Flexi Investor

Target Amount 

• You can select any amount in multiples of Rs. 100,000/- within the range of Rs. 100,000/- to Rs. 10,000,000/-
   

Period to reach your goal  

• You can select the investment period in ‘Months’ (12 to 60 months) or in ‘Days’ (90 to 365 days) 
• The period in ‘Months’ available in multiples of six months (12 months, 18 months, 24 months etc..)
   

Deposits 

• Lump sum Deposits  
  AND / OR
  Monthly Instalments (offered under the ‘Months’ period)
• Lump sum deposits or the 1st monthly instalment should be made at the time of opening the account
• Monthly instalments should be deposited on or before the account opening date of each month to reach the target amount

Interest Options 

• You can select either,
  Fixed Interest Rate 
  OR  
  Floating Interest Rate (offered for lump sum deposits made under the period in ‘Months’ )
• The fixed interest rate is applied during the entire investment period
• The floating interest rate may vary from time to time during the period based on market rate fluctuations; accordingly, the target amount may differ.

• BOC Flexi Investor Account Opening Application
  For Residents 
  - A copy of National Identity Card (NIC). Verify the details in the application with NIC 
  - A copy of address verification document. Required only if the address in the application differs from the address in NIC
  For Non-Residents
  - Copy of Passport along with photograph, passport number, date of issue and validity period.
  - Copy of Valid Visa /Documentary evidence to ascertain the employment
   

For more information, contact the nearest Bank of Ceylon branch or call on 1975, 24-hour hotline. 

Months Option

Days Option

• Account is ceased on maturity. (Not renewable)
• The installments and maturity amounts are subject to Advance Income Tax, other charges (if any) and statutory levies imposed by the Government of Sri Lanka.
• The product features and its operation are governed under the law/ regulations of Sri Lanka and the instructions issued by the Central Bank of Sri Lanka and other statutory body, as applicable.
• No partial withdrawals allowed. Pre mature closures are not eligible for agreed rate of interest and other benefits.

Key Fact Document