The next generation of savings accounts offers customers a wide array of services to enjoy the speed and convenience of banking with Bank of Ceylon. Account could be opened instantly and it is fully activated to operate. 

  • Available for Ordinary Savings Account, 14+ Account,18 + Account, Kantha Ran Ginum Account, and Senior Citizen Account
  • Universal banking at any BOC branch island wide offers customers the ease of transacting seamlessly as the customer’s photograph and the signature will be captured digitally at the time of opening the account
  • A passbook-free account
  • Free BOC Smart Online Banking/ Bapp access instantly
  • Instant SMS alerts on transactions
  • Monthly e-statements
  • Customer photograph and the signature will be captured digitally
  • Instant account opening
  • An activated Debit card is given at the time of account opening
  • Instant activation of BOC Smart Online Banking (except for 14+ accounts) 
  • Free BOC Smart Online Banking / Bapp facilities
  • Instant SMS alerts on transactions (for free of charge)
  • Monthly e-statements
  • Instant issue and activation of Debit Card
Rates & Fees
  • The same interest rates will be applicable for the SmartGen version of the eligible product types.
  • National Identity Card
  • Proof of Address (If not residing in the place mentioned in NIC)

Mobile Number and e-mail address is required (for SMS alerts and e-statements)

 For more information contact the nearest Bank of Ceylon Branch or Call Centre 1975

* Conditions apply

Apply Account Online

Download Application Here

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