rs. 10,000,000/- to Rs. 25,000,000/-	18.50%
			Above Rs. 25,000,000/-	20.00%
3.0	BOC Shashreeka	10 Years	Up to Rs. 10,000,000/-	17.00%
			Above Rs. 10,000,000/- to Rs. 25,000,000/-	18.00%
			Above Rs. 25,000,000/-	21.50%

Table II

No.	Sector	Maximum Repayment Period	Maximum Loan Amount	ROI p.a. (Fixed)
1.	For investment purposes (construction/renovation of factory /office, purchasing of machinery/equipment)	7 years	Up to Rs. 25.0 Mn	17.00%
1.		7 years	Above Rs. 25.0 Mn	Pls contact the branch
2.	For working capital purpose	3 Years	Up to Rs. 25.0 Mn	17.00%
2.	For working capital purpose	3 Years	Above Rs. 25.0 Mn	Pls contact the branch

Other SME and Development Loan Schemes
(Operated With Bank Funds)

Loan Scheme	Purpose	ROI (p.a.) (Fixed)
BOC Mithuru	Self-Employment	11.50%
Siriliya Saviya	Self-Employment	Up to Rs.100,000/- 12.00%
Siriliya Saviya	Self-Employment	From Rs.100,000/- to Rs.2,000,000/- 15.50%
Pledge Facilities for Purchasing of Harvesting Commodities	Stock of Agriculture Products	18.00%*
Special Credit Scheme for Purchasing of Solar Power Systems	Domestic	15.50% (Fixed)
	SME	15.50% (Fixed)
	Commercial (Max. up to Rs. 5.0 Mn)	Quarterly AWPLR + 3.0% p.a., subject to floor rate 16.00 % p.a.*
New Working Capital and Refurbishment Loan Scheme for Tourism Sector		Quarterly AWPLR + 3.0% p.a., subject to floor rate 16.00 % p.a.*
Special Loan Scheme for the students who follow Chartered Accountancy at the Institute of Chartered Accountancy of Sri Lanka to Purchase Laptops		18.00% (Fixed)
Special Loan Scheme for Purchasing of Solar Power System, Electric Bicycles, Motor bikes and installation of bio gas units	Up to Rs. 3.0 Mn (Residential)	15.00% (Fixed)
	Up to Rs. 5.0 Mn (Commercial)	15.50% (Fixed)
	From Rs. 5.0 Mn to Rs. 10.0 Mn (Commercial)	16.00% (Fixed)
	From Rs. 10.0 Mn to Rs. 50.0 Mn (Commercial)	17.50% (Fixed)
	From Rs. 50.0 Mn to Rs. 100.0 Mn (Commercial)	Quarterly AWPLR, floor rate 17.50% p.a. *

* Subject to review at the beginning of each quarter

** Government and other institutions funded credit schemes are available at lower rate starting from 2.0 % p.a.

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Ran Surekum Naya Seva

	පොලී අනුපාතය (වා.පො) ஆண்டுக்கான வீதம் Interest Rate (p.a.)
රන් සුරැකුම් ණය සේවා தங்கக் கடன் Pawning	15.00%

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Credit Cards

	පොලී අනුපාතය (වා.පො) ஆண்டுக்கான வீதம் Interest Rate (p.a.)
ක්‍රෙඩිට් කාඩ්පත් கடன் அட்டைகள் Credit Cards	28.00%

Conditions Apply

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Leasing

ලීසිං குத்தகை Leasing	අවම අනුපාතය (% වා.පො) ஆகக்குறைந்த வீதம் (% ) Min Rate ( % p.a.)	උපරිම අනුපාතය (% වා.පො) ஆகக் கூடிய வீதம் (% ) Max Rate ( % )
මෝටර් රථ - ලියාපදිංචි නොකළ பதிவு செய்யப்படாத மோட்டார் வாகனம் Motor Vehicle - Unregistered	13.00%	15.00%
මෝටර් රථ - ලියාපදිංචි කළ பதிவு செய்யப்பட்ட மோட்டார் வாகனம் Motor Vehicle Registered	14.00%	16.00%
යන්ත්‍රෝපකරණ இயந்திரங்கள் Machinery	19.00%	19.00%

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Outward Remittances

1.0 බාහිර ප්‍රේෂණ வெளிநாட் டிலிருந்து பணம் அனுப்புதல் OUTWARD REMITTANCES
විදේශ මුදල් නෝට්ටු නිකුත් කිරීම வெளிநாட்டு நாணயத் தாள்களை வழங்குதல் Issuance of Foreign Currency Notes	1% of value. (Minimum LKR 500/-)
TELEGRAPHIC / SWIFT TRANSFERS
(A) අධ්‍යාපනික සහ වෛද්‍ය ගෙවීම් (A) Educational & Medical payments	0.5% of the value (Min LKR 3,000/- Max. LKR 15,000/-)
(B) ආනයන (අත්තිකාරම් ගෙවීම් සහ විවෘත ගිණුම්) (B) Imports (Advance payments & open accounts)	0.5% of the value (Min LKR 3,000/- Max. LKR 200,000/-)
(C) Other payments	0.5% of the value (Min LKR 3,000/-)
(SWIFT ගාස්තු සහ නියෝජිත බැංකු ගාස්තු අදාළ වේ. SWIFT மற்றும் பிரதிநிதி வங்கிச் சேவைக் கட்டணங்கள் பொருந்தும். SWIFT Charges and correspondent banking charges are applicable)
විදේශ අණකර නිකුත් කිරීම வெளிநாட்டு வரைவுகளை வழங்குதல் ISSUANCE OF FOREIGN DRAFTS
(A) අධ්‍යාපන ගෙවීම් Education payments	0.5% of the value (Min. LKR 3,000/- Max. LKR 15,000/-)
(B) ආනයන සහ අනෙකුත් ගෙවීම් Imports and other payments	0.5% of the value (Min LKR 3,000/- Max. LKR 200,000/-)
(SWIFT සහ තැපැල් ගාස්තු අදාළ වේ) (SWIFT மற்றும் பிரதிநிதி வங்கிச் சேவைக் கட்டணங்கள் பொருந்தும்) (SWIFT & postage charges are applicable)
(C) ලංකා බැංකුව විසින් නිකුත් කරන ලද අණකර අවලංගු කිරීම இலங்கை வங்கியினால் வழங்கப்பட்ட வரைவை ரத்து செய்தல் Cancellation of drafts issued by BOC
අණකරය නැවත භාර දීමේදී கருவி ஒப்படைப்பு If instrument is surrendered	LKR 600/-
අණකරය නොමැති ව கருவி ஒப்படைக்கவில்லையெனில் If instrument is not surrendered	LKR 350/-
(SWIFT ගාස්තු සහ නියෝජිත බැංකු ගාස්තු අදාළ වේ. SWIFT மற்றும் பிரதிநிதி வங்கிச் சேவைக் கட்டணங்கள் பொருந்தும். SWIFT Charges and correspondent banking charges are applicable)
Multi-Currency Travel card
A) ඕනෑම විදේශ මුදල් වර්ගයක් வழங்குதல் (எந்வொரு நாணயத்திற்கும்) Issue (Any Currency) Commission	1% of the value (Min LKR 1,000/-)
නිකුත් කිරීමේ ගාස්තුව வழங்கல் கட்டணம் Issuing fee	LKR 3,000/- (කාඩ්පත් ඇසුරුම් ID 000P010000013114 සිට අදාළ වේ. 000P010000013114 அட்டைக் கட்டிலிருந்து பொருந்தும். Applicable from card pack ID 000P010000013114)
(B) කාඩ්පත් අවලංගු කිරීමේ ගාස්තුව அட்டையை ரத்து செய்வதற்கான கட்டணம் Card cancellation fee	LKR 1,000/-
(C) ATM - මුදල් ආපසු ගැනීමකට ජාත්‍යන්තර ගාස්තුව மீளப்பெறல் ஒன்றுக்கான கட்டணம் ATM - International Fee per withdrawal. (විදේශීය ATM ගාස්තු අනුව අමතර ගාස්තු අයවිය හැක. வெளிநாட்டு ATM கட்டணங்களுக்கு ஏற்ப கூடுதல் கட்டணம் விதிக்கப்படலாம். Additional fees may apply according to the overseas ATM charges)
GBP	GBP 2.50
වෙනත් මුදල් ඒ්කක ஏனைய நணயங்கள் Other Currencies	USD 3/-
(D) ATM - International Balance inquiry fee
GBP	GBP 0.40
වෙනත් මුදල් ඒ්කක ஏனைய நணயங்கள் Other Currencies	USD 0.50
(E) කාඩ්පත් ආදේශන ගාස්තුව அட்டையை மாற்றுதல் Card replacement fee	USD 8/-
(F) නැවත නිකුත් කිරීමේ ගාස්තුව PIN மீள வழங்குதல் கட்டணம் Pin reissuance fee	USD 3/-
(G) e- ප්‍රකාශන ලියාපදිංචි ගාස්තු இ-கூற்று பதிவு கட்டணம் E Statement regeneration fee	USD 0.25
(H) හදිසි කාඩ්පත් ආදේශන ගාස්තුව (කුරියර් සේවාව හරහා යැවීමට) அவசரமாக அட்டையை மாற்றுதல் (விரைவுத் தபால் சேவை மூலம் அனுப்புவதற்கு) Emergency card replacement fee (To dispatch through courier service)	USD 23/-
(I) කාඩ්පත් අලුත් කිරීමේ ගාස්තුව (සෑම වසර 4කට වරක්ම අදාළ වේ) அட்டையைப் புதுப்பித்தல் (ஒவ்வொரு 4 வருடங்களுக்கும் பொருந்தும்) Card renewal fee (Applicable in every 4 years)	LKR 3,000/-
(J) සංචාරක රක්ෂණ / ශේෂය තහවුරු කිරීමේ ලිපි නිකුත් කිරීමේ ගාස්තුව Travel insurance/ balance confirmation letters issuing fee	LKR 3,000/-

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Inward Remittances

2.0 ආමුඛ ප්‍රේෂණ வெளிநாட்டிலிருந்து இலங்கை வங்கிக்குப் பணம் அனுப்புதல் INWARD REMITTANCES
ගණුදෙනුකරු හඳුනාගැනීම මගින් කවුන්ටරය හරහා මුදල් ගෙවීම් வாடிக்கையாளரை அடையாளங்காண்டு கருமபீடத்தில் பணத்தைச் செலுத்துதல் தரகு Over the counter cash payments by identification of customer	LKR 150/-
BOC - ශ්‍රී ලංකා රුපියල් ගිණුම් වෙත කෙරෙන ප්‍රේෂණ இலங்கை வங்கி ரூபாய் கணக்குகளுக்கு பணம் அனுப்புதல் Remittances to BOC LKR accounts	LKR 100/-
විදේශ විනිමය ගිණුම් වෙත කෙරෙන ප්‍රේෂණ வெளிநாட்டு நணயக் கணக்குகளுக்கு பணம் அனுப்புதல் Remittances to foreign currency accounts	NIL

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Foreign Drafts

3.0 විදේශ අණකර \| வெளிநட்டு வரைவுகள்\| FOREIGN DRAFTS
ගෙවීම් ක්‍රමය கருவிகளை வாங்குதல் Purchasing Instruments
ශ්‍රී ලංකා රුපියල් සහ විදේශ මුදල් වලින් ලංකා බැංකුව වෙත ලද අණකර ரூபாயிலும் வெளிநாட்டு நாணயத்திலும் இலங்கை வங்கி வரையப்பட்ட வரைவுகள் Drafts drawn on BOC in LKR & Foreign Currency	LKR 250/-
இலங்கையிலுள்ள ஏனைய வங்கிகளுக்கு வெளிநாட்டு வரைவுகள் විදේශ මුදල් වලින් දේශීය වෙනත් බැංකු වෙත ලද අණකර Foreign currency drafts drawn on other Banks in Sri Lanka	0.5% of value (Min. LKR 500/-)
රැස් කිරීම් கருவிகளைச் சேகரித்தல் COLLECTING INSTRUMENTS
ශ්‍රී ලංකාවේ සහ විදේශ මධ්‍යස්ථානවල අනෙකුත් බැංකුවලින් ලද විදේශ අණකර සහ විදේශ මුදල්වලින් වෙනත් රැස්කිරීම්. අනුරූප බැංකු ගාස්තු සහ කුරියර් ගාස්තු අදාළ වේ. இலங்கையில் உள்ள ஏனைய வங்கிகளில் மற்றும் வெளிநாட்டு மையங்களில் வரையப்பட்ட வெளிநாட்டு வரைவுகள் மற்றும் வெளிநாட்டு நாணயத்திலுள்ள பிற கருவிகள் Foreign drafts & other instruments in foreign currency, drawn on other banks in Sri Lanka and overseas centers. Correspondent bank charges & courier charges are applicable.
Up to USD 1,000/-	LKR 250/-
Above USD 1,000/- up to USD 5000/-	LKR 500/-
Above USD 5000/-	LKR 750 /-
දේශීය USD නිෂ්කාශන පද්ධතිය තුළ දේශීය බැංකු මත ලද ඇ.එ. ජ.ඩොලර් අණකර உள்ளூர் அமெரிக்க டொலர் தீர்வை முறைமையில் உள்ளூர் வங்கிகளில் வரையப்பட்ட அமெரிக்க டொலர் வரைவுகள். USD drafts drawn on local banks in Local USD Clearing System
To LKR A/C
Up to USD 1,000/-	LKR 250/-
Above USD 1,000/- up to USD 5,000/-	LKR 500/-
Above USD 5,000/-	LKR 750 /-
PFC ගිණුමකට PFC கணக்கிற்கு To PFC A/C	NIL
PFCA හැර වෙනත් සියලුම විදෙස් මුදල් ගිණුම් සදහා All FC accounts except PFCA	USD 5/- (Per draft)

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Foreign Currency Accounts

4.0 විදේශ මුදල් ගිණුම් வெளிநாட்டு நாணயக் கணக்குகள் FOREIGN CURRENCY ACCOUNTS
පුද්ගලික විදේශ මුදල් ගිණුම් தனிநபர் வெளிநாட்டு நாணயக் கணக்குகள் PERSONAL FOREIGN CURRENCY ACCOUNTS
විදේශ මුදල් නෝට්ටු නිකුත් කිරීම வெளிநாட்டு நாணயங்களை வழங்குதல் Issue of Foreign Currency Notes
ගිණුම් හිමියා கணக்கு வைத்திருப்பவர் Account holder	Nil
ගිණුම් හිමියාගේ පවුලේ සාමාජිකයන් கணக்கு வைத்திருப்பவரின் குடும்ப உறுப்பினர்கள் Family members of the account holder	0.5%
මුදල් හුවමාරු / நிதிப் பரிமாற்றம் / Funds transfer
ලංකා බැංකුවේ ශ්‍රී ලංකා රුපියල් ගිණුමකට இலங்கை வங்கியிலுள்ள ரூபாய் கணக்குகள் To a LKR A/C at BOC	Nil
වෙනත් බැංකුවක ශ්‍රී ලංකා රුපියල් ගිණුමකට ஏனைய வங்கிகளிலுள்ள ரூபாய் கணக்குகள் To a LKR A/C at other Banks	USD 5/- (By Pay Order) USD 5/- (Through SLIPS) LKR 400/- (Through RTGS)
ස්ථාවර නියෝග ගෙවීම් நிலையியற் கட்டளை கொடுப்பனவுகள் Standing Order Payments
ලංකා බැංකුවේ ශ්‍රී ලංකා රුපියල් ගිණුමකට இலங்கை வங்கியிலுள்ள ரூபாய் கணக்கு வரவிற்கு To the credit of LKR A/C at BOC	Nil
වෙනත Others	USD 5/-
Drafts
Issue of foreign drafts other than in JPY	Commission Up to USD 10,000/- or equivalent : USD 6/- Above USD 10,000/- or equivalent : USD 10/- SWIFT charges as applicable
Issue of drafts in JPY	Commission JPY 6,000/- SWIFT charges as applicable
SWIFT Transfers
Issue Commission	Nil Correspondent bank charges and SWIFT charges as applicable
Amendments	Correspondent Bank charges At actual SWIFT charges as applicable
Issue of certificate of balances
addressed to the A/C holder	Nil
addressed to other institution or “To whom it may concern”	USD 2/-
Tax purposes	USD 2/-
Addressed to auditors/Audit purpose	USD 5/-
Issue of statements of accounts
Monthly	Nil (If dispatched to local address) USD 1/- (If dispatched to overseas address)
Weekly	USD 4/- per month
Daily	USD 10/- per month
Closing of Account	USD 5/-
BUSINESS FOREIGN CURRENCY ACCOUNTS
Issue of Foreign Currency Notes	1% of the Value (Min. USD 5/-)
SWIFT Transfers
Issue	0.1% of the value (Min LKR 1,000/- Max LKR 10,000/-)
Amendments	correspondent Bank charges At actual SWIFT charges USD 3/-
Issue of Certificate of Balance to Auditors	USD 10/-
Issuance of drafts Commission	0.5% of the value (Min USD 6/- Max USD 15/-) SWIFT charges as applicable

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Exports

5.0 අපනයන ஏற்றுமதிகள் EXPORTS
5.1 ණයවර ලිපි ஆவணக் கடன் (கடனுறுதிக் கடிதம்) DOCUMENTARY CREDIT (LETTER OF CREDIT)
Advice
Advising Charges (Customer)	LKR 3,500/-
Amendments
Advising Amendments (Customer)	LKR 2,000/-
ණයවර ලිපි වලට එදිරිව බිල්පත් වට්ටම් කිරීම கடனுறுதிக் கடிதத்தின் கீழ் உண்டியல் பேச்சுவார்த்தை Bill negotiations Under Letter of Credit
ශ්‍රී ලංකා රුපියල් ගිණුම් වෙත வருமானம் ரூபாய் கணக்குகளுக்கு Proceeds to LKR accounts
Sight LC Handling charges	0.1% of Value (Min. LKR 2,500/- , Max. LKR 25,000/- )
Examination fee	LKR 7,500/-
Term LC Handling charges	0.15% of Value (Min. LKR 3,500/-, Max. LKR 25,000/-)
Examination fee	LKR 7,500/
විදේශ මුදල් ගිණුම් වෙත வருமானம் வெளிநாட்டு நாணயக் கணக்குகளுக்கு Proceeds to Foreign Currency accounts
Sight LC Handling charges	0.1% of Value (Min. USD 50/- Max. USD 100/-)
Examination fee	USD 35/-
Term LC Handling charges	0.15% of Value (Min. USD 70/- Max. USD 125/-)
Examination fee	USD 35/-
5.2 ஆவணச் சேகரிப்பு DOCUMENTARY COLLECTION
Purchase of Bills
Foreign currency bills - DP	0.15% of Value (Min. USD 50/- Max. USD 100/-)
- DA	0.20% of Value (Min. USD 70/- Max. USD 125/-)
Collection of Bills
Sent to bank	LKR 5,000/- / USD 20/-

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Imports

6. IMPORTS	Tariff
6.1 DOCUMENTARY CREDIT (LETTER OF CREDIT)
Issuing of LC
International LC	0.75% of Value for 1st quarter and thereafter 0.15% for each additional month or part thereof (Min. LKR 5,500/-)
Domestic LC / Letters of credit opened against foreign currency (settlement should be made in foreign currency)	0.25% of Value for 1st quarter and thereafter 0.25% for each additional month or part thereof (Min. LKR 5,500/-)
Amendments
Government, Private LCs & Permit LCs	LKR 2,500/- (If borne by the applicant) USD 35/- or equivalent (If borne by the beneficiary)
6.2 IMPORT BILLS
Bills under LCs (International & Domestic)
Acceptance (Usance Bills)	0.15% of value per month (Min. LKR 6,000/-)
Handling of Bills
Bills settled from PFCA/BFCA accounts with us & FC Loans	0.05% of the value (Min USD 30/-) + USD 20/-
Bills under domestic LC	0.05% of Value (Min. LKR 6,000/-Max. LKR 75,000/-)
Bill settlement International LC (should be collected as per LC term from either applicant or beneficiary)	0.2% of Value (Min. LKR 6,000/- Max. LKR 500,000/-) SWIFT USD 15/- per message
Discrepancies in Document
Bills under domestic LCs
Discrepancy charges	LKR 5,000/- per set of documents presented
SWIFT charges	LKR 2,500/-
Bills under international LCs
Discrepancy charges (Should be collected from the presenter)	USD 75/- per set of documents presented
SWIFT charges	USD 25/-
Bills on Collection (DP / DA)
(A) Collection of DP Bills (Documents against Payment) (SWIFT charges USD 15/- applicable)
From LKR Accounts	0.75% of value (Min LKR 6,000/- Max. LKR 500,000/-)
From BFCA/PFCA/FCL Accounts	0.3% of value (Min USD 40/-)
(B) Collection of DA Bills (Documents against Acceptance) (SWIFT charges USD 15/- applicable)
From LKR Accounts	0.75% of value (Min LKR 6,000/- Max. LKR 500,000/-)
From BFCA/PFCA/FCL Accounts	0.45% of value (Min USD 45/-)
6.3 OTHER CHARGES
Shipping Guarantee / Parcel Guarantee
Issue of Shipping Guarantees
Under LC	0.3% of value (Min. LKR 5,000/-)
On collection basis	0.375% of value (Min. LKR 5,000/-)
Import loan documentation
T/R & Pledge loans	LKR 4,000/-
Other Loans	LKR 3,500/-
SWIFT charges for correspondence
Local	LKR 2,500/-
Foreign	USD 20/- per swift message

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Letters of Guarantee

(At the request of Foreign Applicants)

7.0 LETTERS OF GUARANTEE	Tariff
ISSUING (Backed by Cash/ Counter Guarantee)
(A) Issuing of Guarantees	1.5% of the value p.a (Minimum USD 150/- or 03 months commission whichever is higher)
SWIFT Charges	USD 15/- (Per Message)
(B) Issuing of Counter Guarantees	1.5% of the value p.a (Minimum USD 150/- or 03 months commission whichever is higher)
SWIFT Charges	USD 15/- (Per Message)
ADVISING	USD 150/-
SWIFT charges	USD 15/- (Per Message)
AMENDMENTS (GUARANTEES & COUNTER GUARANTEES)
(A) Extension of validity or increase of value	1.5% of the value p.a on monthly basis (Min USD 150/-)
SWIFT charges	USD 15/- (Per Message)
(B) Other amendments	USD 150/-
SWIFT charges	USD 15/- (Per Message)

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Offshore Banking

8.0 OFFSHORE BANKING DIVISION	Tariff
Issue of Draft	USD 10/- or equivalent
Balance confirmations	USD 5/-
Standing Orders (In each execution)	USD 5/-
Outward remittances	USD 30/-
Amendments on outward remittances	USD 12/- (per message)
IMPORTS
Documentary Credit
Issuing of DC	0.3% of the Value for 1st quarter and thereafter 0.15% for each additional month or part thereof (Min. USD 40/-)
Amendments
(A) Extension of validity or increase in value	0.3% of the Value for 1st quarter and thereafter 0.15% for each additional month or part thereof (Min USD 25/- per amendment)
(B)Other amendments	USD 25/-
Cancellation of unutilized DCs on request of applicant including draft DCs after transmission	USD 25/-
Import Bills
Documentary collection Bills(DP/DA)	0.30% of value (Min. USD 30/-)
Endorsement of Bill of Lading consigned to Bank of Ceylon	USD 10/-
Issuing Shipping Guarantees	0.3% of value (Min. USD 30/-)

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Credit Cards

4.1 ක්‍රෙඩිට් කාඩ් \| கடன் அட்டைகள் \| Credit Cards
4.1.1 සම්බන්ධතා ගාස්තුව இணைவதற்கான கட்டணம் Joining Fees	ප්‍රධාන \| අතිරේක பிரதான \| துணை Principal \| Supplementary
Visa Platinum	Rs.1,500/- \| Rs.1,200/-
State Sector Master Platinum	Free of Charge
Master Titanium	Rs.1,000/- \| Rs. 750/-
Master World	Rs.1,500/- \| Rs.1,200/-
State Sector Master World	Free of Charge
Visa Gold	Rs.1,500/- \| Rs.1,200/-
Visa Classic	Rs.1,000/- \| Rs.750/-
Doctors' Card	Free of Charge
Chartered Accountants’ Card	Free of Charge
BOC Shopping Card (Proprietary Card)	Rs.200/- \| Rs.200/-
4.1.2 වාර්ෂික ගාස්තු வருடாந்தக் கட்டணங்கள் Annual Fees	ප්‍රධාන \| අතිරේක பிரதான \| துணை Principal \| Supplementary
Visa Platinum	Rs.3,500/- \| Rs.2,000/-
State Sector Master Platinum	Rs.1,500/-
Master Titanium	Rs.1,500/- \| Rs.1,000/-
Master World	Rs.3,500/- \| Rs.2,000/-
State Sector Master World	Rs.2,500/-
Visa Gold	Rs.2,500/- \| Rs.1,500/-
Visa Classic	Rs.1,500/- \| Rs.1,000/-
Doctors' Card	Free of Charge
Chartered Accountants’ Card	Free of Charge
BOC Shopping Card (Proprietary Card)	Rs.200/- \| Rs.100/-
4.1.3 වෙනත් ගාස්තු பிற சேவைக் கட்டணங்களும் பொருட்களுக்கான கட்டணங்கள் Other Fees and Charges
Interest Rate	28 % per annum
Interest on cash advance	28 % per annum
තාවකාලිකව සීමාව වැඩි කිරීමේ ගාස්තුව தற்காலிக எல்லை அதிகரிப்புக் கட்டணம் Temporary limit enhancement fee	Rs.1,000/-
සීමාව වැඩි කිරීමේ ගාස්තුව எல்லை அதிகரிப்புக் கட்டணம் Limit enhancement fee	Rs.1,000/-
අවහිර කළ කාඩ්පත් සඳහා කාඩ්පත නැවත සක්‍රිය කිරීමේ ගාස්තුව நிறுத்தப்பட்ட அட்டையை மீண்டும் செயற்படுத்துவதற்கான கட்டணம் Card reactivation fee for blocked cards	Rs.1,000/-
ප්‍රමාද ගෙවීමේ ගාස්තුව தாமதக் கொடுப்பனவு கட்டணம் Late payment fee	Rs.900/-
පැයෙන් සේවා ගාස්තු One hour service fee	N/A
එක් දින සේවා ගාස්තුව One day service fee	N/A
සීමාව ඉක්මවා ගාස්තු எல்லைக்கு மேலான கட்டணம் Over limit fee	Rs.600/-
ක්‍රෙඩිට් කාඩ් ගනුදෙනු සඳහා කෙටි පණිවුඩ ඇඟවීමේ ගාස්තුව கிரடிட் அட்டை பரிவர்த்தனைகளுக்கான குறுஞ் செய்திக் கட்டணம் SMS Alert Fee for Credit Card transactions	නොමිලේ கட்டணமில்லை Free of Charge
Issue of P.O. Handling Charges for merchant settlement	Rs.300/- Per Pay Order
CRIB inquiry charges at Card Center (create history)	Nil
මුදල් අත්තිකාරම් ගාස්තුව பண முற்பணக் கட்டணம் Cash advance fee	4% අවම රු. 300/- 4 % ஆ.கு. ரூபாய் 300/- 4 % Min. Rs. 300/-
නව කාඩ්පතක් නිකුත් කිරීම தொலைந்த அட்டைக்கான பதில் அட்டை Card replacement fee	Rs.750/-
නව PIN අංකයක් නිකුත් කිරීමට PIN ஐ மீள வழங்குதற்கான கட்டணம் PIN re-issue fee	Rs.500/-
Card security change fee	Rs.500/-
ජාත්‍යන්තර තැපැල් வெளிநாட்டு விரைவுத் தபால் கட்டணம் Overseas courier charges	Minimum Rs.2,500/ or actual charges which ever is higher
Cheque return notifications (cheques collected on account of card settlement)	Rs.1,000/-
වීසා හෝ වෙනත් අවශ්‍යතාවයක් වෙනුවෙන් ක්‍රෙඩිට් කාඩ් ණය සීමාව තහවුරු කිරීමේ ලිපි නිකුත් කිරීම விசா / வேறு ஏதேனும் நோக்கங்களுக்காக வழங்கப்பட்ட கிரடிட் அட்டை உறுதிப்படுத்தல் கடிதங்கள் Credit Card limit confirmation letters issued for Visa purposes / any other purposes	Same Day Rs.1,000/- Normal Rs.1,000/-
වෙනත් බැංකුවකට/විගණනයට/ කාඩ්පත් හිමියාට හෝ වෙනත් අවශ්‍යතාවයක් වෙනුවෙන් ක්‍රෙඩිට් කාඩ් ණය සීමාව තහවුරු කිරීමේ ලිපි නිකුත් කිරීම ஏனைய வங்கிகள்/கணக்காளர்களுக்கான கிரடிட் அட்டை மிகுதியை உறுதிப்படுத்திய கடிதங்கள் Credit Card balance confirmation Letters to Other Banks/Auditors/Card holders	Rs.1,000/-
ගණුදෙනු ප්‍රකාශනය පිටපතක් නිකුත් කිරීම - කාඩ්පත් හිමියා වෙත நகல் கூற்று வழங்கல்- அட்டை உரிமையாளர் Issue of duplicate statement- card holder
මාසික ප්‍රකාශනය - මාස 6ක් දක්වා 6 மாதங்கள் வரை மாதாந்தக் கூற்று கட்டணம் Monthly statement up to 06 months	Rs. 200/- (per statement)
මාසික ප්‍රකාශනය - මාස 6 ට 6 மாதங்களுக்குப் பிறகு மாதாந்தக் கூற்று கட்டணம் Monthly statement after 06 months	Rs. 300/- (per statement)
වෙළද ආයතන මුල් ප්‍රකාශය නිකුත් කිරීම (දෘඩ පිටපත) Issue of Merchant Original Statement (hard Copy)	Rs.3,000/- per Month
අනුපිටපත් ප්‍රකාශය නිකුත් කිරීම - වෙළද ආයතන (දෘඩ පිටපත) நகல் கூற்று வழங்கல்- வணிகர் (அச்சுநகல்) Issue of duplicate statement- merchant (hard copy) (දිනපතා ප්‍රකාශයකට ගාස්තුව) (நாளாந்த கூற்றுக்கான கட்டணம்) (fee per daily statement)
මාස 06 දක්වා 06 மாதங்கள் வரை Up to 06 months	Rs.100/- Max. Rs.5,000/-
මාස 06 සිට මාස 12 දක්වා 06 மாதங்களிலிருந்து 12 மாதங்கள் வரை 06 months to 12 months	Rs.200/- Max. Rs.7,500/-
මාස 12 කට වැඩි 12 மாதங்களுக்கு மேல் Over 12 months	Rs.300/- Max. Rs.10,000/-
අනුපිටපත් ප්‍රකාශය නිකුත් කිරීම - වෙළද ආයතන (මෘදු පිටපත) நகல் கூற்று வழங்கல்- வணிகர் மென் நகல்) Issue of duplicate statement- merchant (soft copy) (දිනපතා ප්‍රකාශයකට ගාස්තුව) (நாளாந்த கூற்றுக்கான கட்டணம்) (fee per daily statement)
මාස 03 දක්වා 03 மாதங்கள் வரை Up to 03 months	Free of charge
මාස 03 සිට මාස 06 දක්වා 03 மாதங்களிலிருந்து 06 மாதங்கள் வரை 03 months to 06 months	Rs.100/- Max. Rs.2,500/-
මාස 06 සිට මාස 12 දක්වා 06 மாதங்கள் to 12 மாதங்கள் வரை 06 months to 12 months	Rs.200/- Max. Rs.5,000/-
මාස 12 කට වැඩි 12 மாதங்களுக்கு மேல் Over 12 months	Rs.300/- Max. Rs.7,500/-

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Debit Cards

4.2 ඩෙබිට් කාඩ් / டெபிட் அட்டைகள் / Debit Cards
සම්බන්ධ වීමේ ගාස්තුව (14+, FCY A/Cs සහ Prestige Plus C/A හැර) முதல் அட்டை (14+, PFC, Prestige C/A தவிர்த்து) Joining Fee (Excluding 14+, FCY A/Cs & Prestige Plus C/A)
නම සහිත කාඩ්පත (පළමු කාඩ්පත) பெயர் பொறிக்கப்பட்ட அட்டை Name Card (Embossed) (First Card)	Rs.750/-
නම රහිත කාඩ්පත (පළමු කාඩ්පත) பெயர் பொறிக்கப்படாத அட்டை Unembossed Card (First Card)	Rs.500/-
වාර්ෂික ගාස්තුව (14+, FCY A/Cs සහ Prestige Plus C/A හැර) வருடாந்தக் கட்டணம் (14+, PFC, Prestige C/A தவிர்த்து) Annual Fee (Excluding 14+, FCY A/Cs & Prestige Plus C/A)	Rs.500/-
අලුත් කිරීම හෝ ආදේශන කාඩ්පත புதுப்பித்தல் அல்லது பதில் அட்டை Renewal or Replacement Card
නම සහිත කාඩ්පත பெயர் பொறிக்கப்பட்ட அட்டை Name Card (Embossed)	Rs.750/-
නම රහිත කාඩ්පත பெயர் பொறிக்கப்படாத அட்டை Unembossed Card	Rs.500
අත්හිටවූ කාඩ්පත් නැවත සක්‍රිය කිරීමේ ගාස්තුව நிறுத்தப்பட்ட அட்டையை மீண்டும் செயற்படுத்துவதற்கான கட்டணம் Reactivation Fee of stopped cards	Rs.100/-
ගෙවීම් සීමාව වැඩි කිරීමේ ගාස්තුව எல்லையை அதிகரித்தல் Limit Enhancement Fee	Rs.100/-
ඩෙබිඩ්පත් වෙනත් රටවල භාවිතය සදහා Debit card overseas use fee ATMs	Rs. 500/-
4.3 ATM සේවා ஏடிஎம் சேவைகள் ATM Services
4.3.1 BOC ATM යන්ත්‍රවල හර/ ATM ගනුදෙනු BOC தன்னியக்க காசாளர் இயந்திரங்களில் நிறைவேற்றப்படும் டெபிட்/ ஏடிஎம் பரிவர்த்தனைகள் Debit/ ATM Transactions performed on BOC ATMs
ATM මගින් මුදල් ආපසු ගැනීමේ ගාස්තුව ATM பணம் மீளப்பெறல் ATM Cash withdrawal fee	Rs.5/-
ATM මගින් ශේෂය විමසීම් ගාස්තුව ATM மிகுதியை அறிதல் ATM Balance Inquiry fee	නොමිලේ கட்டணமில்லை Free of charge
මුදල් ආපසු ගැනීම / ශේෂය විමසීම සඳහා රිසිට්පත මුද්‍රණය කිරීම Printing Receipt for Cash withdrawal / Balance inquiry	Rs. 5/-
ලුහුඩු ප්‍රකාශනය Mini statement	Rs. 5/-
4.3.2 LankaPay ස්වයංක්‍රීය ටෙලර් යන්ත්‍ර මත සිදු කරනු ලබන හර/ ATM ගනුදෙනු LankaPay தன்னியக்க காசாளர் இயந்திரங்களில் நிறைவேற்றப்படும் டெபிட்/ ஏடிஎம் பரிவர்த்தனைகள் Debit/ ATM Transactions performed on LankaPay ATMs
ATM මගින් මුදල් ආපසු ගැනීමේ ගාස්තුව ATM பணம் மீளப்பெறல் ATM Cash withdrawal fee	Rs.30/-
ATM මගින් ශේෂය විමසීම් ගාස්තුව ATM மிகுதியை அறிதல் ATM Balance Inquiry fee	Rs.7/50
4.3.3 දේශීය වීසා මාස්ටර් ජාලය මත සිදු කරනු ලබන හර/ ATM ගනුදෙනු உள்ளூர் Visa Master வலையமைப்பில் நிறைவேற்றப்படும் டெபிட்/ ஏடிஎம் பரிவர்த்தனைகள் Debit/ ATM Transactions performed on local Visa Master network
ATM මගින් මුදල් ආපසු ගැනීමේ ගාස්තුව ATM பணம் மீளப்பெறல் ATM Cash withdrawal fee	Rs.75/-
ATM මගින් ශේෂය විමසීම් ගාස්තුව ATM மிகுதியை அறிதல் ATM Balance Inquiry fee	Rs.7.50
4.3.4 විදේශ ප්‍රවේශ ගාස්තු (දේශීය ස්වයංක්‍රීය ටෙලර් යන්ත්‍රවල විදේශ කාඩ්පත් භාවිතය) Foreign Access Fee (use of foreign cards in domestic ATMs)
විදේශ ප්‍රවේශ ගාස්තු - මුදල් ආපසු ගැනීම Foreign Access Fee- Cash Withdrawal	Rs. 500/-
විදේශ ප්‍රවේශ ගාස්තු - ශේෂය විමසීම් Foreign Access Fee- Balance Inquiry	Rs. 100/-

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Internet Banking

4.4 අන්තර්ජාල බැංකුකරණය இணைய வங்கியியல் Internet Banking
සම්බන්ධ වීමේ ගාස්තු - ආයතනික ගනුදෙනුකරුවන් இணைவுக் கட்டணம் நிறுவன வாடிக்கையாளர்கள் Joining Fee Corporate Customers	Rs.1,000/- පරිශීලකයින් 03 ඉක්මවන විට එක් එක් අමතර පරිශීලකයෙකු සඳහා රු. 500/- 3 பயனர்களுக்கு மேல் ஒவ்வொரு கூடுதல் பயனருக்கும் ரூ.500/- Rs.500/- for each additional user when exceeding 03 users
පුද්ගලික ගණුදෙනුකරුවන් தனிநபர் வாடிக்கையாளர்கள் Personal Customers	නොමිලේ கட்டணமில்லை Free of charge
වාර්ශික ගාස්තු வருடாந்தக் கட்டணம் Annual Fee
ආයතනික ගනුදෙනුකරුවන් நிறுவன வாடிக்கையாளர்கள் Corporate Customers	Rs.2,000/-
පුද්ගලික ගණුදෙනුකරුවන් தனிப்பட்ட வாடிக்கையாளர்கள் Personal Customer	Rs.500/-

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Fund Transfers

අරමුදල් මාරු කිරීම් / நிதிப் பரிமாற்றம் / Fund Transfers
CEFT - අන්තර්ජාල බැංකුකරණය CEFT - இணைய வங்கியியல் CEFT - Internet Banking	Rs.30/-
SLIPS - අන්තර්ජාල බැංකුකරණය SLIPS - இணைய வங்கியியல் SLIPS - Internet Banking	Rs.20/-
බැංකුවෙන් විද්‍යුත් රිසිට්පත තහවුරු කිරීම வங்கியிடமிருந்து e-receipt உறுதிப்படுத்தல் e-receipt confirmation from the Bank	Rs.50/-

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Current Accounts

Nature of Transaction - Current Accounts	Tariff
1.1 Monthly Service Charge: For both credit & debit balances
Corporate Customer - Monthly Minimum Balance < Rs 250,000/-	Rs. 2,000/- per month
Business Customer - Monthly Minimum Balance < Rs 15,000/-	Rs. 1,000/- per month
Personal Customer (Trading) - Monthly Minimum Balance < Rs 7,500/-	Rs. 500/- per month
Personal Customer (Non Trading) - Monthly Minimum Balance < Rs 7,500/-	Rs. 200/- per month
1.2 Minimum O/D Interest (Will be applicable if the amount overdrawn falls below the minimum balance requirement)
Corporate Customer	Rs. 2,000/- per month
Business Customer	Rs. 1,000/- per month
Personal Customer (Trading)	Rs. 500/- per month
Personal Customer (Non Trading)	Rs. 400/- per month
1.3 Outward Cheque Returns – Inward Clearing
Due to Lack of Funds (Cash/ Clearing) Charges to drawer - Paying Bank	Rs. 3,500/-
Effects Not Realized	Rs. 750/-
Technical Reasons (except Bank faults/ lapses) [CRN Codes - 14,55,57,58,59,60,62]	Rs. 250/-
Cheque Return Notification Charges – (CRN) Cheque Return Code 1 & 2 Cheque Return Code - 14,15,16,52,55,56,57,58,60 & 62 Invalid Cheque	1st Return – Rs. 250/- 2nd Return – Rs. 500/- Rs. 250/- Rs. 250/-
1.4 Inward Cheque Returns - Outward Clearing
Cheque Return Notification Charges (CRN) – Outward Cheques [CRN Codes 1,2,10,12,13,50,59,61,63,64,65 & 66] Postage	Rs. 100/- Actual charge
1.5 Request of Archived Physical Cheque/ Image
Physical Cheque Retrieval	Rs. 400/- (per chq)
Retrieval of Physical Cheque from archive	Rs. 600/- (per chq) and Actual Charges
Requested by Court Orders (addressed to BOC directly)	Free of Charge
CRN Images Within 1st Month 02 to 06 Months Over 06 Months Over 06 years	Rs. 50/- Rs. 75/- Rs. 150/- Rs. 200/-
1.6 Stop Payments (Corporate/ Business/ Personal Customers)
If funds available at the time of request	Rs. 750/- per chq
If funds not available at the time of request	Rs. 4,000/- per chq
Lost cheque book or part	Rs. 3,500/- per chq. book
1.7 Current Account Statements – Per month
Daily Statements	Rs. 3,500/- Corporate Customer Rs. 5,000/-
Weekly Statements	Rs. 2,000/- Corporate Customer Rs. 2,500/-
Monthly Statements	Free of charge
E-Statements (Any frequency)	Free of charge
1.8 Duplicate Copies of Statements (Printed copies)
Within 06 years	From Branch: First 3 Pagers - Rs. 100/- pp over 3 pages - Rs. 250 /- pp Corporate Branch: First 3 Pagers - Rs. 250/- pp over 3 pages - Rs. 200 /- pp From CBO: (Statement in Standard Sheet) Rs. 250/- pp
Over 06 Years	Rs. 1,500/- per page
Duplicate Email copies for E- Statements Customers	Rs. 100/-
Statement for Closed Accounts from CBO Within 06 Years Over 06 Years	Rs.250/- PP, Rs. 1,500/- PP Rs. 2,500/- of Handling Fee
1.9 Cheques Purchasing
Local Cheques Purchased (Conditions Apply)	0.75% of Transaction Amount Min. Rs. 1,500/-
Salary Cheques drawn by the Government of Sri Lanka (Central Government Accounts)	No charge
1.10 Cheque Marking For Payment
(a) Inward (As Paying Bank)	Rs. 4,000/-
(b) Outward (As Collecting Bank)	0.15% Min. Rs. 4,000/-
1.11 Cost of Cheque Books
25 leaves	Rs. 500/-
50 leaves	Rs. 1,000/-
Continuous Cheque Leaves	Rs. 20 Per Cheque Leaf and Actual Printing Charges
Postage	Actual cost
1.12 Closure of Current Accounts
Corporate Customer	Rs. 1,500/-
Business/ Personal Customer	Rs. 1,000/-
1.13 Preparation of Cash Orders
Same day	0.3% Min. Rs. 5,000/-
Next working day	0.25% Min. Rs. 5,000/-
Over the counter (Over Rs. 1,000,000/- More than 3 Denominations)	Per Denomination 0.3% Min. Rs. 3,000/-
Bankers' Orders	0.25%
Transport	Actual cost
1.14 Confirmation of Account Balances
Balance confirmation letters	Rs. 1,000/- per query
1.15 Agreement Execution
Execution of Escrow Agreements Execution Fee Annual Fee	Rs. 750,000/- (One Off) Rs. 150,000/-
Execution of Tri-Partite Agreements in line with Non Resident Rupee Accounts (NRRA) Execution Fee	Rs. 500,000/-

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Savings and Time Accounts

2.0 ඉතුරුම් ගිණුම් සහ ස්ථාවර තැන්පතු சேமிப்பு மற்றும் நேர வைப்புக் கணக்குகள் Savings Accounts and Fixed deposits	Tariff
2.1 மாதாந்தச் சேவைக் கட்டணம் : (சராசரி மீதியை அடிப்படையாக் கொண்டது) මාසික සේවා ගාස්තුව: (පවත්වන සාමාන්‍ය ශේෂය මත පදනම්ව) Monthly Service Charge: (Based on the Average Balance maintained)
Ordinary Savings/ Mudaraba Savings < Rs. 1,500/-	Rs. 35/- per month
Other Savings Schemes (Except all Minor A/Cs) < Rs. 500/-	Rs. 35/- per month
Ordinary Savings Non Personal < Rs. 10,000/-	Rs. 35/- per month
Islamic Banking Savings Products < Rs. 1,500/- (Except all Minor A/Cs)	Rs. 35/- per month
Ran Ulpatha	Free of charge
School Sansada	Free of charge
2.2 ගිණුම් වසා දැමීම கணக்குகளை மூடுதல் Closure of Accounts
Savings Account Closure	Rs. 500/-
2.3 ඉතුරුම් ගිණුම් ප්‍රකාශ (පාස්පොත් නිකුත් නොකරන ගිණුම් සඳහා) சேமிப்புக் கணக்குக் கூற்று Savings Account Statements (For Non Passbook issuing Accounts )
Monthly	Free of charge
Daily Corporate/ Business/ Personal Customer	Rs. 4,000/- per month
Weekly Corporate Customer Business/ Personal Customer	Rs. 3,000/- per month Rs. 1,500/- per month
E-Statements at any frequency	Free of charge
2.4 Issuance of Duplicate Savings Account Statements – (Printed Copies of Statements for Audit/ VISA Purposes etc.)
Within 06 years Corporate/ Business/ Personal Customer	Rs. 500/- per page
Over 06 Years Corporate Customer Business/ Personal Customer	Rs. 1,500/- per page Rs. 1,500/- per page
Duplicate Email copies for E- Statements Customers	Rs. 100/-
Foreign Currency Accounts	Free of charge
2.5 අනුපිටපත් පාස්පොත/ ස්ථිර තැන්පතු කුවිතාන්සියක් නිකුත් කිරීම (අස්ථානගත වූ අවස්ථාවක) நகல் கணக்குப் புத்தகம்/நிலையான வைப்புக் கணக்குப் பற்றுச்சீட்டுகளை வழங்குதல் (தொலைந்தால்) Issuance of Duplicate Passbook/ FD Receipt (In case of lost )
Re-issuance of Passbook	Rs. 500/-
Re-issuance of Fixed Deposit Receipt/ Savings certificates (Smart Investor, Smart Saver, Smart Lady etc.)	Rs. 2,000/-
2.6 ගිණුම් ශේෂයන් තහවුරු කිරීම - විගණනය / වීසා / බදු අරමුණු ආදිය සඳහා. கணக்கு மீதியை உறுதிப்படுத்துதல் - கணக்காய்வு/ VISA நோக்கங்களுக்காக. Confirmation of Account Balances - for Audit / VISA / Tax Purposes etc.
Balance Confirmation Letters on Deposit / Loan Account	Rs. 1,000/- per query
2.7 මුදල් ඇණවුම් සකස් කිරීම பணக் கட்டளைகளைத் தயாரித்தல் Preparation of Cash Orders
Refer Section 1.13 of Current Account Tariff

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General Operations

3.0 General Operations	Tariff
3.1 Issuance of Official Cheques (Pay orders/ Bank Drafts)
3.1.1 Issuance of Pay Orders/ Bank drafts (Unless special arrangements are made)
BOC Customer	0.06% Min.- Rs. 300/- Max.- Rs. 1,500/-
Non BOC Customer	0.06% Min.- Rs. 1,000/- Max.- Rs. 3,000/-
3.1.2 Issuance of Pay Orders in favour of Director General of Customs (DGC)
BOC Customer	Rs. 300/-
Non BOC Customer	Rs. 1,500/-
Online DGC payment Facility	Free of Charge
3.1.3 Pay Order Cancellation
Cancellation with surrendering Pay Order	Rs. 250/- per transaction
Cancellation without surrendering Pay Order	Rs. 1,500/- per transaction
Re – Issuance of Pay Orders (with/ without surrendering P/O)	Issuance fee as new Pay Order issuance
3.2 Standing Instructions
3.2.1 Standing Orders Registrations and Funds Transfers
Registration	Rs. 250/- (Excluding all beneficiary children's savings products with in BOC)
Transfer to customer's own Savings/ Current A/C /Credit Card within BOC	Free of Charge
Standing Order Modification	Rs. 100/-
3.2.2 Standing Orders to Third Party BOC/ other Banks/ Institutions (excluding all beneficiary children's savings products with in BOC)
Payment through system Payment through pay order	Rs. 50/- per payment Rs. 300/- per payment (Actual postage will be applicable)
3.2.3 Standing Order Cancellation
Lack of funds on 03 consecutive occasions	Rs. 100/-
Un successful Payment ( within 03 days)	Rs. 50/- per payment
3.3 Funds Transfers
3.3.1 Fund Transfers/ Payments – Through System
SLIPS – per file	Rs. 25/- per transaction Min. Rs. 125/- (05 items)
SLIPS – manually operated	Rs. 20/- per transaction Min. Rs. 50/-
RTGS	Rs. 400/- per transaction
3.3.2 Manual Fund Transfers within BOC
Between Customer's own BOC Accounts (Retail Segment)	Rs. 100/- per transaction
To Third Party Account (Retail Segment)	Rs. 200/- per transaction
Corporate to Corporate customer	0.1% Min Rs. 200/- Max Rs. 2,000/-
Corporate to Other Branches	0.2% Min Rs. 200/- Max Rs. 2,000/-
Payable over the counter (Mail Transfers)	0.30% Min. Rs. 1,000/- Max. Rs. 10,000/-
Frequent fund transfers and same day cash withdrawals (Over Rs. 1,000,000/-)	0.25% Max. Rs. 4,000/-
3.4 Safe Deposit Lockers
Small	Rs. 75,000/- Rs. 3,500/-
Medium	Rs. 100,000/- Rs. 5,000/-
Large	Rs. 125,000/- Rs. 6,000/-
Extra Large	Rs. 150,000/- Rs. 7,500/-
Super Large	Rs. 200,000/- Rs. 10,000/-
Re-issuance of Keys (In case of Lost/ damage)	Actual Cost and Rs. 1,000/- of Handling Fee
3.5 Utility Bill Payments
Ceylon Electricity Board	Rs. 20/- per transaction
3.6 Collection Accounts
On Collection of Funds	Refer relevant OICs/ Circular Letters
Funds transfer to other Bank (From Collection A/C to customers main A/C at other bank)	0.25% per transfer/ Investment Min. Rs. 10,000/-
3.7 SMS Alerts Facility
Personal (Trading/ Non Trading) Accounts Up to 20 SMS 21 - 75 SMS 76 and more SMS	Rs. 10/- Rs. 50/- Rs. 100/-
Business Accounts Up to 200 SMS 201 and more SMS	Rs. 100/- Rs. 500/-

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Credit Operations

5.0 Credit Operations	Tariff
5.1 Service Charge for CRIB inquiry (including Credit Information Bureau Charges)
Inquiry from CRIB Personal & Business Customers Corporate Customers	Rs. 300/- Rs. 700/-
5.2 Credit Facilities (other than the Development Lending Schemes) - Processing of Application & Documentation Charges
Personal and Commercial (Term) Loans below Rs. 50,000/-
A. Cash backed Security	Rs. 300/-
B. Other Collateral	Rs. 1,000/-
Personal and Commercial (Term) Loans above Rs. 50,001/-
A. Cash backed Security Personal Business & Corporate	0.5% Min. Rs.500/- Max. Rs. 1,000/- 0.5% Min. Rs. 1,000/- Max. Rs. 10,000/-
B. Mortgage over Immovable Property Personal Customers Business Customers	0.8% Min. Rs.2,000/- Max. Rs. 250,000/- 0.8% Min. Rs.5,000/- Max. Rs. 250,000/-
C. Other Collateral Personal Customers Business Customers	0.8% Min. Rs.2,000/- Max. Rs. 200,000/- 0.8% Min. Rs.5,000/- Max. Rs. 200,000/-
Housing loans (in addition to the actual expenses i.e. Valuation/Title etc.)
BOC Housing Loans	0.8% Min. Rs. 1,000/- Max. Rs. 25,000/-
Govt. Housing Loans	0.8% Min. Rs. 1,000/- Max. Rs. 10,000/-
Personal ,Govt Pensioners' and BOC Pensioners' Loans
Facilities up to Rs 5,000,000 /-	0.8% Min. Rs. 2,,000/- Max. Rs. 20,000/-
Facilities from Rs 5,000,001/- to Rs 10,000,000/-	0.8% Min. Rs. 2,,000/- Max. Rs. 30,000/-
Facilities from Rs 10,000,001/- and above	0.8% Min. Rs. 2,,000/- Max. Rs. 50,000/-
Pledge & TR Facilities (New Loans & Top Ups )
Pledge Loans	0.4% Min. Rs. 10,000/- Max. Rs. 500,000/-
Trust Receipts Loans	0.5% Min. Rs. 25,000/- Max. Rs. 500,000/-
5.3 Credit Facilities under Development Lending Schemes
Credit Facilities of Rs. 100,000/- and below Processing of application and Documentation Charges	Rs. 500/-
Credit Facilities of Rs. 100,001/- and above Processing of application and Documentation Charges	Up to Rs. 1.0 Mn 0.5% Min. Rs. 500/- Rs. 1 Mn to Rs. 5 Mn 0.5% Max. Rs. 12,500/- Above Rs. 5 Mn 0.5% Max. Rs. 20,000/-
5.4 Temporary Overdrafts
Personal, Business and Corporate Customers	Up to Rs. 4,999 /- Rs. 100/- Rs. 5,000/- to Rs. 99,999/- Rs. 1,000/- Rs. 100,000/- to Rs. 499,999/- Rs. 2,000/- Rs. 500,000/- to Rs. 999,999/- Rs. 5,000/- Rs. 1,000,000/- and above Rs 10,000/-
Extension of TOD	0.08% Min Rs.1000/- Max Rs.10,000/-
5.5 BOC Leasing
Documentation & Service Charges (Up front)	Up to Rs. 5.0 Mn Rs. 7,500/- Above Rs.5.0 Mn Rs. 10,000/-
Termination Fee	Free of charge
5.6 Issuance of Local Guarantees/ Counter Guarantees/ Stand by Letter of Credits
Against cash backed securities (i.e. 100% cash in non interest bearing account/ Margin Account)	1% per annum (0.25% per quarter or part thereof) Minimum Rs. 5,000/-
Against cash backed securities (i.e. 100% cash in interest bearing accounts - Savings/ FDs/ FC accounts etc.)	1.5% per annum (0.5% per quarter or part thereof) Minimum Rs. 5,000/-
Against Immovable Property (In addition to documentation charges)	2.5% per annum (0.625% per quarter or part thereof) Minimum Rs. 5,000/-
Personal Guarantee/ Indemnity (In addition to documentation charges)	3% per annum (0.75% per quarter or part thereof) Minimum Rs. 5,000/-
Amendment to the Guarantee	(A) Extension of validity or increase of value - Commission Rates applicable under issuance of Guarantee (B) Other Amendments Commission Rs. 5,000/-
Issuance Guarantee Draft (From 2nd onward)	Rs. 2,000/- per letter
SWIFT Chargers	Rs. 1,500/-
5.7 Issuance of credit line letters	Rs. 15,000/- per letter
5.8 Early settlement Charges- Full Settlement or part there of For BOC Personal Loans , BOC Housing Loans & Pensioners' Loans excluding development loans/Fully secured loans
Within 3 years from the date loan granted	3% on balance outstanding
Above 3 years and up to 5 years	2% on balance outstanding
Above 5 years from the date loan granted	1% on balance outstanding
Penal interest not exceeding 200 basic point p.a. for the arrears capital (Except pawning and credit cards)
For Term and Business Loans (full or part settlement ) excluding Development Banking Loans
Within 3 years from the date of loan granted	1% on settlement amount at the time of full settlement or part there off
For Development Loans	Not Applicable
5.9 Inspection Charges
Inspection charges	Actual Traveling Cost

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My Sri Lanka - Foreign Currency Fixed Deposit

විදේශ මුදල් වර්ගය Currency	වසර 2 - කල් පිරීමේදී පොළිය (% වා.පො.) 2 Years - Interest at Maturity % (p.a.)	වසර 5 - කල් පිරීමේදී පොළිය 5 Years (% වා.පො.) Interest at Maturity % (p.a.)
USD	6.00 (5.83 A.E.R)	6.25 (5.59 A.E.R)
GBP	4.50 (4.40 A.E.R)	4.75 (4.35 A.E.R)
EUR	4.00 (3.92 A.E.R)	4.50 (4.14 A.E.R)
AUD	4.00 (3.92 A.E.R)	4.50 (4.14 A.E.R)

මාසිකව පොළිය | Interest at Monthly**

විදේශ මුදල් වර්ගය Currency	වසර 2 / 5 - මාසිකව පොළිය (% වා.පො.) 2 Years \| 5 Years - Monthly Interest % (p.a.) **
USD	4.25 (4.33 A.E.R)
GBP	3.00 (3.04 A.E.R)
EUR	3.00 (3.04 A.E.R)
AUD	3.00 (3.04 A.E.R)

* මෙම පොලී අනුපාත නැවත අලුත් කිරීමේදී සංශෝධනය විය හැක.
* These interest rates may revise at renewal.

** ශ්‍රී ලාංකික සංක්‍රමණික සේවකයින් සඳහා පමණක් මාසික පොලී පහසුකම ලැබේ.
පොලී මුදල අදාළ විදේශ මුදලින් ගණනය කර ශ්‍රී ලංකා රුපියල් වලින් ගෙවනු ලැබේ.
** Monthly interest facility avail for Sri Lankan migrant employees only.
The interest amount will be calculated in relevant foreign currency and paid in Sri Lankan Rupees.

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