• To purchase and stock  harvesting commodities

Eligible Borrowers

  • Should be a customer of the Bank
  • Should not be a willful defaulter

Maximum Loan Amount

  • Rs.1,000 Mn

Repayment Period

  • Paddy – 06 Months
  • Other Crops – 09 Months


  • Pledge over stocks
  • Joint and Several personal guarantee of Directors Or Guarantee of any other two persons acceptable by the bank
  • Assignment over Insurance Policy obtained for minimum 133% of facility amount. The insurance should cover fire, burglary, riot, civil commotion, cyclone, terrorism, malicious damages, strike, explosion and flood over stocks. 

Special Conditions

  • Pledge Agreement should be registered at the Land registry within 21 days from the date of execution exclusive Sundays and public holidays.
  • If the borrower is a company pledge agreement should also be registered with the registrar of companies within 21 days 
  • Sale proceeds of stocks should be deposited to the accounts of the borrower

How can we help YOU?

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