Currency Exchange Rates
| Exchange Rates | Exchange Rates: : currency per unit of foreign currency as at: 03.09.2026 06:50:03 PM | |||||
|---|---|---|---|---|---|---|
| Currency | Drafts | Telegraphic/PFCA/ BFCA Transfers | ||||
| Currency | Buying Rate | Selling Rate | Buying Rate | Selling Rate | Buying Rate | Selling Rate |
AED
|
80.7718 | 94.2504 | - | - | - | - |
AUD
|
227.9400 | 241.8626 | 225.1467 | 241.8626 | 228.3712 | 241.8626 |
BHD
|
745.5813 | 885.1141 | - | - | - | - |
CAD
|
230.7875 | 242.8731 | 230.3613 | 242.8731 | 232.1783 | 242.8731 |
CHF
|
383.2095 | 414.3309 | 390.9037 | 414.3309 | 395.7269 | 414.3309 |
CNY
|
45.2413 | 50.0038 | 47.4478 | 50.0038 | 47.7838 | 50.0038 |
DKK
|
- | - | 49.2543 | 52.2480 | 49.6594 | 52.2480 |
EUR
|
370.0238 | 386.6541 | 369.7253 | 386.7904 | 373.0096 | 386.7904 |
GBP
|
432.7410 | 450.3777 | 434.3654 | 449.9347 | 435.8263 | 449.9347 |
HKD
|
39.1038 | 42.8232 | 40.6236 | 42.8232 | 40.9642 | 42.8232 |
INR
|
2.8988 | 3.7188 | 2.9038 | 3.7138 | 3.1088 | 3.7138 |
JOD
|
415.0986 | 474.3286 | - | - | - | - |
JPY
|
2.0068 | 2.1173 | 2.0234 | 2.1173 | 2.0365 | 2.1173 |
KRW
|
0.2372 | 0.2493 | - | - | - | - |
KWD
|
929.6854 | 1,091.5510 | - | - | - | - |
MYR
|
76.9222 | 83.3522 | - | - | - | - |
NOK
|
- | - | 34.2362 | 36.0843 | 34.4897 | 36.0843 |
NZD
|
185.0651 | 197.5889 | 185.1369 | 197.5889 | 187.1883 | 197.5889 |
OMR
|
790.0203 | 865.8440 | - | - | - | - |
QAR
|
71.6344 | 92.2173 | - | - | - | - |
SAR
|
77.1548 | 92.9345 | - | - | - | - |
SEK
|
- | - | 33.1112 | 34.9471 | 33.3533 | 34.9471 |
SGD
|
248.2331 | 264.0043 | 251.3225 | 264.0043 | 253.6079 | 264.0043 |
THB
|
9.7520 | 10.9820 | 9.7720 | 10.7520 | 9.8020 | 10.7520 |
USD
|
324.0000 | 333.0000 | 323.6000 | 333.0000 | 324.0000 | 333.0000 |
ZAR
|
- | - | 19.8368 | 20.9557 | 19.9955 | 20.9557 |
The above rates are for indicative purposes only. These are subject to change based on market conditions and at the discretion of the bank. Please call +9411-2445785 for any clarification.
Treasury Bill Rates
භාණ්ඩාගාර බිල්පත් අනුපාත 28.08.2026 දින සිට ආරම්භ වන සතිය සඳහා අදාළ වේ | ||
|---|---|---|
| කාලය தவணை Term | වාර්ෂික පොළිය வருமானம் ஆண்டுதோறும் Yield P.A | 100/=ரூபாய் ஒன்றிற்கான விலை Price per Rs: 100/= |
| මාස 03 (දින 91) 03 மாதங்கள் (91 நாட்கள்) 03 Months (91 days) | 7.85% | 98.0753 |
| මාස 06 (දින 182) 06 மாதங்கள் (182 நாட்கள்) 06 Months (182 days) | 8.10% | 96.1076 |
| මාස 12 (දින 364) 12 மாதங்கள் (364 நாட்கள்) 12 Months (364 days) | 8.55% | 92.1234 |
Rupee Fixed Deposits
- Prosperity Deposits
- 100, 150, 200, 300, 400, 600 Days Investments
- Kantha Ran Ginum Savings Certificates
- Smart Investor
- BOC Relax
- Smart Lady
1. ස්ථාවර තැන්පතු | நிலையான வைப்பு | FIXED DEPOSITS
2026.06.08 දින සිට බලපැවැත්වේ
2026.06.08 ஆம் திகதி தொடக்கம் அமுலுக்கு வரும்
Effective from 08.06.2026
කාලය සහ ගෙවීම් ක්රමය | පොලී අනුපාතය (වා.පො) |
|---|---|
| මාස 1 1 மாதம் 1 Month | 6.75% |
| මාස 3 3 மாதங்கள் 3 Month | 7.25% |
| මාස 6 6 மாதங்கள் 6 Month | 7.50% |
| වසර 1 - කල්පිරීමේදී ගෙවන පොළිය 1 வருடங்கள் - முதிர்ச்சியில் வட்டி 1 Year -Interest at maturity | 7.25% |
| වසර 1 - මාසිකව ගෙවන පොළිය 1 வருடங்கள் - மாதாந்த வட்டி 1 Year -Interest paid monthly | 7.00% |
| වසර 1 | ජේෂ්ට පුරවැසි - කල්පිරීමේදී ගෙවන පොළිය 1 வருடங்கள் |மூத்தப் பிஜைகள்*- முதிர்ச்சியில் வட்டி 1 Year | Senior Citizens* -Interest at maturity | 7.75% |
| වසර 1 | ජේෂ්ට පුරවැසි - මාසිකව ගෙවන පොළිය 1 வருடங்கள் |மூத்தப் பிஜைகள்*- மாதாந்த வட்டி 1 Year | Senior Citizens* -Interest paid monthly | 7.50% |
| වසර 2 - කල්පිරීමේදී ගෙවන පොළිය 2 வருடங்கள் - முதிர்ச்சியில் வட்டி 2 Years -Interest at maturity | 7.50% |
| වසර 2 - මාසිකව ගෙවන පොළිය 2 வருடங்கள் - மாதாந்த வட்டி 2 Years -Interest paid monthly | 7.00% |
| වසර 2 - වාර්ෂිකව ගෙවන පොළිය 2 வருடங்கள் - வருடாந்தம் வட்டி 2 Years -Interest paid annually | 7.25% |
| වසර 3 - කල්පිරීමේදී ගෙවන පොළිය 3 வருடங்கள் - முதிர்ச்சியில் வட்டி 3 Years -Interest at maturity | 7.75% |
| වසර 3 - මාසිකව ගෙවන පොළිය 3 வருடங்கள் - மாதாந்த வட்டி 3 Years -Interest paid monthly | 7.00% |
| වසර 3 - වාර්ෂිකව ගෙවන පොළිය 3 வருடங்கள் - வருடாந்தம் வட்டி 3 Years -Interest paid annually | 7.25% |
| වසර 4 - කල්පිරීමේදී ගෙවන පොළිය 4 வருடங்கள் - முதிர்ச்சியில் வட்டி 4 Years -Interest at maturity | 8.00% |
| වසර 4 - මාසිකව ගෙවන පොළිය 4 வருடங்கள் - மாதாந்த வட்டி 4 Years -Interest paid monthly | 7.00% |
| වසර 4 - වාර්ෂිකව ගෙවන පොළිය 4 வருடங்கள் - வருடாந்தம் வட்டி 4 Years -Interest paid annually | 7.25% |
| වසර 5 - කල්පිරීමේදී ගෙවන පොළිය 5 வருடங்கள் - முதிர்ச்சியில் வட்டி 5 Years -Interest at maturity | 8.25% |
| වසර 5 - මාසිකව ගෙවන පොළිය 5 வருடங்கள் - மாதாந்த வட்டி 5 Years -Interest paid monthly | 7.00% |
| වසර 5 - වාර්ෂිකව ගෙවන පොළිය 5 வருடங்கள் - வருடாந்தம் வட்டி 5 Years -Interest paid annually | 7.25% |
* ජ්යෙෂ්ඨ පුරවැසියන් යන්නෙන් අදහස් වන්නේ වයස අවුරුදු 60ට වැඩි පුද්ගලයින්ය
*மூத்தப் பிஜைகள் என்பது 60 வயதுக்கு மேற்பட்டவர்களாகும்
* Senior Citizens shall mean persons who are over 60 years
Special Fixed Deposit Scheme for Senior Citizen 2025
Suspended from 01.01.2026
| කාලය සහ ගෙවීම් ක්රමය கால மற்றும் கட்டண முறை Term & Payment method | පොලී අනුපාතය (වා.පො) ஆண்டுக்கான வீதம் Interest Rate (p.a.) |
|---|---|
| වසර 1 | ජේෂ්ට පුරවැසි* (විශේෂ 2025) - මාසිකව ගෙවන පොළිය 1 வருடங்கள் |மூத்தப் பிஜைகள்* (2025) - மாதாந்த வட்டி 1 Year | Senior Citizens* (Special 2025) -Interest paid monthly | 11.32%
|
*
ජ්යෙෂ්ඨ පුරවැසියන් යන්නෙන් අදහස් වන්නේ වයස අවුරුදු 60ට වැඩි පුද්ගලයින්ය
மூத்தப் பிஜைகள் என்பது 60 வயதுக்கு மேற்பட்டவர்களாகும்
Senior Citizens shall mean persons who are over 60 years
BOC Special Deposit Scheme
| BOC විශේෂ තැන්පතු යෝජනා ක්රමය BOC சிறப்பு வைப்புத் திட்டங்கள் BOC Special Deposit Scheme |
|---|
මෙම යෝජනා ක්රමය 31/01/2009 සිට අත්හිටුවා ඇත. සහ පවතින තැන්පතු ගිණුම් එහි කල්පිරීමේදී එදිනට පවතින වසර 01ක ස්ථාවර තැන්පතු (කල්පිරිමේදී ගෙවන පොලිය) පොලී අනුපාතයට අලුත් කළ යුතුය. இந்தத் திட்டம் 2009.01.31ஆம் திகதி நடைமுறைக்கு வரும் வகையில் முடிவுறுத்தப்பட்டுள்ளது. 1 வருட வட்டி வீதத்தில் தற்போதைய நிலையான வைப்புத்தொகை கணக்குகள் (முதிர்வின் போது செலுத்தப்படும் வட்டி) புதுப்பிக்கப்பட வேண்டும். This scheme has been terminated w.e.f. 31/01/2009 & existing deposit accounts should be renewed at prevailing 01 year fixed deposit (interest paid at maturity) interest rate on its maturity. |
Senior Citizens Deposit Scheme
2026.05.29 දින සිට බලපැවැත්වේ
2026.05.29 ஆம் திகதி தொடக்கம் அமுலுக்கு வரும்
Effective from 29.05.2026
| 5. ජ්යෙෂ්ඨ පුරවැසි තැන්පතු යෝජනා ක්රමය*** மூத்தப் பிரஜைகள் நிலையான வைப்புத் திட்டங்கள்*** SENIOR CITIZENS DEPOSIT SCHEME*** WEF 03.12.2024 | |
|---|---|
| පොලී අනුපාතය (වා.පො) ஆண்டுக்கான வீதம் Interest Rate (p.a.) | |
| වසර 2ක ජ්යෙෂ්ඨ පුරවැසි පොළිය මාසිකව ගෙවනු ලැබේ 2 வருட மூத்த பிரஜைகள் மாதந்தோறும் செலுத்தப்பட்ட வட்டி 2 Years Senior Citizen Interest Paid Monthly | 7.75% |
***අදාළ වන්නේ දැනට පවතින වසර 2ක ජ්යෙෂ්ඨ පුරවැසි පොලී ගෙවන මාසික තැන්පතු සඳහා පමණි.
*** தற்போதுள்ள 2 வருட மூத்த பிரஜைகள் வட்டி செலுத்தப்பட்ட மாதாந்திர வைப்புகளுக்கு மட்டுமே பொருந்தும்.
***Applicable only for existing 2 Years Senior Citizen Interest Paid Monthly Deposits.
Rupee – Savings Deposits
2026.03.03 දින සිට බලපැවැත්වේ
2026.03.03 ஆம் திகதி தொடக்கம் அமுலுக்கு வரும்
Effective from 03.03.2026
| 1. ඉතුරුම් සහතික (පවත්නා ඉතුරුම් සහතික තැන්පතු සඳහා පමණක් අදාළ වේ) சேமிப்புச் சான்றிதழ் (தற்போதுள்ள சேமிப்புச் சான்றிதழ் வைப்புகளுக்கு மட்டுமே பொருந்தும்) SAVINGS CERTIFICATE (Applicable only for existing Savings Certificate Deposits) | |||
|---|---|---|---|
| මුහුණත අගය முகப்பெறுமதி Face Value | විකුණුම් මිල விற்பனை விலை Selling Price | ||
| කාලය தவணை Term | මාස 6 6 மாதங்கள் 6 Months | මාස 12 12 மாதங்கள் 12 Months | මාස 24 24 மாதங்கள் 24 Months |
| වාර්ෂික விற்றுமுதல் ஆண்டுக்கு Yield p.a. | 5.00% | 6.00% | 7.00% |
| Rs.; | Rs. | Rs. | Rs. |
| 200.00 | 196.00 | 189.00 | 176.00 |
| 500.00 | 488.00 | 472.00 | 439.00 |
| 1,000.00 | 976.00 | 944.00 | 878.00 |
| 5,000.00 | 4,879.00 | 4,717.00 | 4,386.00 |
| 10,000.00 | 9,757.00 | 9,434.00 | 8,772.00 |
| 25,000.00 | 24,391.00 | 23,585.00 | 21,930.00 |
| 50,000.00 | 48,781.00 | 47,170.00 | 43,860.00 |
| 100,000.00 | 97,561.00 | 94,340.00 | 87,720.00 |
| 2. ඉතුරුම් තැන්පතු ගිණුම් சேமிப்பு வைப்புக் கணக்குகள் SAVINGS DEPOSIT ACCOUNT | |
|---|---|
| වාර්ෂික පොළිය ஆண்டுக்கு p.a. | |
| සාමාන්ය ඉතුරුම් சாதாரண சேமிப்பு Ordinary Savings | 2.00% p.a. |
| සමෘද්ධි ආයෝජන சமுர்த்தி முதலீடு Samurdhi Investment | 2.25% p.a. |
| 18+ යොවුන් ඉතුරුම් ගිණුම 18+ இளைஞர் சேமிப்பு கணக்குத் திட்டம் 18 + Youth Savings Account Scheme | 2.50% p.a. |
| 14+ නව යොවුන් ඉතුරුම් ගිණුම 14 + இளம் பருவத்தினர் சேமிப்பு கணக்குத் திட்டம் 14 + Teenagers' Savings Account Scheme | 3.00% p.a. |
| කාන්තා රන් ගිණුම් கான்தா ரண் கினும் Kantha Ran Ginum | 2.50% p.a. |
| රන් කැකුළු ගිණුම් ரண் கெக்குலு Ran Kekulu Ginum | 3.50% p.a. |
| ජ්යෙෂ්ඨ පුරවැසි ඉතුරුම් மூத்தப் பிரஜைகள் சேமிப்பு Senior Citizens Savings | 3.00% p.a. |
| 3. වෙනත් තැන්පතු ஏனைய சேமிப்புத் திட்டங்கள் OTHER DEPOSIT SCHEMES | |
|---|---|
| ජාතික විශ්රාම වැටුප් යෝජනා ක්රමය தேசிய ஓய்வூதியத் திட்டம் National Pension Scheme | දැනට අත්හිටුවා ඇත இப்போது இடைநிறுத்தப்பட்டுள்ளது now suspended |
| தேசிய நன்கொடை திட்டம் National Endowment Scheme | දැනට අත්හිටුවා ඇත இப்போது இடைநிறுத்தப்பட்டுள்ளது now suspended |
වැදගත් සටහන් | Important Notes | முக்கிய குறிப்புகள்
ජ්යෙෂ්ඨ පුරවැසියන් යන්නෙන් අදහස් වන්නේ තැන්පතුවක් භාර ගන්නා විට හෝ අලුත් කිරීමේදී වයස අවුරුදු හැට (60) ඉක්මවූ පුද්ගලයන්ය.
மூத்தப் பிரஜைகள் என்பது வைப்புத்தொகையை ஏற்கும்போது அல்லது புதுப்பிக்கும்போது அறுபது (60) வயதுக்கு மேற்பட்ட நபர்களைக் குறிக்கும்.
Senior Citizens shall mean persons who are over Sixty (60) years of age at the time of accepting or renewal of a deposit.
Sri Lanka Deposit Insurance Scheme
Foreign Currency Savings Deposits
විදේශ මුදල් ඉතුරුම් තැන්පතු සඳහා පොලී අනුපාත - (2025.04.23 දින සිට බලපවත්වන පරිදි).
வெளிநாட்டு நாணயச் சேமிப்பு வைப்புகளுக்கான வட்டி வீதங்கள் - 23.04.2025 ஆம் திகதி தொடக்கம் அமுலுக்கு வரும்.
Interest Rates for Foreign Currency Savings Deposits - W.E.F. 23.04.2025.
මුදල් ඒකකය | PFCA/ DFA* RGFCA*/ IIA/BFCA/OIA* |
|---|---|
ඇ.එ.ජ. ඩොලර් ஐ.அ.டொலர்கள் U S DOLLARS | 0.75% |
| ස්ටර්ලින් පවුම් ஸ்டேலிங் பவுண்ட்ஸ் STERLING POUNDS | 0.75% |
| යුරෝ யூரோ EURO | 0.25% |
| ජපන් යෙන් ஜப்பானிய யென் JAPANESE YEN | 0.01% |
| ඕස්ට්රේලියානු ඩොලර් அவுஸ்திரேலிய டொலர்கள் AUSTRALIAN DOLLARS | 0.50% |
| නවසීලන්ත ඩොලර් நியூசிலாந்து டொலர்கள் NEW ZEALAND DOLLARS | 0.50% |
| ස්විස් ෆ්රෑන්ක්ස් சுவிஸ் ஃப்ராங்க் SWISS FRANCS | 0.40% |
| කැනේඩියානු ඩොලර් கனேடிய டொலர்கள் CANADIAN DOLLARS | 0.50% |
| සිංගප්පූරු ඩොලර් சிங்கப்பூர் டொலர்கள் SINGAPORE DOLLARS | 0.25% |
| චීන රෙන්මින්බි சீன ரென்மின்பி CHINESE RENMINBI | 0.25% |
* DFA, RGFCA and OIA savings rates are applicable only for accounts opened or to be opened in USD, GBP and EUR.
Foreign Currency Fixed Deposits
PFCA/ DFA/IIA සහ SFNFDA ස්ථාවර තැන්පතු සඳහා පොලී අනුපාත.
PFCA/ DFA /IIA and SFNFDA நிலையான வைப்புகளுக்கான வட்டி வீதங்கள்.
RATES OF INTEREST FOR PFCA/ DFA /IIA and SFNFDA FIXED DEPOSITS
විදේශ මුදල් ස්ථාවර තැන්පතු සඳහා පොලී අනුපාත - 23.04.2025 සිට බලපවත්වන පරිදි.
வெளிநாட்டு நாணய நிலையான வைப்புகளுக்கான வட்டி வீதங்கள் - 23.04.2025 ஆம் திகதி தொடக்கம் அமுலுக்கு வரும்.
INTEREST RATES FOR FOREIGN CURRENCY FIXED DEPOSITS - W.E.F 23.04.2025
| Period | Rate% | AER% |
|---|---|---|---|
| USD FD | 01 Month | 2.75 | 2.78 |
| 03 Months | 3.50 | 3.55 | |
| 06 Months | 3.75 | 3.79 | |
| 01 Year maturity | 4.00 | 4.00 | |
| 01 Year monthly | 2.75 | 2.78 | |
| 01 Year quarterly | 3.50 | 3.55 | |
| 02 Year maturity | 4.25 | 4.16 | |
| 02 Year annually | 4.00 | 4.00 | |
| 02 Year monthly | 2.75 | 2.78 | |
| 03 Year maturity | 4.50 | 4.31 | |
| 03 Year annually | 4.00 | 4.00 | |
| 03 Year monthly | 2.75 | 2.78 | |
| 04 Year maturity | 4.75 | 4.44 | |
| 04 Year annually | 4.00 | 4.00 | |
| 04 Year monthly | 2.75 | 2.78 | |
| 05 Year maturity | 5.00 | 5.00 | |
| 05 Year annually | 4.00 | 4.00 | |
| 05 Year monthly | 2.75 | 2.78 | |
| GBP FD | 01 Month | 1.50 | 1.51 |
| 03 Months | 2.50 | 2.52 | |
| 06 Months | 2.75 | 3.02 | |
| 01 Year maturity | 3.00 | 3.00 | |
| 01 Year monthly | 1.50 | 1.51 | |
| 01 Year quarterly | 2.50 | 2.52 | |
| EUR FD | 01 Month | 1.25 | 1.26 |
| 03 Months | 2.00 | 2.02 | |
| 06 Months | 2.25 | 2.26 | |
| 01 Year maturity | 2.50 | 2.50 | |
| AUD FD | 01 Month | 1.25 | 1.26 |
| 03 Months | 2.00 | 2.02 | |
| 06 Months | 2.25 | 2.26 | |
| 01 Year maturity | 2.50 | 2.50 |
Sri Lanka Deposit Insurance Scheme
Personal Loans
| BOC පුද්ගලික ණය යෝජනා ක්රමය இலங்கை வங்கியின் தனிநபர் கடன்கள் BOC Personal Loan Scheme | Upto 5 Years : 14.00% Above 5 Years and Upto 7 Years : 14.50% Above 7 years to 10 years: 15.50% |
| BOC විශේෂ පුද්ගලික ණය යෝජනා ක්රමය இலங்கை வங்கியின் சிறப்புத் தனிநபர் கடன்கள் BOC Special Personal Loan Scheme | Upto 5 Years : 12.00% Above 5 Years and Upto 7 Years : 13.00% Above 7 years to 10 years: 14.00% |
Housing Loans
S/N | Type of the Housing Loan/ Eligible Amount | Repayment Period | ROI (p.a.) (Fixed) |
If aggregate Housing Loan amount is up to Rs. 5.0 Mn | |||
i. | Aggregate Housing Loan amount up to Rs. 5.0 Mn රුපියල්. මිලියන 5.0 දක්වා වූ සමස්ථ නිවාස ණය මුදල மொத்த வீட்டுக் கடன் தொகை ரூ. 5.0 மில்லியன் | Up to 10 years | 12.00% |
Above 10 years | 14.00% | ||
If aggregate Housing Loan amount Rs. 5.0 Mn up to Rs. 7.5 Mn | |||
ii. | Aggregate Housing Loan amount from Rs. 5.0 Mn up to Rs. 7.5 Mn සමස්ත නිවාස ණය මුදල රුපියල්. මිලියන 5.0 සිට රු. මිලියන 7.5 | Up to 10 years | 12.00% |
Above 10 years | 14.00% | ||
If aggregate Housing Loan amount is above Rs. 7.5 Mn | |||
iii. | BOC Housing Loan BOC නිවාස ණය இலங்கை வங்கி வீட்டுக் கடன் | Up to 10 years | 13.50% |
| 10 years to 15 Years | 14.50% | ||
Above 15 years | 15.00% | ||
iv. | Special Housing Loans විශේෂ නිවාස ණය சிறப்பு வீட்டுக் கடன்கள் | Up to 10 years | 13.50% |
| 10 years to 15 Years | 14.50% | ||
Above 15 years | 15.00% | ||
v. | Housing Loan for employees in Airport and Aviation Service ගුවන් තොටුපළ සහ ගුවන් සේවාවල සේවකයින් සඳහා නිවාස ණය விமான நிலையம் மற்றும் விமான சேவையில் உள்ள ஊழியர்களுக்கான வீட்டுக் கடன்கள் | Up to 10 years | 13.50% |
| 10 years to 15 Years | 14.00% | ||
Above 15 years | 14.50% | ||
Education Loans
| අධ්යාපනික ණය கல்விக் கடன் Educational Loans | |
BOC විස්තීරණ අධ්යාපනික ණය | අවුරුදු 5 දක්වා අවුරුදු 7 දක්වා |
Development Loans
MSME, AGRICULTURE, ANIMAL HUSBANDRY AND FISHERIES SECTOR
Item No. | Sector | Maximum Repayment Period | Maximum Loan Amount | ROI p.a. (Fixed) |
|---|---|---|---|---|
Short Term Cultivation Loans | ||||
1.0 | For Cultivation Purposes - Short Term Cultivation | 270 Days (9 months) | Rs. 500,000/- or below | 11.00% |
Above Rs. 500,000/- to Rs. 3,000,000/- | 12.00% | |||
2.0 | Loans other than Short Term Cultivation Loan (MSME, Fisheries, Animal Husbandry and Agro related purposes) | 5 Years – Monthly repayment | Up to Rs. 2,000,000/- | 12.00%
|
7 Years | Up to Rs. 10,000,000/- | 13.00%
| ||
Above Rs. 10,000,000/- to Rs. 25,000,000/- | 14.00%
| |||
Above Rs. 25,000,000/- | 15.00%
| |||
3.0 | BOC Shashreeka | 10 Years | Up to Rs. 10,000,000/- | 13.00%
|
Above Rs. 10,000,000/- to Rs. 25,000,000/- | 14.00% | |||
Above Rs. 25,000,000/- | 15.00%
| |||
Table II
No. | Sector | Maximum Repayment Period | Maximum Loan Amount | ROI p.a. (Fixed) |
|---|---|---|---|---|
| 1. | For investment purposes (construction/renovation of factory /office, purchasing of machinery/equipment) | 7 years
| Up to Rs. 25.0 Mn | 14.00%
|
| Above Rs. 25.0 Mn | Pls contact the branch | |||
2. | For working capital purpose | 3 Years | Up to Rs. 25.0 Mn | 14.00%
|
| Above Rs. 25.0 Mn | Pls contact the branch |
Other SME and Development Loan Schemes
(Operated With Bank Funds)
Loan Scheme | Purpose | ROI (p.a.) (Fixed) |
|---|---|---|
| BOC Mithuru | Self-Employment | 10.00% |
| Siriliya Saviya | Self-Employment | Up to Rs.100,000/- 10.00% |
From Rs.100,000/- to Rs.2,000,000/- 12.00% | ||
| Pledge Facilities for Purchasing of Harvesting Commodities | Stock of Agriculture Products | 13.00%* |
| New Working Capital and Refurbishment Loan Scheme for Tourism Sector | 13.50 % | |
| Special Loan Scheme for the students who follow Chartered Accountancy at the Institute of Chartered Accountancy of Sri Lanka to Purchase Laptops | 19.00% (Fixed) | |
BOC Ranliya Credit Scheme | Up to Rs. 1.0 Mn | 10.00% (Fixed) |
| From Rs. 1.0 Mn to Rs. 10.0 Mn | 11.00% (Fixed) | |
| From Rs. 10.0 Mn to Rs. 100.0 Mn | 13.00% (Fixed) | |
* Subject to review at the beginning of each quarter
** Government and other institutions funded credit schemes are available at lower rate starting from 2.0 % p.a.
SME ENERGIZER
Loan Scheme | Purpose | Amount | ROI (p.a.) (Fixed) |
SME Energizer | Start-ups and Existing MSMEs (Category I & II) | Up to Rs 2.0 Mn | 11.50% |
| Above Rs 2.0 Mn to Rs 10.0 Mn | 12.00% | ||
| Above Rs 10.0 Mn to Rs 50.0 Mn | 13.00% | ||
| For trading purpose | Up to Rs 2.0 Mn | 13.00% | |
| Above Rs 2.0 Mn to Rs 10.0 Mn | 13.50% | ||
| Above Rs 10.0 Mn to Rs 25.0 Mn | 14.50% |
Note: If the facility is secured by the mortgage over immovable property, 0.5% reduction from listed rate.
Ran Surekum Naya Seva
| පොලී අනුපාතය (වා.පො) ஆண்டுக்கான வீதம் Interest Rate (p.a.) | |
| රන් සුරැකුම් ණය සේවා தங்கக் கடன் Pawning | 15.00%
|
Credit Cards
| පොලී අනුපාතය (වා.පො) ஆண்டுக்கான வீதம் Interest Rate (p.a.) | |
| ක්රෙඩිට් කාඩ්පත් கடன் அட்டைகள் Credit Cards | 28.00% |
Conditions Apply
Leasing
| ලීසිං குத்தகை Leasing | අවම අනුපාතය (% වා.පො) ஆகக்குறைந்த வீதம் (% ) Min Rate ( % p.a.) | උපරිම අනුපාතය (% වා.පො) ஆகக் கூடிய வீதம் (% ) Max Rate ( % ) |
|---|---|---|
| මෝටර් රථ - ලියාපදිංචි නොකළ பதிவு செய்யப்படாத மோட்டார் வாகனம் Motor Vehicle - Unregistered | 12.75% | 14.50% |
| මෝටර් රථ - ලියාපදිංචි කළ பதிவு செய்யப்பட்ட மோட்டார் வாகனம் Motor Vehicle Registered | 14.00% | 16.50% |
| යන්ත්රෝපකරණ இயந்திரங்கள் Machinery | 17.50% | 17.50% |
Green Loans
Purpose | ROI (p.a.) (Fixed) |
|---|---|
| Special Loan Scheme for Purchasing of Solar Power System, Electric Bicycles, Motor bikes and installation of bio gas units | |
Up to Rs. 3.0 Mn | 11.50% |
| From Rs. 3.0 Mn to Rs. 5.0 Mn (Residential) | 12.00% |
Up to Rs. 5.0 Mn (Commercial) | 12.50% |
From Rs. 5.0 Mn to Rs. 10.0 Mn | 13.00% |
From Rs. 10.0 Mn to Rs. 50.0 Mn | 13.25% |
From Rs. 50.0 Mn to Rs. 100.0 Mn | Quarterly AWPLR, floor rate 13.00% p.a. * |
| Special Loan Scheme for Pensioners to install Solar Power Systems | |
| Up to Rs. 1.5 Mn (Residential) | 11.50% (Fixed) |
| BOC Green | |
| Up to Rs. 25.0 Mn (SMEs) | 11.50% (Fixed) |
| * Subject to review at the beginning of each quarter | |
Advances Against the Deposit
Advances Against Rupee Fixed Deposits & Repo*
Margin over AER/Repo Rate
| Range | Deposit Type | Loans | Overdrafts |
|---|---|---|---|
| Up to 90% of deposit | Borrower’s/Spouse’s Deposit | 3.00% | 3.50% |
| Above 90% to 100% | Borrower’s/Spouse’s Deposit | 3.50% | 4.00% |
Advances Against All Eligible Rupee Savings Deposits*
Margin over Savings Deposit Rate
| Range | Deposit Type | Loans | Overdrafts |
|---|---|---|---|
| Up to 90% of deposit | Borrower’s/Spouse’s Deposit | 3.25% | 3.75% |
| Above 90% to 100% | Borrower’s/Spouse’s Deposit | 3.75% | 4.25% |
Advances Against Foreign Currency Deposits*
ADVANCES AGAINST FOREIGN CURRENCY DEPOSITS | LOANS | OVERDRAFTS | |
|---|---|---|---|
Up to 80% of the Deposit | Borrower’s Deposit | 13.00% | 13.50% |
- Interest rates under revolving limits are adjusted with every revision of interest rates.
- The annual effective rate (AER) is considered as the base rate for granting the advances.
- Interest rates for advances against the Normal Savings deposits are stated herein and the margins may vary for special savings schemes.
- Advances granted against Guarantor’s deposits would be charged an additional 1% over the above margins.
Government Pensioners’ Loan Scheme
| පොලී අනුපාතය (වා.පො) ஆண்டுக்கான வீதம் Interest Rate (p.a.) - Fixed | |
| අවුරුදු 5 දක්වා 05 வருடங்கள் வரையில் Up to 5 Years | 12.50% |
| අවුරුදු 7 දක්වා 07 வருடங்கள் வரையில் Up to 7 Years | 13.50% |
| අවුරුදු 15 දක්වා 15 வருடங்கள் வரையில் Up to 15 Years | 14.50% |
Outward Remittances
1.0 OUTWARD REMITTANCES
1.1 Foreign Drafts
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Education / Medical payments | Commission | 0.5% of the value Min LKR 3,000/- Max. LKR 15,000/- |
| (B) Imports and Other payments | Commission | 0.5% of the value Min LKR 3,000/- Max. LKR 200,000/- |
| Additional charges for (A) & (B) above; | SWIFT, Postal Charges and Courier applicable (Including VAT) | |
| For EUR Drafts drawn on Deutsche Bank; | ||
| (C) Cancellation of drafts issued by BOC (either surrendered/ not surrendered) | Fee | LKR 1,000/- SWIFT and Correspondent Charges Applicable |
| (D) If requested for a Re-issue | Apply charges as a new issue |
1.2 Telegraphic / SWIFT Transfers
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Education / Medical payments | Commission | 0.5% of the value Min LKR 3,000/- Max. LKR 15,000/- |
| (B) Imports | Commission | 0.5% of the value Min LKR 3,000/- Max. LKR 200,000/- |
| (C) Other payments | Commission | 0.5% of the value Min LKR 4,000/- Max. LKR 500,000/- |
| (D) For EPF & Foreign Ministry payments | Commission | Max. LKR 7,500/- |
| For all A, B, C and D above; | SWIFT, Correspondent Charges and Bank Charges applicable | |
| (E) Amendments / Cancellations (On customer Request) | Fee | LKR 1500/- SWIFT and Correspondent Charges applicable |
1.3 Foreign Currency Notes
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Issue for Customers | Commission | 1.25 % of value Min. LKR 500/- |
| (B) Issue for Foreign Missions & Intl. organizations | Commission | 1.25 % of value |
| (C) Issue for BFCA, SFCA, CPCIA and DFCA Account holders | Commission | 1.25 % of value |
1.4 Sri Lanka Inter Bank USD Online System (Domestic Banking Sector)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| All Customer Accounts | Commission | USD 20/- |
| In addition; Only for BFC accounts (for Account Branch) | Additional 0.1% of the payment value Min LKR 1,000/- Max LKR 10,000/- |
1.5 Multi Currency Travel Card
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Issue (Any Currency) | Commission | 1.5% of the value Min LKR 1,000/- |
| Issuing Fee | LKR 1,500/- | |
| (B) Load / Reload card against BFC /PFC Account or from LKR AC | Commission | 1.5% of the loading amount Min LKR 1,500/- |
| (D) Overseas ATM Charges for a Withdrawal For GBP For Other Currencies | GBP 5.00 USD 6.00 | |
| (E) Overseas ATM Charges for a Balance Inquiry For GBP For Other Currencies | GBP 0.40 USD 0.50 | |
| (F) Card Replacement Fee | LKR 1,500/- | |
| (J) Card Renewal fee (Applicable in every 4 yrs) | LKR 1,500/- | |
| (K) Issue balance confirmation letters | Issuing Fee | LKR 3,000/- |
1.6 Other Services
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Commission for Approving of General Permits for education abroad | LKR 2,500/- for each permit | |
| (B) Exchange Permit Renewal fee | LKR 2,500/- for each permit | |
| (C) Endorsement of shipping documents certifying remittances | Commission | LKR 500/- |
Inward Remittances
2.0 INWARD REMITTANCES
2.1 Payments at BOC
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Over the counter cash payments by identification of customer | Commission | LKR 200/- |
| (B) Remittances to BOC LKR accounts | Commission | LKR 200/- |
| (C) Remittances to foreign currency accounts | Commission | Nil |
| (D) Transactions receive for LKR 200 or less | Commission | Nil |
| (E) Payments Received via SWIFT (to LKR Accounts) | LKR 200/- |
2.2 Forward to Other Local Banks
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Remittances to other banks LKR accounts by CEFT / SLIPS | ||
| Up to LKR 5.0Mn | Commission | LKR 200/- |
| Above LKR 5.0Mn | Commission | LKR 1,500/- |
| (B) Payment in USD to other local banks (by SLIB & JP Morgan) | Commission | USD 5/- |
| (C) Payment in Foreign Currency to other banks by SWIFT | Commission | |
| Below USD 500/- or equivalent | USD 10/- | |
| USD 501/- to 5,000/- or equivalent | USD 15/- | |
| Above USD 5,001/- or equivalent | USD 30/- |
2.3 Other Services
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Cancellation of LKR remittances received via modes other than the SWIFT | Commission | |
| Middle eastern countries | Nil | |
| Other Countries | LKR 100/- | |
| (B) Cancellation of remittances sent through SWIFT (Charges from the Remitter) | Commission | |
| Up to USD 100/- or equivalent | USD 10/- | |
| Over USD 100/- up to USD 5,000/- or equivalent | USD 20/- | |
| Above USD 5,000/- or equivalent | USD 40/- | |
| LKR remittances | LKR 550/- + Taxes | |
| For above (B); | ||
| In addition to the respective Commission amount; | SWIFT Charges | Applicable |
| (C) Onward remittances to BOC Male & Seychelles through SWIFT | USD 10/- per payment | |
| (D) Amendments : | ||
| Amendments for LKR accounts | Commission | LKR 200/- |
| Amendments for FCY accounts | Commission | USD 3/- |
| (E) SWIFT inquiries on behalf of customer requests | LKR 750/- per inquiry | |
| (F) Duplicate Remittance Advices | LKR 100/- per advice | |
| (H) Remittance Confirmation Letters / Reports | USD 5/- per account |
Foreign Drafts
3.0 PURCHASING AND COLLECTING OF FOREIGN CURRENCY DRAFTS / CHEQUES / OTHER INSTRUMENTS
3.1 Purchasing (Branches)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Drafts drawn on BOC in Foreign Currency | Commission | LKR 500/- |
| (B) Foreign currency drafts drawn on other banks in Sri Lanka (Customer / Non-customer) | Commission | 0.5% of the value Min. LKR 1,000/- Terms and conditions applicable |
3.2 Collecting Instruments
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Foreign drafts & other instruments in foreign currency, drawn on overseas centers | ||
| For LKR Accounts | Commission | LKR 2,000/- |
| For FCY Accounts | Commission | Nil |
| SWIFT, Courier and Correspondent Charges applicable | ||
| In addition; | ||
| (B) USD Drafts drawn on local banks in Local USD Clearing System | Commission | |
| To LKR A/C | LKR 2,000/- | |
| To all FC A/C | USD 7/- (Per Draft) | |
| (C) Clean Collection | Commission | LKR 1,500/- |
| Courier Charges | At Actual | |
| (D) Drafts sent on collection and returned unpaid | Return Charges | Actual (as per the Return Notice) |
Foreign Currency Accounts
5.0 FOREIGN CURRENCY ACCOUNTS (FCA)
Personal Foreign Currency Account (PFCA), Inward Investment Account (IIA) & Diplomatic Foreign Currency Account (DFCA)
Business Foreign Currency Accounts (BFCA), Special Foreign Currency Account (SFCA), Colombo Port City Investment Account (CPCIA) and Diplomatic Foreign Currency Account
5.1 Cash Transactions
| Description | Type | Personal Foreign Currency Account (PFCA), Inward Investment Account (IIA) & Diplomatic Foreign Currency Account (DFCA) | Business Foreign Currency Accounts (BFCA), Special Foreign Currency Account (SFCA), Colombo Port City Investment Account (CPCIA) and Diplomatic Foreign Currency Account |
|---|---|---|---|
| (A) Foreign currency deposits over the counter | Commission | Nil | NA |
| (B) Cash at any branch | Commission | Nil | NA |
| (C) Issue of Foreign Currency Notes (Individuals) Account holder | Commission | Nil | NA |
| Immediate Family members of the account holder | Commission | 0.5% | NA |
| (D) Issue of Foreign Currency to Foreign Missions & Intl. Organizations | Commission | Refer “1.3 - Foreign Currency Notes under Outward Remittances” | Refer “1.3 - Foreign Currency Notes under Outward Remittances” |
5.2 Inward and Outward Funds Transfers
| Description | Type | Personal Foreign Currency Account (PFCA), Inward Investment Account (IIA) & Diplomatic Foreign Currency Account (DFCA) | Business Foreign Currency Accounts (BFCA), Special Foreign Currency Account (SFCA), Colombo Port City Investment Account (CPCIA) and Diplomatic Foreign Currency Account |
|---|---|---|---|
| (A) Crediting proceeds of Inward Remittances | Commission | Refer “2.1 - Payments at BOC under Inward Remittances” | NA |
| (B) Funds transfer to LKR A/C at BOC | Commission | Nil | NA |
| (C) Funds transfer to LKR A/C at other Banks By Pay Order or Through SLIPS | Commission | USD 5/- | NA |
| Postage / Other Courier charges | Charges | At Actual | NA |
| Through RTGS | Charges / Commission | Charges: LKR 400/- Commission: USD 5/- | NA |
5.3 Standing Order Payments
| Description | Type | Personal Foreign Currency Account (PFCA), Inward Investment Account (IIA) & Diplomatic Foreign Currency Account (DFCA) | Business Foreign Currency Accounts (BFCA), Special Foreign Currency Account (SFCA), Colombo Port City Investment Account (CPCIA) and Diplomatic Foreign Currency Account |
|---|---|---|---|
| (A) To the credit of LKR A/C at BOC | Commission | Nil | NA |
| (B) Others | Commission | LKR 50/- | NA |
5.4 Drafts
| Description | Type | Personal Foreign Currency Account (PFCA), Inward Investment Account (IIA) & Diplomatic Foreign Currency Account (DFCA) | Business Foreign Currency Accounts (BFCA), Special Foreign Currency Account (SFCA), Colombo Port City Investment Account (CPCIA) and Diplomatic Foreign Currency Account |
|---|---|---|---|
| (A) Issue of foreign Drafts | Commission | USD 10/- SWIFT and Postal Charges applicable | 0.5% of the value (Min USD 6/- Max USD 15/-) |
| (B) Cancellation of Drafts issued by BOC * (either Surrendered or Not surrendered) * May be waived at the discretion of the Branch Manager if value of the original draft is less than USD 100/- | Fee & other Charges | Refer “1.1 - Foreign Drafts under Outward Remittances” | Refer “1.1 - Foreign Drafts under Outward Remittances” |
| (C) Collection of Drafts (drawn on BOC or any other local bank or overseas centers) | Commission | Correspondent charges applicable | |
| (D) Purchase (Issued by Local Banks) | Commission | 1.5% of Value Min USD 7/- Max USD 50/- Correspondent charges applicable | NA |
5.5 SWIFT Transfers (TT)
| Description | Type | Personal Foreign Currency Account (PFCA), Inward Investment Account (IIA) & Diplomatic Foreign Currency Account (DFCA) | Business Foreign Currency Accounts (BFCA), Special Foreign Currency Account (SFCA), Colombo Port City Investment Account (CPCIA) and Diplomatic Foreign Currency Account |
|---|---|---|---|
| (A) Issue | Commission | USD 5/- | |
| Transaction below USD 50,000 | 0.1% of the value Min USD 7/- Max USD 35/- | ||
| Transaction above USD 50,000 | 0.1% of the value Max USD 50/- | ||
| Applicable to (A) Issue | SWIFT, Correspondent Charges and Bank Charges applicable | SWIFT, Correspondent Charges and Bank Charges applicable | |
| (B) Amendments / Cancellations (On customer Request) | Fee | LKR 1500/- SWIFT, Correspondent Charges and Bank Charges applicable | USD 5/- SWIFT, Correspondent Charges and Bank Charges applicable |
5.6 Other Services
| Description | Type | Personal Foreign Currency Account (PFCA), Inward Investment Account (IIA) & Diplomatic Foreign Currency Account (DFCA) | Business Foreign Currency Accounts (BFCA), Special Foreign Currency Account (SFCA), Colombo Port City Investment Account (CPCIA) and Diplomatic Foreign Currency Account |
|---|---|---|---|
| (A) Issuing Certificate of Balance Addressed to the Account holder | Commission | Nil | Nil |
| Addressed to the Tax purposes | Commission | USD 3/-* | USD 5/- |
| Addressed for Audit purposes/Auditors Visa & Embassies** /Other Institutions | Commission | USD 4/- * | USD 12/- |
| (B) Issuing Statements of Accounts Monthly | Commission | USD 1/- | USD 1/- |
| Weekly or Daily | Commission | USD 8/- per month * | USD 8/- per month * |
| (C) Issuing a Duplicate Statement Up to 5 years | Commission | USD 2/- per page | USD 5/- per page |
| Over 5 years (for each additional year) | Commission | USD 5/- per page | USD 7.50 per page |
| (D) Verification of Past Records Up to 1 year | Commission | Nil | Nil |
| 1 - 3 years | Commission | USD 5/- * | USD 5/- * |
| Above 3 years | Commission | USD 10/- * | USD 10/- * |
| (E) Disbursing Funds in a Deceased account A/C Balance up to USD 1,000/- | Commission | USD 5/- | NA |
| A/C Balance from USD 1000/- & above | Commission | USD 20/- | NA |
| (F) Account Closure | Commission | USD 5/- * | NA |
SWIFT, Correspondent, and Courier charges shall be applicable as and when required.
Exports
6.0 TRADE FINANCE & SERVICES
6.1 EXPORTS
6.1.1 Documentary Credit (Letter of Credit)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Pre-Advice If charges from Customer Direct | LKR 2,000/- | |
| Advise through | LKR 3,000/- | |
| If charges from Issuing Bank | USD 60/- | |
| (B) LC Advising Charges If charges from Customer Direct | LKR 4,000/- | |
| Advise through | LKR 10,000/- | |
| If charges from Issuing Bank | USD 125/- | |
| (C) Amendment Advising Charges If charges from Customer Direct | LKR 2,000/- | |
| Advise through | LKR 7,500/- | |
| If charges from Issuing Bank | USD 85/- |
6.1.2 Adding Confirmation
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Adding Confirmation | Commission | 2% per annum Min USD 350/-* |
| (B) Amendment for the confirmation | Commission | USD 75/- * (In addition, charges in (A)are to be applied for the enhancement of value or expiry). |
* Commission should be decided on a case by case basis with the approval of AGM (Trade Finance & Services).
6.1.3 Transferring Credit
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Commission for Handling Charges Customer | 0.25% of value Min LKR 4,000/- Max LKR 40,000/-* | |
| Foreign Bank | 0.3% of value Min. USD 250/- Max USD 500/-* | |
| (B) Assignment of proceeds | Commission | 0.15% of the value Min LKR 5,000/- Max LKR 15,000/- |
* Commission should be decided on a case by case basis with the approval of AGM (Trade Finance & Services).
6.1.4 Cancellation
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Cancellation of Credits Advising Charges/ Transfer Advising Charges If charges from Customer | LKR 3,000/- | |
| Foreign Bank | USD 100/- |
6.1.5 Bill negotiations Under Letter of Credit
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Local LCs Handling charges | 0.15% of Value Min. LKR 5,000/-Max. LKR 25,000/- | |
| Examination fee | LKR 7,500/- | |
| (B) Foreign LCs Handling charges | 0.15% of Value Min. USD 50/-Max. USD 125/- | |
| Examination fee | USD 35/- |
6.1.6 Presentation of documents to the issuing bank on approval basis
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Handling charges Local | 0.1% of the Value Min. LKR 5,000/-Max. LKR 15,000/- | |
| (B) Handling charges Foreign | 0.1% of the Value Min. USD 25/- Max. USD 50/- | |
| (C) Examination fee Local | LKR 7,500/- | |
| Foreign | USD 35/- |
6.1.7 Presentation of documents to Countries requiring Enhanced Due Diligence
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Handling charges | 0.1% of the Value Min. USD 75/- Max. USD 130/- | |
| (B) Examination fee | USD 60/- |
6.1.8 Bills presented by other banks for Negotiations / Collections
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Handling Charges | 0.15% of Value Min. USD 75/- Max. USD 130/- | |
| (B) Bill Examination Charges | USD 35/- |
6.1.9 Presentation of additional / revised document
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Handling Charges | LKR 7,500/- |
6.1.10 Checking LC Acceptability
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Checking of LC Acceptability Local | LKR 3,000/- | |
| Foreign | USD 10/- |
6.1.11 Purchase of Bills
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Local Bills Handling Charges | (D/P , D/A) | 0.20% of Value Min.LKR 5,000/- Max. LKR 20,000/- |
| (B) Foreign Bills Handling Charges | (D/P , D/A) | 0.20% of Value Min.USD 70/- Max. USD 125/- |
| (C) Copy Document (Open A/C) Handling Charges | 0.30% of Value Min.USD 100/- Max. USD 175/- | |
| (D) Invoice Discounting Handling Charges | Local Bills | 0.30% of Value Min.LKR 15,000/- Max. LKR 40,000/- |
6.1.12 Bill send on Collection/ Advance payment
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Sent to bank - Handling charges | USD 20/- or equivalent | |
| (B) Sent directly to buyer - Handling charges | USD 30/- or equivalent |
6.1.13 Amendment to Collection
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Amendment charges | LKR 4,000/- |
6.1.14 Unpaid Bills
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Retention charges | Nil (First month) | |
| D/P from the date of collection instruction | LKR 500/- (per month) | |
| D/A over 180 days | LKR 1,000/- (per month) |
6.1.15 Partial Payments ( Open account / Collections)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| 1st & 2nd Partial settlement | Nil | |
| In the event of final settlement after 2 partial settlement | Rs 3000/= |
6.1.16 Cancellation
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Handling Charges | LKR 6,000/- |
6.1.17 Purchased Bills settled by Direct / IndirectFunds
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Handling Charges | LKR 12,000/- (per Bill) |
6.1.18 Statements / Reports/ Other Correspondences/ Balance Confirmation
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Handling Charges | LKR 1,500/- per statement |
6.1.19 Dispatch of Documents (Courier charges)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) By Post | At Actual (Min. LKR 500/-) | |
| (B) Through courier Foreign | At actual + USD 6/- | |
| Local | At actual + LKR 750/- | |
| If courier arranged by beneficiary | LKR 750/- per Bill |
6.1.20 Buyers Report
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Handling fee | LKR 3,000/- per report + Actual cost |
6.1.21 Endorsement of Invoices for Re export purpose
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Handling Fee Advance Payment | LKR 1,500/- | |
| Open Account | LKR 2,000/- |
6.1.22 SWIFT & other Charges – General
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Applicable to all instances that SWIFT message/s released | LKR 3,000/- / USD 15/- |
All above charges are exclusive of applicable Taxes including VAT, SSCL and etc.
Imports
6.0 TRADE FINANCE & SERVICES
6.2 IMPORTS
6.2.1 Documentary Credit (Letter of Credit)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Issuing of LC | ||
| (a) Sight/term LC Foriegn | Commission | 0.75% of Value for 1st quarter and thereafter 0.15% for each additional month or part thereof Min USD 35/- |
| Domestic | Commission | 0.45% of Value for 1st quarter and thereafter 0.15% for each additional month or part thereof Min LKR 10,000 or USD 35/- |
| (b) Foreign Grant Projects / Soft Loans | Commission | 0.05% of the value per annum or part thereof Max LKR 500,000/- |
| (c) Standby Letter of Credit | Commission | |
| (i) Against cash backed securities (i.e. 100% cash in non interest bearing margin accounts) | 1% per annum (0.25% per quarter or part thereof) Minimum LKR 3,000/- | |
| (ii) Against cash backed securities (i.e. 100% cash in interest bearing Accounts - Savings / FDs / FCA / etc) | 2% per annum (0.5% per quarter or part thereof) Minimum LKR 3,000/- | |
| (iii) Against Immovable Property (In addition to Documentation charges) | 2.5% per annum (0.625% per quarter or part thereof) Minimum LKR 3,000/- | |
| (iv) Against Personal Guarantee / Indemnity (In addition to Documentation charges) | 3% per annum (0.75% per quarter or part thereof) Min LKR 3,000/- |
6.2.2 Amendments - LCs and SBLCs
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Foreign LCs | Commission | USD 35/- |
| Domestic LCs | LKR 10,000/- |
The issuing commission in "Issuing of LC " under "Documentary Credit (Letter of Credit)" is applicable
for the extension of validity period or enhancement of value.
6.2.3 Unutilized LCs / Unprocessed LCs
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Cancellation of Unutilized LCs on request of the applicant / Unporcessed LCs | Commission | LKR 4,000/- |
6.2.4 Draft LC
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Draft LC | Commission | LKR 1,000/- |
6.2.5 Issue of Additional Copies of LCs & Amendments
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Issue of Additional Copies of LCs & Amendments | Commission | LKR 1000/- |
6.2.6 Payment of Import Bills (Letter of Credit and Documentary Collection)
6.2.6.1 Bills under LCs (International & Domestic)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Acceptance (Usance Bills) | Commission | 0.15% of value per month Min LKR 6,000/- |
| (B) Bills Settlement | ||
| Bill Value up to USD 1.0 Mn to USD 1.0 Mn | Handling Charges | 0.05% of value Min LKR 7,500/- Max LKR 100,000/- 0.05% of value Min USD 25/- Max USD 300/- |
| Bill Value over USD 1.0 Mn or equivalent | Handling Charges | 0.05% of value Min LKR 100,000/- Max LKR 250,000/- 0.05% of value Min USD 300/- Max USD 750/- |
| ( C) Bill Settlements under Bills under grant Lcs | Handling Charges | 0.01% (Max LKR 30,000/-) |
| (D) Discrepancies in Documents Discrepancy charges | ||
| Local LCs | LKR 10,000/- per set of documents presented | |
| Foreign LCs | USD 85/-per set of documents presented | |
| (E) Direct presentation by beneficiary | Commission | LKR 7,500/- |
| (F) Nostro debits for claimed LC bills before funding Including prevailing interest rate | Commission | At Actual |
| (G) Bill Payments unconfirmed by Applicant | Charges | LKR 1,000/- per month (six months after last payment) (until full payment is made or cancel the settlement after six months from the date of Arrival notice ) |
| (H) Discrepancies Unconfirmed by the Applicant | Charges | LKR 1,000/- per month (Until accept or reject) |
| (I) Presentation of acceptance on or after maturity | Charges | |
| Local Lcs | 0.05% | |
| Foreign LCs | 0.05% |
6.2.6.2 Documentary Collection (DP / DA)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) DP/DA Bills | Handling Charges | From LKR Accounts 0.75% Min LKR 6,000/- Max LKR 500,000/- |
| Handling Charges | From FCY Accounts 0.45% Min USD 30/- Max USD 1,500/- | |
| (B) Collection of DA Bills (Partial Payments) | Handling Charges | |
| 1st Partial Payment | Nil | |
| Each subsequent partial payment | LKR 5,000/- | |
| (C) Collection of Bills for which Shipping Guarantee/ Parcel Gurantees / Invoice, endosement have been issued | Handling Charges | 0.6% of value |
| From LKR Accounts | Min LKR 10,000/- Max LKR 150,000/- | |
| From BFCA/PFCA Accounts | 0.25% of value Min USD 40/- Max 350/- | |
| (D) Avalization of DA Bills | Commission | 1.5% of bill value for 1st quarter and thereafter 0.5% for each additional quarter or part thereof Min LKR 5,000/- |
| (E) Litigation | ||
| Noting | Commission | USD 100/- |
| Legal Fees | At Actual | |
| Protest | Commission | USD 200/- |
| Legal Fees | At Actual | |
| (F) Collection bill retention | Commission | LKR 1,500/- per month (After 6 months from the due date) |
| (G) Collection of documents submission on non foreign exchange basis (Free of settlement) | Handling Charges | LKR 5,000/- or equivalent in foreign currency per document set |
| Direct Submission by drawer | Handling Charges | LKR 7,500/- or equivalent in foreign currencyper document set |
| (F) Entriport Trade related documents | Handling Charges | LKR 10,000/- per document set |
6.2.7 Other Charges
6.2.7.1 Shipping Guarantee / Parcel Guarantee
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Issuing Shipping Guarantees | Commission | |
| Under LC | 0.3% of value Min LKR 6,000/- | |
| On collection basis | 0.375% of value Min LKR 6,000/- (At least 110% cash margin should be reserved until receipt of the original documents) | |
| (B) Shipping Guarantees outstanding for more than 30 days | Commission | LKR 4,000/- per month |
| (C) Endorsement of invoices as per Custom requirement (For documents under Sea freight / Air freight / Courier without Guarantee) | Commission | 0.25% of value Min LKR6,000/- Max LKR 50,000/- (At least 110% cash margin should be reserved until receipt of the original documents) |
6.2.7.2 Import loan documentation
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (T/R & Pledge loans & Other Loans) | Commission | LKR 6,000/- |
6.2.7.3 Extension of Loans
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Extension of Loans | Commission | LKR 3,000/- per request |
6.2.7.4 Confirmation on customer request
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Confirmation on customer request | Commission | LKR 1000/- |
6.2.7.5 Relay in SWIFT messages
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Local Banks | Commission | LKR 2,000/- |
| Foreign Banks | Commission | USD 15/- |
6.2.7.6 Issuance of copies of SWIFT messages
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Issuance of copies of SWIFT messages | Commission | LKR 500/- |
6.2.7.7 SWIFT charges for correspondence
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Local Bank | Commission | Rs 5,000/- per swift message |
| Foreign Bank | Commission | Rs. 5,500/- or equivalent in other currencies for SWIFT message other than LC MT 700 RS. 7,000/- or equivalent in other currencies per SWIFT message for LC MT 700 |
6.2.7.8 Handling special customer request
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Handling special customer request | Commission | LKR 5,000/- per request |
6.2.7.9 Returning/re-returning documents
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| at the request of presenting bank | Commission | LKR1500/- + Actual Courier Charge USD 60/- (From Beneficiary) |
Letters of Guarantee
(විදේශ අයදුම්කරුවන්ගේ ඉල්ලීම මත)
(வெளிநாட்டு விண்ணப்பதாரர்களின் வேண்டுகோளின் பேரில்)
(At the request of Foreign Applicants)
Issuing
| (A) Issuing of Guarantees | Commission | 1.5% of the value p.a. |
| (Backed by Cash / Counter Guarantee) | Min USD 150/- or 03 months commission, whichever is higher | |
| (B) Issuing of Counter Guarantees | Commission | 1.5% of the value p.a. |
| (Backed by Cash / Counter Guarantee) | Min USD 150/- or 03 months commission, whichever is higher |
Advising
| Commission | USD 150/- |
*Terms and Conditions applicable
Offshore Banking - Current Accounts
7.0 OFFSHORE BANKING
7.1 Current Accounts
7.1.1 Service charge
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Service charge | USD 25/- | |
| (If balance drops below USD 2,000/- or equivalent) Excluding exchange companies |
7.1.2 Inward Remittances to Accounts
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Inward Remittances to Accounts | Commission | Nil |
7.1.3 Transfer of Funds
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Transfer to A/C within BOC in foreign currency / LKR of same party / same group | Commission | Nil |
| (B) Transfer to LKR / Foreign currency A/C of third party | Commission | USD 5/- |
| (C) Transfer to LKR A/Cs of other banks by RTGS | Commission | USD 14/- |
7.1.4 Collection of Instruments
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Collection of drafts/IMOs or similar instruments | Commission | USD 5.00 |
| (B) Return of unpaid Cheques sent on collection | Commission | USD 10/- |
| Correspondent Banking Charges | Applicable |
7.1.5 Drafts
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Issue of Drafts USD & other currencies | Commission | USD 10/- or equivalent |
| EUR drafts | Additional Correspondent Banking Charges | Applicable |
| (B) Cancellation of Drafts If original draft is surrendered | Commission | USD 5/- |
| In the absence of original draft | Commission | USD 10/- |
| Correspondent Banking Charges | Applicable |
7.1.6 SWIFT Transfer (MT 103/MT 202)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) To Foreign Banks/ Local Banks | Please contact the Offshore Banking Division for details. | |
| (B) Amendments & Inquiries | Please contact the Offshore Banking Division for details. | |
| (C) Extra copy of MT103 | Please contact the Offshore Banking Division for details. | |
| (D) Endorsement to Commercial Invoice | Please contact the Offshore Banking Division for details. |
7.1.7 Sri Lanka Inter Bank USD Online Payment (Offshore Banking Sector)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Overseas Branches | SLIBP Charges | USD 5/- |
| Commission | USD 5/- | |
| (B) Offshore Banking Customers | SLIBP Charges | USD 5/- |
| Commission | USD 35/- |
7.1.8 Purchase of drafts / cheques on credit of Demand / Time or any bank account
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Purchase of drafts / cheques on credit of Demand / Time or any bank account | Commission | 0.5% (Min. USD 10/-) |
7.1.9 Other Services on OBD Current Accounts
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Issue of Statement of Demand Deposit accounts Weekly | Commission | USD 5/- per month |
| Daily | USD 15/- per month | |
| Duplicate Statement - Upto 2 Years | USD 5/- per page | |
| Duplicate Statement - Above 2 Years | USD 10/- per page | |
| E Statements | Free of charge | |
| (B) Certificate & confirmation of balance To Auditors / Third Party | Commission | USD 25/- |
| To Account holders | USD 5/- | |
| To remittance Partners | Nil | |
| To other Vostro A/C holders | USD 10/- | |
| (C) Providing Status Report to Foreign correspondents | Commission | USD 25/- |
| SWIFT charges | Applicable | |
| (D) Verification of Past records (Per record) From 3 to 12 months | Commission | USD 20/- |
| Over 12 Months | USD 30/- | |
| If more than 1 document | USD 25/- each | |
| (F) Disbursement of funds available in Deceased account Up to USD 5,000/- | Commission | USD 50/- |
| USD 5,001/- and above | USD 100/- | |
| (G) Standing Orders At the time of setting up | Set-up Fee | USD 10/- |
| In each execution | Commission | USD 5/- |
| (H) Closure of accounts (at request) Personal account | Commission | USD 35/- |
| Business account | USD 50/- | |
| (I) Inward Remittance Confirmation Issuance To Third Party | Commission | USD 20/- |
| To Account Holders | USD 5/- | |
| (J) Bank account confirmation | Commission | USD 10/- |
Offshore Banking - Imports
7.2 Imports
7.2.1 Documentary Credit
7.2.1.1 Issuing of DC
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Issuing of DC | Commission | 0.3% of the Value for 1st quarter and thereafter 0.15% for each additional month or part thereof Min USD 40/- |
| SWIFT Charges | Appliable |
7.2.1.2 Amendments
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Extension of validity or increase in value | Commission | 0.3% of the Value for 1st quarter and thereafter 0.15% for each additional month or part thereof Min USD 25/- per amendment |
| SWIFT Charges | Appliable | |
| (B) Other amendments | Commission | USD 25/- |
| SWIFT Charges | Appliable |
7.2.1.3 Cancelation of unutilized DCs on request of applicant
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Cancelation of unutilized DCs on request of applicant including draft DCs after transmission | Commission | USD 25/- |
| SWIFT Charges | Appliable | |
| Correspondent Banking Charges | Appliable | |
| Cancelation of unutilized DCs on request of applicant including draft DCs without transmission | Commission | USD 25/- only |
7.2.1.4 Other Charges
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Issue of additional copies of DCs & Amendments | Commission | USD 5/- (for each extra copy) |
| (B) Reply to requests for permission to negotiate despite discrepancies | Commission | USD 75/- |
| SWIFT Charges | Appliable |
7.2.2 Import Bills
7.2.2.1 Documentary Bills under DC
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Documentary Bills under DC | Commission | 0.30% of value Min USD 30/- |
7.2.2.2 Discrepancies
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Discrepancies | Charges | USD 75/- for each set of documents |
| SWIFT Charges | Appliable |
7.2.2.3 Documentary Collection Bills (DP/DA)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Documentary Collection Bills (DP/DA) | Commission | 0.30% of value Min USD 30/- |
| SWIFT Charges | Appliable | |
| Correspondent Banking Charges | Appliable | |
| Other Charges | Appliable | |
| Endorsement of Bill of Lading consigned to Bank of Ceylon | USD 10/- |
7.2.2.4 Acceptance of Usance DC Bills
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Acceptance of Usance DC Bills | Commission | 0.15% per month Min USD 30/- |
7.2.2.5 Shipping Guarantees
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Issuing Shipping Guarantees / Endorsement on 1/3 original Bill of Lading | Commission | 0.3% of value Min USD 30/- |
| (B) Shipping Guarantees outstanding for more than 30 days | Commission | 0.1% per month or part thereof Min USD 10/- Max USD 200/- |
| (C) Issue of delivery order for release of goods dispatched by Parcel Post/Air Freight/Courier | Commission | 0.25% of value Min USD 25/- |
7.2.2.6 Litigation
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Noting | Commission | USD 50/- |
| Legal Fees | At Actual | |
| (B) Protest | Commission | USD 100/- |
| Legal Fees | At Actual |
7.2.2.7 Other Charges
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Documentation charges Hypothecation / Series of Loans | Stationary Charges | USD 10/- |
| TR & Pledge Loans | Stationary Charges | USD 20/- |
| (B) Transfer of Bill Proceeds Transfer of funds by SWIFT | SWIFT Charges | Appliable |
| Correspondent Banking Charges | Appliable | |
| (C) Cancellation or Amendment of original instructions | Commission | USD 25/- |
| SWIFT Charges | Appliable | |
| Correspondent Banking Charges | Appliable | |
| (D) Additional Statements / Advices | Commission | USD 5/- |
7.2.3 Standby Letters of Credit (SLC)
7.2.3.1 Issuing of SLC
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Backed by 100% Cash Margin | Commission | 1% p.a. of the value Min USD 50/- |
| (B) Backed by Other Securities | Commission | 1.5% p.a. of the value Min USD 50/- |
| SWIFT & other Charges | Appliable |
7.2.3.2 Amendments
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Amendments | Commission | USD 25/- |
| SWIFT Charges | Appliable |
7.2.3.3 Cancellation
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Cancellation | Commission | USD 15/- |
| SWIFT Charges | Appliable |
7.2.3.4 Bills Payment
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Bills Payment | Commission | 0.3% of the value Min USD 25/- |
| SWIFT Charges | Appliable | |
| Correspondent Banking Charges | Appliable |
Offshore Banking - Exports
7.3 Exports
7.3.1 Documentary Credit
7.3.1.1 Pre-Advice
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) If charges from Beneficiary Customer | Advising Charges | USD 20/- |
| Non Customer | Advising Charges | USD 25/- |
| (B) If charges from Issuing Bank | Advising Charges | USD 50/- |
7.3.1.2 Advice
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) If charges from Beneficiary Customer | Advising Charges | USD 30/- |
| Non Customer | Advising Charges | USD 35/- |
| (B) If charges from Issuing Bank | Advising Charges | USD 60/- |
7.3.1.3 Advising Amendments
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) If charges from Beneficiary Customer | Advising Charges | USD 25/- |
| Non Customer | Advising Charges | USD 30/- |
| (B) If charges from Issuing Bank | Advising Charges | USD 50/- |
7.3.1.4 Adding Confirmation
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) If charges from Beneficiary | Commission | 2% per annum Min USD 50/- * |
| (B) If charges from Issuing Bank | Commission | 2% per annum Min USD 250/- * |
* Commission should be decided on a case by case basis considering Bank Risk, Country Risk and Commodity risk.
7.3.1.5 Transferring Credit - Commission
| Categories | Transfers within Sri Lanka | Transfers outside Sri Lanka |
|---|---|---|
| (A) If charges from First Beneficiary | 0.25% of Value Min USD 25/- Max USD 50/- | 0.3% of Value Min USD 50/- Max USD 100/- |
| (B) If charges from Issuing Bank | 0.25% of value Min USD 100/- | 0.3% of value Min USD 150/- |
| (C) If charges from Second Beneficiary | 0.25% of value Min USD 100/- | 0.3% of value Min USD 150/- |
7.3.1.6 Transferring Amendments - Commission
| Categories | Transfers within Sri Lanka | Transfers outside Sri Lanka |
|---|---|---|
| (A) If charges from First Beneficiary | USD 15/- | USD 25/- |
| (B) If charges from Issuing Bank | USD 50/- | USD 75/- |
| (C) If charges from Second Beneficiary | USD 50/- | USD75/- |
7.3.1.7 Cancellation of Credits
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) If charges from Beneficiary Customer | Commission | USD 25/- |
| Non Customer | Commission | USD 50/- |
| (B) If charges from Issuing Bank | Commission | USD 75/- |
7.3.1.8 Cancellation of Transfers
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) If charges from First Beneficiary | Commission | USD 25/- |
| (B) If charges from Second Beneficiary | Commission | USD 75/- |
7.3.1.9 Cancellations of Amendments
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) If charges from Beneficiary | Commission | USD 10/- |
| (B) If charges from Issuing Bank | Commission | USD 25/- |
7.3.1.10 Bill Negotiations under Documentary Credit
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) Sight DC | Commission | 0.075% of Value Min USD 30/- Max USD 300/- |
| Discrepancy fee | USD 5/- | |
| or Indemnity fee | USD 10/- | |
| (B) Term DC | Commission | 0.1% of Value Min USD 50/- Max USD 300/- |
| Discrepancy fee | USD 10/- | |
| or Indemnity fee | USD 10/- |
7.3.1.11 Presentation of documents to the issuing bank on approval basis
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Presentation of documents to the issuing bank on approval basis | Commission | 0.1% of the Value Min USD 50/- Max USD 350/- |
| Document Screening | USD 10/- | |
| Examination fee | USD 40/- |
7.3.1.12 Bills presented by other banks for negotiation / Approval basis
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Bills presented by other banks for negotiation / Approval basis (Documents presented by other banks with discrepancies will not be negotiated) | Commission | 0.15% of Value Min USD 50/- |
| Correspondent Banking Charges | Appliable | |
| Other Charges | Appliable |
7.3.1.13 Issuing Counter Indemnity / Recourse letters
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Issuing Counter Indemnity / Recourse letters | Commission | 0.25% of value for a period of 3 months or part thereof Min USD 50/- |
7.3.1.14 Assignment of Proceeds
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Assignment of Proceeds | Commission | 0.15% of Value Min USD 25/- |
7.3.2 Documentary Collection
7.3.2.1 Purchase of Bills
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| DP | Commission | 0.15% of Value Min USD 30/- Max USD 150/- |
| DA | Commission | 0.2% of Value Min USD 30/- Max USD 200/- |
| Document Screening | USD 20/- |
7.3.2.2 Collection of Bills (Without Purchase)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Collection of Bills (Without Purchase) | Commission | 0.15% of the bill value Min USD 35/- Max USD 150/- |
| Document Screening | USD 10/- |
7.3.2.3 Amendment to Collection Instructions
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Amendment to Collection Instructions | Amendment Charges | 50% of the original instruction fee |
7.3.2.4 Unpaid Bills
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Unpaid Bills | Retention Charges | Nil (for the first month from due date) USD 25/- per month or part thereof from the 2nd month |
7.3.2.5 Cancellation
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Cancellation | Handling Charges | USD 30/- |
7.3.3 Advance Payment
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Bills forwarded under Advanced Payment | Handling Charges | USD 30/- |
7.3.4 Open Account /Bill Discounting / Bill Discounting Invoice Discounting (Copy documents)
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Invoice Discounting (Copy documents) | Commission | 0.30% Min USD 50/- Max USD 300/- |
7.3.5 Other Charges
7.3.5.1 Statements / Reports
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Additional Statement | Commission | USD 5/- per statement |
| Categories | Current year | Previous year | Other |
|---|---|---|---|
| (B) Business Transaction Reports | USD 10/- per month | USD 15 per month | At Actual Cost |
| (C) Duplicate Credit Advice/ Settlement Advice | USD 5/- | USD 10/- | NA |
| (D) Confirmation of proceeds o/a of Export Bills | USD 5/- | USD 10/- | At Actual Cost |
7.3.5.2 Dispatch of Documents
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| (A) By Post | Postage Charges | USD 5/- |
| (B) Through Courier Foreign | Courier Charges | USD 10/- + Actual Char. |
| Local | Courier Charges | At actual + USD 5/- |
| If courier arranged by Beneficiary | Handling Charges | USD 5/- per packet |
7.3.5.3 SWIFT Charges
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Specific MTs | SWIFT Charges | USD 10/- |
| Free Format (MT299, MT499, MT799, MT710 | SWIFT Charges | USD 15/- |
| MT710 & MT720) | SWIFT Charges | USD 30/- |
7.3.5.4 Buyers Report
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Buyers Report | Handling Charges | USD 10/- per report + Actual Charges |
7.3.5.5 Issuing of shipping indemnities in Lieu of misplaced B/Ls
| Description | Type | Commission / Fee / Charges |
|---|---|---|
| Issuing of shipping indemnities in Lieu of misplaced B/Ls | Commission | 0.3% of Bill value for 1st quarter and thereafter 0.1% for each quarter or part thereof |
Credit Cards
| 4.1 ක්රෙඩිට් කාඩ් | கடன் அட்டைகள் | Credit Cards | |
| 4.1.1 සම්බන්ධතා ගාස්තුව இணைவதற்கான கட்டணம் Joining Fees | ප්රධාන | අතිරේක |
| Visa Platinum | Rs.1,500/- | Rs.1,200/- |
| State Sector Master Platinum | Free of Charge |
| Master Titanium | Rs.1,000/- | Rs. 750/- |
| Master World | Rs.1,500/- | Rs.1,200/- |
| State Sector Master World | Free of Charge |
| Visa Gold | Rs.1,500/- | Rs.1,200/- |
| Visa Classic | Rs.1,000/- | Rs.750/- |
| Doctors' Card | Free of Charge |
| Chartered Accountants’ Card | Free of Charge |
| BOC Shopping Card (Proprietary Card) | Rs.200/- | Rs.200/- |
| 4.1.2 වාර්ෂික ගාස්තු வருடாந்தக் கட்டணங்கள் Annual Fees | ප්රධාන | අතිරේක பிரதான | துணை Principal | Supplementary |
| Visa Platinum | Rs.3,500/- | Rs.2,000/- |
| State Sector Master Platinum | Rs.1,500/- |
| Master Titanium | Rs.1,500/- | Rs.1,000/- |
| Master World | Rs.3,500/- | Rs.2,000/- |
| State Sector Master World | Rs.2,500/- |
| Visa Gold | Rs.2,500/- | Rs.1,500/- |
| Visa Classic | Rs.1,500/- | Rs.1,000/- |
| Doctors' Card | Free of Charge |
| Chartered Accountants’ Card | Free of Charge |
| BOC Shopping Card (Proprietary Card) | Rs.200/- | Rs.100/- |
| 4.1.3 වෙනත් ගාස්තු பிற சேவைக் கட்டணங்களும் பொருட்களுக்கான கட்டணங்கள் Other Fees and Charges | |
| Interest Rate | 28 % per annum |
| Interest on cash advance | 28 % per annum |
| On purchese of fuel | 1% of the payment value |
| තාවකාලිකව සීමාව වැඩි කිරීමේ ගාස්තුව தற்காலிக எல்லை அதிகரிப்புக் கட்டணம் Temporary limit enhancement fee | Rs.1,000/- |
| සීමාව වැඩි කිරීමේ ගාස්තුව எல்லை அதிகரிப்புக் கட்டணம் Limit enhancement fee | Rs.1,000/- |
| අවහිර කළ කාඩ්පත් සඳහා කාඩ්පත නැවත සක්රිය කිරීමේ ගාස්තුව நிறுத்தப்பட்ட அட்டையை மீண்டும் செயற்படுத்துவதற்கான கட்டணம் Card reactivation fee for blocked cards | Rs.1,000/- |
| ප්රමාද ගෙවීමේ ගාස්තුව தாமதக் கொடுப்பனவு கட்டணம் Late payment fee | Rs.900/- |
| පැයෙන් සේවා ගාස්තු One hour service fee | N/A |
| එක් දින සේවා ගාස්තුව One day service fee | N/A |
| සීමාව ඉක්මවා ගාස්තු எல்லைக்கு மேலான கட்டணம் Over limit fee | Rs.600/- |
| ක්රෙඩිට් කාඩ් ගනුදෙනු සඳහා කෙටි පණිවුඩ ඇඟවීමේ ගාස්තුව கிரடிட் அட்டை பரிவர்த்தனைகளுக்கான குறுஞ் செய்திக் கட்டணம் SMS Alert Fee for Credit Card transactions | නොමිලේ கட்டணமில்லை Free of Charge |
| Issue of P.O. Handling Charges for merchant settlement | Rs.300/- Per Pay Order |
| CRIB inquiry charges at Card Center (create history) | Nil |
| මුදල් අත්තිකාරම් ගාස්තුව பண முற்பணக் கட்டணம் Cash advance fee | 4% අවම රු. 300/- 4 % ஆ.கு. ரூபாய் 300/- 4 % Min. Rs. 300/- |
| නව කාඩ්පතක් නිකුත් කිරීම தொலைந்த அட்டைக்கான பதில் அட்டை Card replacement fee | Rs.750/- |
| නව PIN අංකයක් නිකුත් කිරීමට PIN ஐ மீள வழங்குதற்கான கட்டணம் PIN re-issue fee | Rs.500/- |
| Card security change fee | Rs.500/- |
| ජාත්යන්තර තැපැල් வெளிநாட்டு விரைவுத் தபால் கட்டணம் Overseas courier charges | Minimum Rs.2,500/ or actual charges which ever is higher |
| Cheque return notifications (cheques collected on account of card settlement) | Rs.1,000/- |
| වීසා හෝ වෙනත් අවශ්යතාවයක් වෙනුවෙන් ක්රෙඩිට් කාඩ් ණය සීමාව තහවුරු කිරීමේ ලිපි නිකුත් කිරීම விசா / வேறு ஏதேனும் நோக்கங்களுக்காக வழங்கப்பட்ட கிரடிட் அட்டை உறுதிப்படுத்தல் கடிதங்கள் Credit Card limit confirmation letters issued for Visa purposes / any other purposes | Same Day Rs.1,000/- Normal Rs.1,000/- |
| වෙනත් බැංකුවකට/විගණනයට/ කාඩ්පත් හිමියාට හෝ වෙනත් අවශ්යතාවයක් වෙනුවෙන් ක්රෙඩිට් කාඩ් ණය සීමාව තහවුරු කිරීමේ ලිපි නිකුත් කිරීම ஏனைய வங்கிகள்/கணக்காளர்களுக்கான கிரடிட் அட்டை மிகுதியை உறுதிப்படுத்திய கடிதங்கள் Credit Card balance confirmation Letters to Other Banks/Auditors/Card holders | Rs.1,000/- |
| ගණුදෙනු ප්රකාශනය පිටපතක් නිකුත් කිරීම - කාඩ්පත් හිමියා වෙත நகல் கூற்று வழங்கல்- அட்டை உரிமையாளர் Issue of duplicate statement- card holder | |
| මාසික ප්රකාශනය - මාස 6ක් දක්වා 6 மாதங்கள் வரை மாதாந்தக் கூற்று கட்டணம் Monthly statement up to 06 months | Rs. 200/- (per statement) |
| මාසික ප්රකාශනය - මාස 6 ට 6 மாதங்களுக்குப் பிறகு மாதாந்தக் கூற்று கட்டணம் Monthly statement after 06 months | Rs. 300/- (per statement) |
| වෙළද ආයතන මුල් ප්රකාශය නිකුත් කිරීම (දෘඩ පිටපත) Issue of Merchant Original Statement (hard Copy) | Rs.3,000/- per Month |
| අනුපිටපත් ප්රකාශය නිකුත් කිරීම - වෙළද ආයතන (දෘඩ පිටපත) நகல் கூற்று வழங்கல்- வணிகர் (அச்சுநகல்) Issue of duplicate statement- merchant (hard copy) (දිනපතා ප්රකාශයකට ගාස්තුව) (நாளாந்த கூற்றுக்கான கட்டணம்) (fee per daily statement) | |
| මාස 06 දක්වා 06 மாதங்கள் வரை Up to 06 months | Rs.100/- Max. Rs.5,000/-
|
| මාස 06 සිට මාස 12 දක්වා 06 மாதங்களிலிருந்து 12 மாதங்கள் வரை 06 months to 12 months | Rs.200/- Max. Rs.7,500/-
|
| මාස 12 කට වැඩි 12 மாதங்களுக்கு மேல் Over 12 months | Rs.300/- Max. Rs.10,000/- |
අනුපිටපත් ප්රකාශය නිකුත් කිරීම - වෙළද ආයතන (මෘදු පිටපත) (දිනපතා ප්රකාශයකට ගාස්තුව) | |
| මාස 03 දක්වා 03 மாதங்கள் வரை Up to 03 months | Free of charge
|
| මාස 03 සිට මාස 06 දක්වා 03 மாதங்களிலிருந்து 06 மாதங்கள் வரை 03 months to 06 months | Rs.100/- Max. Rs.2,500/-
|
| මාස 06 සිට මාස 12 දක්වා 06 மாதங்கள் to 12 மாதங்கள் வரை 06 months to 12 months | Rs.200/- Max. Rs.5,000/-
|
| මාස 12 කට වැඩි 12 மாதங்களுக்கு மேல் Over 12 months | Rs.300/- Max. Rs.7,500/- |
Exchange Rate applicable for foreign currency transactions on Credit Cards Foreign currency transactions will be converted using exchange rates determined by the payment scheme. Further an additional amount of 3.5% will be added to the rate, in order to reflect the current local exchange rates. | |
Debit Cards
| 4.2 ඩෙබිට් කාඩ් / டெபிட் அட்டைகள் / Debit Cards | |
| |
| නම සහිත කාඩ්පත (පළමු කාඩ්පත) பெயர் பொறிக்கப்பட்ட அட்டை Name Card (Embossed) (First Card) | Rs.750/- |
| නම රහිත කාඩ්පත (පළමු කාඩ්පත) பெயர் பொறிக்கப்படாத அட்டை Unembossed Card (First Card) |
Rs.500/- |
| වාර්ෂික ගාස්තුව (14+, FCY A/Cs සහ Prestige Plus C/A හැර) வருடாந்தக் கட்டணம் (14+, PFC, Prestige C/A தவிர்த்து) Annual Fee (Excluding 14+, FCY A/Cs & Prestige Plus C/A) | Rs.500/- |
| අලුත් කිරීම හෝ ආදේශන කාඩ්පත புதுப்பித்தல் அல்லது பதில் அட்டை Renewal or Replacement Card | |
| නම සහිත කාඩ්පත பெயர் பொறிக்கப்பட்ட அட்டை Name Card (Embossed) | Rs.750/- |
| නම රහිත කාඩ්පත பெயர் பொறிக்கப்படாத அட்டை Unembossed Card | Rs.500 |
| අත්හිටවූ කාඩ්පත් නැවත සක්රිය කිරීමේ ගාස්තුව நிறுத்தப்பட்ட அட்டையை மீண்டும் செயற்படுத்துவதற்கான கட்டணம் Reactivation Fee of stopped cards | Rs.100/- |
| ගෙවීම් සීමාව වැඩි කිරීමේ ගාස්තුව எல்லையை அதிகரித்தல் Limit Enhancement Fee | Rs.100/- |
| ඩෙබිඩ්පත් වෙනත් රටවල භාවිතය සදහා Debit card overseas use fee ATMs | Rs. 500/- |
| 4.3 ATM සේවා ஏடிஎம் சேவைகள் ATM Services | |
| 4.3.1 BOC ATM යන්ත්රවල හර/ ATM ගනුදෙනු BOC தன்னியக்க காசாளர் இயந்திரங்களில் நிறைவேற்றப்படும் டெபிட்/ ஏடிஎம் பரிவர்த்தனைகள் Debit/ ATM Transactions performed on BOC ATMs | |
| ATM මගින් මුදල් ආපසු ගැනීමේ ගාස්තුව ATM பணம் மீளப்பெறல் ATM Cash withdrawal fee | Rs.5/- |
| ATM මගින් ශේෂය විමසීම් ගාස්තුව ATM மிகுதியை அறிதல் ATM Balance Inquiry fee | නොමිලේ கட்டணமில்லை Free of charge |
| මුදල් ආපසු ගැනීම / ශේෂය විමසීම සඳහා රිසිට්පත මුද්රණය කිරීම Printing Receipt for Cash withdrawal / Balance inquiry | Rs. 5/- |
| ලුහුඩු ප්රකාශනය Mini statement | Rs. 5/- |
| 4.3.2 LankaPay ස්වයංක්රීය ටෙලර් යන්ත්ර මත සිදු කරනු ලබන හර/ ATM ගනුදෙනු LankaPay தன்னியக்க காசாளர் இயந்திரங்களில் நிறைவேற்றப்படும் டெபிட்/ ஏடிஎம் பரிவர்த்தனைகள் Debit/ ATM Transactions performed on LankaPay ATMs | |
| ATM මගින් මුදල් ආපසු ගැනීමේ ගාස්තුව ATM பணம் மீளப்பெறல் ATM Cash withdrawal fee | Rs.30/- |
| ATM මගින් ශේෂය විමසීම් ගාස්තුව ATM மிகுதியை அறிதல் ATM Balance Inquiry fee | Rs.7/50 |
| 4.3.3 දේශීය වීසා මාස්ටර් ජාලය මත සිදු කරනු ලබන හර/ ATM ගනුදෙනු உள்ளூர் Visa Master வலையமைப்பில் நிறைவேற்றப்படும் டெபிட்/ ஏடிஎம் பரிவர்த்தனைகள் Debit/ ATM Transactions performed on local Visa Master network | |
| ATM මගින් මුදල් ආපසු ගැනීමේ ගාස්තුව ATM பணம் மீளப்பெறல் ATM Cash withdrawal fee | Rs.75/- |
| ATM මගින් ශේෂය විමසීම් ගාස්තුව ATM மிகுதியை அறிதல் ATM Balance Inquiry fee | Rs.7.50 |
| 4.3.4 විදේශ ප්රවේශ ගාස්තු (දේශීය ස්වයංක්රීය ටෙලර් යන්ත්රවල විදේශ කාඩ්පත් භාවිතය) Foreign Access Fee (use of foreign cards in domestic ATMs) | |
| විදේශ ප්රවේශ ගාස්තු - මුදල් ආපසු ගැනීම Foreign Access Fee- Cash Withdrawal | Rs. 500/- |
| විදේශ ප්රවේශ ගාස්තු - ශේෂය විමසීම් Foreign Access Fee- Balance Inquiry | Rs. 100/- |
4.3.5 Other Service Fee වෙනත් සේවා ගාස්තු | |
| On Purchese of Fuel | 1% of the payment value |
Internet Banking
| 4.4 අන්තර්ජාල බැංකුකරණය இணைய வங்கியியல் Internet Banking | |
සම්බන්ධ වීමේ ගාස්තු - ආයතනික ගනුදෙනුකරුවන්
| Rs.1,000/-
පරිශීලකයින් 03 ඉක්මවන විට එක් එක් අමතර පරිශීලකයෙකු සඳහා රු. 500/- |
| පුද්ගලික ගණුදෙනුකරුවන් தனிநபர் வாடிக்கையாளர்கள் Personal Customers | නොමිලේ கட்டணமில்லை Free of charge |
| වාර්ශික ගාස්තු வருடாந்தக் கட்டணம் Annual Fee | |
| ආයතනික ගනුදෙනුකරුවන් நிறுவன வாடிக்கையாளர்கள் Corporate Customers | Rs.2,000/- |
| පුද්ගලික ගණුදෙනුකරුවන් தனிப்பட்ட வாடிக்கையாளர்கள் Personal Customer | Rs.750/- |
Fund Transfers
| අරමුදල් මාරු කිරීම් / நிதிப் பரிமாற்றம் / Fund Transfers | |
| CEFT - අන්තර්ජාල බැංකුකරණය CEFT - இணைய வங்கியியல் CEFT - Internet Banking | Rs.30/- |
| SLIPS - අන්තර්ජාල බැංකුකරණය SLIPS - இணைய வங்கியியல் SLIPS - Internet Banking | Rs.20/- |
| බැංකුවෙන් විද්යුත් රිසිට්පත තහවුරු කිරීම வங்கியிடமிருந்து e-receipt உறுதிப்படுத்தல் e-receipt confirmation from the Bank | Rs.50/- |
Agent Banking – BOC Connect (Existing Agents)
| 3.9.1Cash Deposits | Fee from Customer |
| Rs 100/- to Rs 1,000/- | Rs. 10/- |
| Rs 1,001/- to Rs. 5,000/- | Rs. 15/- |
| Rs. 5,001/- to Rs. 10,000/- | Rs. 25/- |
| Rs. 10,001/- to Rs. 20,000/- | Rs. 40/- |
| Rs. 20,001/- to Rs. 50,000/- | Rs. 50/- |
| Rs. 50,001/- to Rs. 75,000/- | Rs. 75/- |
| Rs. 75,001/- to Rs. 100,000/- | Rs. 100/- |
| 3.9.2 Cash Withdrawals | |
| Rs. 100/- to Rs. 1,000/- | Rs. 10/- |
| Rs. 1,001/- to Rs. 5,000/- | Rs. 20/- |
| Rs. 5,001/- to Rs. 10,000/- | Rs. 30/- |
| Rs.10,001/- to Rs. 20,000/- | Rs. 60/- |
| Rs.20,001/- to Rs. 35,000/- | Rs.100/- |
| Rs.35,001/- to Rs. 50,000/- | Rs.150/- |
| 3.9.3 Fund Transfer - BOC | |
| Rs. 100/- to Rs. 1,000/- | Rs. 5/- |
| Rs. 1,001/- to Rs. 5,000/- | Rs. 10/- |
| Rs. 5,001/- and above | Rs. 20/- |
| 3.9.4 Bill Payments - Through Accounts / By Cash – From Rs. 10/- to Rs. 100,000/- | |
| Utility Payments | |
| Electricity Bills | Rs. 30/- |
| Water Bills | |
| Credit Card Settlements | |
| Rs. 100/- to Rs. 100,000/- | Rs. 10/- |
| University Grant Commission | |
| Rs. 50/- to Rs. 100,000/- | Rs. 30/- |
Agent Banking – BOC Connect (Department of Posts)
| 3.9.1 Cash Deposits | Fee from Customer |
| Rs 100/- to Rs 1,000/- | Rs. 10/- |
| Rs 1,001/- to Rs. 5,000/- | Rs. 15/- |
| Rs. 5,001/- to Rs. 10,000/- | Rs. 25/- |
| Rs. 10,001/- to Rs. 20,000/- | Rs. 40/- |
| Rs. 20,001/- to Rs. 50,000/- | Rs. 50/- |
| Rs. 50,001/- to Rs. 75,000/- | Rs. 75/- |
| Rs. 75,001/- to Rs. 100,000/- | Rs. 100/- |
| Cash Withdrawals | |
| Rs. 100/- to Rs. 1,000/- | Rs. 10/- |
| Rs. 1,001/- to Rs. 5,000/- | Rs. 20/- |
| Rs. 5,001/- to Rs. 10,000/- | Rs. 30/- |
| Rs.10,001/- to Rs. 20,000/- | Rs. 60/- |
| Rs.20,001/- to Rs. 35,000/- | Rs. 100/- |
| Rs.35,001/- to Rs. 50,000/- | Rs. 150/- |
| Fund Transfer - BOC | |
| Rs. 100/- to Rs. 1,000/- | Rs. 5/- |
| Rs. 1,001/- to Rs. 5,000/- | Rs. 15/- |
| Rs. 5,001/- and above | Rs. 25/- |
| Bill Payments - Through Accounts / By Cash – From Rs. 10/- to Rs. 100,000/- | |
| Utility Payments | |
| CEB | Rs. 30/- |
| Water Bill | |
| LECO | |
| Credit Card Settlements | |
| Rs. 100/- to Rs. 100,000/- | Rs. 10/- |
| University Grant Commission | |
| Rs. 50/- to Rs. 100,000/- | Rs. 30/- |
Current Accounts
Nature of Transaction - Current Accounts | Tariff |
|---|---|
1.1 Monthly Service Charge: For both credit & debit balances | |
Corporate Customer - Monthly Minimum Balance < Rs 250,000/- | Rs. 2,000/- per month |
Business Customer - Monthly Minimum Balance < Rs 15,000/- | Rs. 1,000/- per month |
Personal Customer (Trading) - Monthly Minimum Balance < Rs 7,500/- | Rs. 500/- per month |
Personal Customer (Non Trading) - Monthly Minimum Balance < Rs 7,500/- | Rs. 200/- per month |
1.2 Minimum O/D Interest (Will be applicable if the amount overdrawn falls below the minimum balance requirement) | |
Corporate Customer | Rs. 2,000/- per month |
| Business Customer | Rs. 1,000/- per month |
Personal Customer (Trading) | Rs. 500/- per month |
Personal Customer (Non Trading) | Rs. 400/- per month |
| |
Due to Lack of Funds (Cash/ Clearing) Charges to drawer - Paying Bank | Rs. 3,500/- |
Effects Not Realized | Rs. 750/- |
Technical Reasons (except Bank faults/ lapses) [CRN Codes - 14,55,57,58,59,60,62] | Rs. 250/- |
Cheque Return Notification Charges – (CRN) | |
Cheque Return Code |
2nd Return
|
| Cheque Return Code 14,15,16,52,55,56,57,58,60 & 62 | Rs. 250/- |
| Invalid Cheque | Rs. 250/- |
| |
Cheque Return Notification Charges (CRN) – Outward Cheques | Rs. 100/- per cheque |
Postage | Actual charge |
1.5 Request of Archived Physical Cheque/ Image | |
Physical Cheque Retrieval | Rs. 400/- (per chq) |
Retrieval of Physical Cheque from archive | Rs. 600/- (per chq) and Actual charge |
Requested by Court Orders (addressed to BOC directly) | Free of Charge |
CRN Images | Rs. 150/- per image |
| |
If funds available at the time of request | Rs. 1,000/- per chq |
If funds not available at the time of request | Rs. 4,000/- per chq |
Lost cheque book or part | Rs. 3,500/- per chq. book |
Cancellation of Stop Payments | Rs. 300/- |
1.7 Current Account Statements – Per month | |
Daily Statements | Rs. 3,500/- Corporate Customer : Rs. 5,000/- |
Weekly Statements | Rs. 2,000/- Corporate Customer :Rs. 2,500/- |
Monthly Statements | Free of charge |
E-Statements (Any frequency) | Free of charge |
1.8 Duplicate Copies of Statements (Printed copies) | |
Within 02 years | Rs. 250/- per page |
Over 02 Years | Rs. 1,500/- per page |
Duplicate Email copies for E- Statements Customers | Free of charge |
Statement for Closed Accounts from CBO Within 02 years Over 02 Years |
Rs.500/- Per page Rs. 1,500/- Per page |
1.9 | |
Local Cheques Purchased (Conditions Apply) | 0.75% of Transaction Amount |
Salary Cheques drawn by the Government of Sri Lanka (Central Government Accounts) | No charge |
1.10 Cheque Marking For Payment | |
Inward (As Paying Bank) | Rs. 4,000/- |
(b) Outward (As Collecting Bank) | 0.15% Min. Rs. 4,000/- |
1.11 Cost of Cheque Books | |
leaves 25 | Rs. 500/- |
leaves 50 | Rs. 1,000/- |
Continuous Cheque Leaves | Rs. 20 Per Cheque Leaf and Actual Printing Charges |
Postage | Actual cost |
1.12 Closure of Current Accounts | |
Corporate/Business/ Personal Customer | Rs. 1,500/- |
1.13 Preparation of Cash Orders | |
Cash Orders | 0.3% Min. Rs. 5,000/- |
Transport | Actual cost |
1.14 Confirmation of Account Balances | |
| Balance confirmation letters printed under BOC letterhead and signed by authorized officer | Rs. 1,000/- per query |
1.15 Agreement Execution | |
Execution of Escrow Agreements | |
Execution Fee Annual Fee | Rs. 750,000/- (One Off) Rs. 150,000/- |
Execution of Tri-Partite Agreements in line with Non Resident Rupee Accounts (NRRA) : Execution Fee | Rs. 500,000/- |
Savings and Time Accounts
2.0 Savings Accounts and Fixed deposits | Tariff |
|---|---|
2.1 Monthly Service Charge: (Based on the Average Balance maintained) | |
Ordinary Savings/ Mudaraba Savings /Islamic Banking Savings Products | Rs. 35/- per month |
Other Savings Schemes (Except all Minor A/Cs) < Rs. 500/- | Rs. 35/- per month |
| Rs. 35/- per month |
Ran Ulpatha | Free of charge |
School Sansada | Free of charge |
2.2 Closure of Accounts | |
Savings Account Closure | Rs. 500/- |
2.3 Savings Account Statements (For Non Passbook issuing Accounts ) | |
Monthly | Free of charge |
Daily Corporate/ Business/ Personal Customer | Rs. 4,000/- per month |
Weekly Corporate Customer
| Rs. 3,000/- per month Rs. 1,500/- per month |
E-Statements at any frequency | Free of charge |
2.4 Issuance of Duplicate Savings Account Statements – (Printed Copies of Statements for Audit/ VISA Purposes etc.) | |
Within 02 years Corporate/ Business/ Personal Customer | Rs. 500/- per page |
Over 02 Years Corporate Customer Business/ Personal Customer | Rs. 1,500/- per page
|
Duplicate Email copies for E- Statements Customers | Free of charge |
Foreign Currency Accounts | Free of charge |
2.5 Issuance of Duplicate Passbook/ FD Receipt (In case of lost ) | |
Re-issuance of Passbook | Rs. 500/- |
Re-issuance of Fixed Deposit Receipt/ Savings certificates (Smart Investor, Smart Saver, Smart Lady etc.) | Rs. 2,000/- |
2.6 Confirmation of Account Balances - for Audit / VISA / Tax Purposes etc. | |
| Balance confirmation letters printed under BOC letterhead and signed by authorized officer | Rs. 1,000/- per query |
2.7 Preparation of Cash Orders | Refer Section 1.13 of Current Account Tariff |
General Operations
| 3.0 General Operations | Tariff |
| 3.1 Issuance of Official Cheques (Pay orders/ Bank Drafts) | |
| 3.1.1 Issuance of Pay Orders/ Bank drafts (Unless special arrangements are made) | |
| BOC Customer | 0.06% Min.- Rs. 300/- Max.- Rs. 1,500/- |
| Non BOC Customer | 0.06% Min.- Rs. 1,000/- Max.- Rs. 3,000/- |
| 3.1.2 Issuance of Pay Orders in favour of Director General of Customs (DGC) | |
| BOC Customer | Rs. 300/- |
| Non BOC Customer | Rs. 1,500/- |
| Online DGC payment Facility | Free of Charge |
| 3.1.3 Pay Order Cancellation | |
| Cancellation with surrendering Pay Order | Rs. 250/- per transaction |
| Cancellation without surrendering Pay Order | Rs. 1,500/- per transaction |
| Re – Issuance of Pay Orders (with/ without surrendering P/O) | Issuance fee as new Pay Order issuance |
| 3.2 Standing Instructions | |
| 3.2.1 Standing Orders Registrations and Funds Transfers | |
| Registration | Rs. 250/- (Excluding all beneficiary children's savings products with in BOC) |
| Transfer to customer's own Savings/ Current A/C /Credit Card within BOC | Free of Charge |
| Standing Order Modifications | Rs. 100/- |
| 3.2.2 Standing Orders to Third Party BOC/ other Banks/ Institutions (excluding all beneficiary children's savings products with in BOC) | |
Payment through system Payment through pay order | Rs. 50/- per payment Rs. 300/- per payment (Actual postage will be applicable) |
| 3.2.3 Standing Order Cancellation | |
| Lack of funds on 03 consecutive occasions | Rs. 100/- |
| Un successful Payment ( within 03 days) | Rs. 50/- per payment |
| 3.3 Funds Transfers | |
| 3.3.1 Fund Transfers/ Payments – Through System | |
| SLIPS – per file (min 5 items) | BOC Rs. 15/- per transaction Other Banks Rs. 25/- per transaction |
| SLIPS – manually operated | Rs. 20/- per transaction Min. Rs. 50/- |
| RTGS | Rs. 400/- per transaction |
| 3.3.2 Manual Fund Transfers within BOC | |
| Between Customer's own BOC Accounts (Retail Segment) | Rs. 100/- per transaction |
| To Third Party Account (Retail Segment) | Rs. 200/- per transaction |
| Corporate to Corporate customer | 0.1% Min Rs. 200/- Max Rs. 2,000/- |
| Corporate to Other Branches | 0.2% Min Rs. 200/- Max Rs. 2,000/- |
| Payable over the counter (Mail Transfers) | 0.30% Min. Rs. 1,000/- Max. Rs. 10,000/- |
| Frequent fund transfers and same day cash withdrawals (Over Rs. 1,000,000/-) | 0.25% Max. Rs. 4,000/- |
| 3.4 Safe Deposit Lockers | |
| Small | Rs. 75,000/- Rs. 3,500/- |
| Medium | Rs. 100,000/- Rs. 5,000/- |
| Large | Rs. 125,000/- Rs. 6,000/- |
| Extra Large | Rs. 150,000/- Rs. 7,500/- |
| Super Large | Rs. 200,000/- Rs. 10,000/- |
| Re-issuance of Keys (In case of Lost/ damage) | Actual Cost and Rs. 1,000/- of Handling Fee |
| 3.5 Utility Bill Payments | |
| Ceylon Electricity Board | Rs. 20/- per transaction |
| 3.6 Collection Accounts | |
Funds transfer to other Bank (From Collection A/C to customers main A/C at other bank) | 0.25% per transfer/ Investment Min. Rs. 10,000/- |
| 3.7 SMS Alerts Facility | |
Personal (Trading/ Non Trading) Accounts Up to 20 SMS 21 - 75 SMS 76 and more SMS | ~ Rs. 10/- Rs. 50/- Rs. 100/- |
Business Accounts 201 and more SMS | ~ Rs. 500/- |
| SMS Alert Service Reactivation Fee (per individual per account) | Rs. 100/- |
| 3.8 Confirmations and other charges on Treasury Bills and Bonds | |
| 3.8.1 Fee for a Treasury Bill/Bond Balance Confirmation - For Current Year | Rs. 500/- |
| 3.8.2 Fee for a Treasury Bill/Bond Balance Confirmation - For Previous Years | Rs. 750/- |
| 3.8.3 Fee for a Treasury Bill/Bond Balance Confirmation Purposes - For Visa/Audit/Tax purposes | Rs. 1,000/- |
| 3.8.4 Fee for Duplicate Treasury Bill/Bond advice | Rs. 200/- |
| 3.8.5 E-Statements | Free of charge |
| 3.8.6 Duplicate Repo Deal Confirmation for any Date | Rs 250/- |
| 3.8.7 Repo Investments done over a period with Interest (per any previous year) | Rs 1,750/- |
| 3.8.8 Repo Investments done over a period with Interest (recent year) | Rs 1,500/- |
| 3.8.9 Repo balance confirmation for audit purpose (as at date) immediate audit period | Rs 750/- |
| 3.8.10 Repo balance confirmation for audit purpose (as at date) previous audit periods | Rs 1,000/- |
| 3.8.11 Repo balnce confirmations for other purpose ( per year) | Rs 1,000/- |
Credit Operations
| 5.0 Credit Operations | Tariff |
| 5.1 Service Charge for CRIB inquiry (including Credit Information Bureau Charges) | |
Inquiry from CRIB Personal & Business Customers Corporate Customers |
Rs. 450/- Rs. 850/- |
| 5.2 Credit Facilities (other than the Development Lending Schemes) - Processing of Application & Documentation Charges | |
| Personal and Commercial (Term) Loans below Rs. 50,000/- | |
| A. Cash backed Security | Rs. 300/- |
| B. Other Collateral | Rs. 1,000/- |
| Personal and Commercial (Term) Loans above Rs. 50,001/- | |
A. Cash backed Security Personal Business & Corporate |
0.5% Min. Rs.500/- Max. Rs. 1,000/- 0.5% Min. Rs. 1,000/- Max. Rs. 10,000/- |
B. Mortgage over Immovable Property Personal Customers Business Customers |
0.8% Min. Rs.2,000/- Max. Rs. 250,000/- 0.8% Min. Rs.5,000/- Max. Rs. 250,000/- |
C. Other Collateral Personal Customers Business Customers |
0.8% Min. Rs.5,000/- Max. Rs. 250,000/- |
| Housing loans (in addition to the actual expenses i.e. Valuation/Title etc.) | |
| BOC Housing Loans | 0.8% Min. Rs. 1,000/- Max. Rs. 25,000/- |
| Govt. Housing Loans | 0.8% Min. Rs. 1,000/- Max. Rs. 10,000/- |
| BOC Personal Loans,BOC Special Personal Loans,Govt Pensiones' and BOC Pensioners' Loans | |
| Facilities up to Rs 5,000,000 /- | 0.8% Min. Rs. 2,,000/- Max. Rs. 20,000/- |
| Facilities from Rs 5,000,001/- to Rs 10,000,000/- | 0.8% Min. Rs. 2,,000/- Max. Rs. 30,000/- |
| Facilities from Rs 10,000,001/- and above | 0.8% Min. Rs. 2,,000/- Max. Rs. 50,000/- |
| Pledge & TR Facilities (New Loans & Top Ups ) | |
| Pledge Loans | 0.4% Min. Rs. 10,000/- Max. Rs. 500,000/- |
| Trust Receipts Loans | 0.5% Min. Rs. 25,000/- Max. Rs. 500,000/- |
| 5.3 Credit Facilities under Development Lending Schemes | |
Credit Facilities of Rs. 100,000/- and below Processing of application and Documentation Charges | Rs. 500/- |
Credit Facilities of Rs. 100,001/- and above Processing of application and Documentation Charges | Up to Rs. 1.0 Mn 0.5% Min. Rs. 500/- Rs. 1 Mn to Rs. 5 Mn 0.5% Max. Rs. 12,500/- Above Rs. 5 Mn 0.5% Max. Rs. 20,000/- |
| 5.4 Temporary Overdrafts | |
Personal, Business and Corporate Customers
| Up to Rs. 4,999 /- Rs. 100/- Rs. 5,000/- to Rs. 99,999/- Rs. 1,000/- Rs. 100,000/- to Rs. 499,999/- Rs. 2,000/- Rs. 500,000/- to Rs. 999,999/- Rs. 5,000/- Rs. 1,000,000/- and above Rs 10,000/- |
| Extension of TOD | 0.08% Min Rs.1000/- Max Rs.10,000/- |
| 5.5 BOC Leasing | |
| Documentation & Service Charges (Up front) | Up to Rs. 5.0 Mn Rs. 7,500/- Above Rs.5.0 Mn Rs. 10,000/- |
| Termination Fee | Free of charge |
| 5.6 Issuance of Local Guarantees/ Counter Guarantees/ Stand by Letter of Credits | |
Against cash backed securities (i.e. 100% cash in non interest bearing account/ Margin Account) | 1% per annum (0.25% per quarter or part thereof) Minimum Rs. 5,000/- |
Against cash backed securities (i.e. 100% cash in interest bearing accounts - Savings/ FDs/ FC accounts etc.) | 1.5% per annum (0.5% per quarter or part thereof) Minimum Rs. 5,000/- |
| Against Immovable Property (In addition to documentation charges) | 2.5% per annum (0.625% per quarter or part thereof) Minimum Rs. 5,000/- |
| Personal Guarantee/ Indemnity (In addition to documentation charges) | 3% per annum (0.75% per quarter or part thereof) Minimum Rs. 5,000/- |
| Amendment to the Guarantee | (A) Extension of validity or increase of value - Commission Rates applicable under issuance of Guarantee (B) Other Amendments Commission Rs. 5,000/- |
| Issuance Guarantee Draft (From 2nd onward) | Rs. 2,000/- per letter |
| SWIFT Chargers | Rs. 1,500/- |
| 5.7 Issuance of credit line letters | Rs. 15,000/- per letter |
5.8 Early settlement Charges- Full Settlement or part there of For BOC Personal Loans, BOC Special Personal Loans, BOC Housing Loans & Gov Pensioners' Loans excluding development loans/Fully secured loans/BOC Staff Pensioners Loan | |
| Within 3 years from the date loan granted | 3% on balance outstanding |
| Above 3 years and up to 5 years | 2% on balance outstanding |
| Above 5 years from the date loan granted | 1% on balance outstanding |
| Penal interest not exceeding 200 basis points p.a. for the arrears capital (Except pawning and credit cards) | |
| For Term and Business Loans (full or part settlement ) excluding Development Banking Loans | |
| Within 3 years from the date of loan granted | 1% on settlement amount at the time of full settlement or part there off |
| For Development Loans | Not Applicable |
| 5.9 Inspection Charges | |
| Inspection charges | Actual Traveling Cost |
My Sri Lanka - Foreign Currency Fixed Deposit
Applicable for accounts opened on or after 01.07.2026
Current Variable interest rate (3 Months SOFR + 0.75%) = 4.47% p.a.
Applicable for accounts opened before 01.01.2026
කල් පිරීමේදී පොළිය | Interest at Maturity
| විදේශ මුදල් වර්ගය Currency | වසර 2 - කල් පිරීමේදී පොළිය (% වා.පො.) 2 Years - Interest at Maturity % (p.a.) | වසර 5 - කල් පිරීමේදී පොළිය 5 Years (% වා.පො.) Interest at Maturity % (p.a.) |
|---|---|---|
USD | 5.00 (4.88 A.E.R) | 5.50 (4.98 A.E.R) |
GBP | 3.75 (3.68 A.E.R) | 4.00 (3.71 A.E.R) |
EUR | 3.25 (3.20 A.E.R) | 3.75 (3.50 A.E.R) |
AUD | 3.25 (3.20 A.E.R) | 3.75 (3.50 A.E.R) |
මාසිකව පොළිය | Interest at Monthly**
| විදේශ මුදල් වර්ගය Currency | වසර 2 / 5 - මාසිකව පොළිය (% වා.පො.) 2 Years | 5 Years - Monthly Interest % (p.a.) ** |
|---|---|
USD | 3.50 (3.56 A.E.R) |
GBP | 2.25 (2.27 A.E.R) |
EUR | 2.25 (2.27 A.E.R) |
AUD | 2.25 (2.27 A.E.R) |
* මෙම පොලී අනුපාත නැවත අලුත් කිරීමේදී සංශෝධනය විය හැක.
* These interest rates may revise at renewal.
** ශ්රී ලාංකික සංක්රමණික සේවකයින් සඳහා පමණක් මාසික පොලී පහසුකම ලැබේ.
පොලී මුදල අදාළ විදේශ මුදලින් ගණනය කර ශ්රී ලංකා රුපියල් වලින් ගෙවනු ලැබේ.
** Monthly interest facility avail for Sri Lankan migrant employees only.
The interest amount will be calculated in relevant foreign currency and paid in Sri Lankan Rupees.
