Financial Highlights


 

 

Synopsis of the Financial Statements of the Bank and Group for the year ended 31 December 2025

 

Table I: Key Financial Data

 BankGroup
For the year endedDec 2025Dec 2024ChangeDec 2025Dec 2024Change
 Rs MnRs Mn%Rs MnRs Mn%
Total Income548,623485,40513.0 558,675494,92212.9 
Profit before taxes on financial services 152,708135,30012.9 154,068136,92512.5 
Profit before taxation120,827106,90413.0 121,934108,22212.7 
Provision/ (Reversal) for taxation44,820 42,517 5.4 45,462 43,160 5.3 
Profit after taxation76,00764,38718.0 76,47165,06117.5 

 

As atDec 2025Dec 2024ChangeDec 2025Dec 2024Change
 Rs MnRs Mn%Rs MnRs Mn%
Total assets5,467,5514,985,1399.7 5,567,0505,048,67110.3 
Shareholders fund 
(Capital & Reserves) 		365,800302,56020.9 386,904321,29620.4 
Deposits4,388,5864,208,6034.3 4,447,6534,245,5324.8 
Net loans and advances2,371,7522,177,7088.9 2,442,4232,221,16210.0 

 

 

  • BOC Group financials reported a pre-tax profit of Rs. 121,934 million for the year ended 31 December 2025 against Rs. 108,222 million reported in 2024. It is an increase of Rs. 13,712 million or 12.7 percent.
  • The Bank's pre-tax profits stood at Rs. 120,827 million for the year under review while it was Rs. 106,904 million in 2024, an increase of Rs. 13,923 million or 13.0 percent.
  • In terms of post-tax profits, the Bank's results for the year 31 December 2025 amounted to Rs. 76,007 million compared to Rs. 64,387 million reported in 2024, which reflects an increase of Rs. 11,620 million or 18.0 percent.
     

 

Table II

Key Financial Indicators  

 BankGroup
Key Financial RatiosDec 2025Dec 2024ChangeDec 2025Dec 2024Change
 %%%%%%
Return on average equity (ROE)22.7 23.2 (0.5)21.5 21.9 (0.4)
Return on average assets (ROA)2.3 2.3 -   2.3 2.3 -   
Interest margin4.0 3.6 0.4 4.0 3.6 0.4 
Capital Adequacy Ratio Tier 1 & 2 Capital (minimum required 15.00%)16.9 16.6 0.3 16.8 16.7 0.1 

 

 

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INTERIM FINANCIAL STATEMENTS for the year ended 31 December 2025 (Audited)