Please read the following terms and conditions carefully before using this website.
As used hereof, the terms “you” and “user” shall mean any visitor to the website.
THIS IS A LEGALLY BINDING AGREEMENT BETWEEN YOU AND BANK OF CEYLON (hereinafter referred to as “ the Bank”) establishing the terms and conditions (sometimes referred to as “Terms of Use”) under which this website may be used whether personally or on behalf of an entity, concerning your access to and use of the http://www.boc.lk website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (hereinafter referred to as the Web Site”).
By accessing this website, you agree to be bound by the terms and conditions below. These terms and conditions are subject to changes and modifications without notice, from time to time at the sole discretion of the Bank. The Bank will notify you about any changes to these terms and conditions by updating the “Last updated” date of these Terms of Use.
If you do not accept these terms and conditions DO NOT ACCESS THIS WEBSITE.
1. DETAILS OF THE BANK
Bank of Ceylon (“Bank”), a banking corporation duly established under the Bank of Ceylon Ordinance of No.53 of 1938 and having its head office at No.1, BOC Square, Bank of Ceylon Mawatha, Colombo 01 (00100), Sri Lanka.
2. USER REPRESENTATIONS
You represent and warrant that:
(1) you have the legal capacity and you agree to comply with these Terms of Use;
(2) you are not a minor;
(3) you will not access the Web Site through automated or non-human means, whether through a bot, script, or otherwise;
(4) you will not use the Web Site for any illegal or unauthorized purpose; and
(5) your use of the Web Site will not violate any applicable law or regulation.
If you provide any information that is untrue, inaccurate, not current, or incomplete, the Bank has the right to suspend or terminate the access of this website.
WEBSITE CONTENT AND MATERIALS
This Web Site does not constitute an offer or solicitation on the part of the Bank to provide any product or service or investment advice. The information on this Website is for information purposes only. User accesses, uses, and relies upon such content at User’s own risk. Please seek the professional advice as necessary regarding the evaluation of any content on this Website.
The information provided on this Web Site is not intended for distribution to, or use by, any person to whom it is unlawful to make such offer or solicitation or where the local law or regulation does not permit the purchase of, subscription for or otherwise use of such products or services. The Web Site should not be considered as communicating any invitation or inducement to engage in banking or investment activity or any offer to buy or sell any product or service outside any jurisdiction where the Bank is not licensed or authorized to perform such activities.
APPROPRIATENESS
Products and services mentioned in the Website may not be suitable or appropriate for you or in all geographical areas. Your particular needs, objectives and financial situation were not taken into account in the preparation of this Website and the materials contained herein. You must make your own independent decisions regarding any product or service mentioned herein. The fact that the Bank has made available through the Website, products, services and other information constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product or service is suitable or appropriate for you.
PRODUCTS AND SERVICES
Every product or service may not be available in all locations. Products and services are available only in a particular location at the sole discretion of the Bank or the relevant Bank’s subsidiary or associate, subject to the distinct terms and conditions on which they are offered and such products and services may be withdrawn or amended at any time without notice. Details relating to fees, commissions or other charges that may apply to products or services will be informed by the office delivering the product or service.
USER DATA
The Bank will maintain certain data that you transmit to the Site for the purpose of managing the performance of the Site, as well as data relating to your use of the Site. Although the Bank performs regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree that the Bank shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against the Bank arising from any such loss or corruption of such data
INTELLECTUAL PROPERTY RIGHTS NOTICE
All contents of this Web Site including but not limited to the texts, photographs, graphics, links, videos, recordings and sounds (collectively “the content”) are owned by the Bank. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without prior written consent of the Bank.
“Bank of Ceylon”, “BOC” logo and the symbol are trademarks and service marks of Bank of Ceylon and no license or permission is granted to use any such trademark or service mark without the prior written consent of the Bank. All other marks, names and logos used on this Web Site relating to bank’s affiliates/subsidiaries or to their products or services are the intellectual property rights held by the Bank unless otherwise stated.
DATA PRIVACY
The Bank protects the privacy and confidentiality of your information, including personal information/data relating to you collected by the Bank from this Web Site. The Bank maintains physical, electronic and procedural safeguards that comply with applicable legal standards to secure such information.
Unless restricted by applicable laws, you agree that any and all personal information/data collected by the Bank from this Web Site may from time to time be used and disclosed for such purposes and to such persons to enhance the services that Bank can provide, but only in circumstances where such sharing conforms to law, any applicable confidentiality agreements, and our policies and practices.
DISRUPTION OF SERVICE
The Website or access to this website may be unavailable, delayed, limited or slowed from time to time due to various reason including among other things, hardware and software failures; failures of computers; overload of system capacities; damage caused by severe weather, explosion, mechanical breakdown or natural disasters; strike or other stoppage (whether partial or total) of labor; governmental or regulatory restrictions; court or tribunal orders or other human intervention; or any other cause whatsoever beyond the control of the Bank.
If access to this Website is unavailable, delayed or limited, or slowed, your need/purpose may not be fulfilled/served promptly and you may be unable to transmit your instructions as necessary, or such instructions may not be timely executed or you may be unable to retrieve information on time.
If your operations are solely dependent on communications with the bank and disruptions and delays in those communications cause losses to you, the Bank shall not be held responsible for such loss.
INDEMNIFICATION
You agree to defend, indemnify, and hold the Bank harmless, including Bank’s subsidiaries, affiliates, and all of the Bank’s officers, agents and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) use of the Site; (2) breach of these Terms of Use; (3) any breach of your representations set forth in these Terms of Use; (4) your violation of the rights of a third party, including but not limited to intellectual property rights; or (5) any overt harmful act toward any other user of the Web Site with whom you connected via the Web Site. Notwithstanding the foregoing, the Bank reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify the Bank, and you agree to cooperate, at your expense, with Bank’s defense of such claims.
LINKED WEBSITES
Links to unaffiliated websites are provided solely as pointers to information on topics that may be useful to users of this Website, and the Bank has no control over the content on such unaffiliated websites. The Bank is not responsible for the contents available on or the set-up of any other websites linked to this Website. Access to and use of such other websites is at the user's own risk and subject to any terms and conditions applicable to such access/use. If you choose to link to a website that the Bank does not control, the Bank makes no warranties, either express or implied, concerning your use of or inability to use such site, the content of such site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor do the Bank warrants that such site or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. The bank is not a party to any contractual arrangements entered into between you and the provider of the external website unless otherwise expressly specified or agreed to by the Bank.
DISCLAIMER
THIS WEBSITE INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE” BASIS WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY REGARDING NON-INFRINGEMENT, SECURITY, ACCURACY, RELIABILITY, FITNESS FOR A PURPOSE OR FREEDOM FROM COMPUTER VIRUSES IN CONNECTION WITH SUCH MATERIALS AND INFORMATION.
THE BANK WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS WEBSITE, ANY INCOMPATIBILITY BETWEEN THE WEBSITE AND THE USER’S FILES AND THE USER’S BROWSER OR OTHER SITE ACCESSING PROGRAM, OR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND THE BANK’S CONTROL.
ECONOMIC, STATISTICAL, FINANCIAL AND EXCHANGE RATE DATA ARE PRESENTED IN THE WEBSITE IN CERTAIN CASES IN APPROXIMATE OR SUMMARY OR SIMPLIFIED FORM AND MAY CHANGE OVER TIME. THE BANK HAS OBTAINED SUCH DATA EXTERNALLY STATISTICAL DATA WHICH, THOUGH BELIEVED TO BE CORRECT, MAY NOT IN FACT BE ACCURATE. THE BANK ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM ACTION TAKEN, OR NOT TAKEN, BY OR FOR YOU OR OTHERWISE, IN RELIANCE ON MATERIALS OR INFORMATION CONTAINED IN THIS WEB SITE.
THE BANK DOES NOT WARRANT THE ACCURACY, RELIABLE OR UP-TO-DATE, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION.
UNDER ANY CIRCUMSTANCES, THE BANK SHALL NOT BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEBSITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER THE BANK HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.
TERM AND TERMINATION
These Terms of Use shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, THE BANK RESERVES THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON.
In addition to terminating or denying the access to the Web Site, the Bank reserves the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.
MODIFICATIONS AND INTERRUPTIONS
The Bank reserves the right to change, modify, or remove any content of the Web Site at any time or for any reason at our sole discretion without notice. The Bank has no obligation to update any information on the Web Site. The Bank also reserve the right to modify or discontinue all or part of the Web Site at any time without notice to you.
JURISDICTION AND GOVERNING LAW
The Bank controls and maintains this Web Site from and in Sri Lanka. The materials and information contained in this section of this Web Site, relating to Sri Lanka.
The user’s access to and use of the Website, and the terms of use and the disclaimer are governed by the laws of Sri Lanka and any dispute relating thereto shall be subject to the exclusive jurisdiction of the courts of Sri Lanka.