Purpose

Any legally acceptable income generating activity related to 

  • Agriculture, Animal Husbandry & Fishing
  • Tourism 
  • Industry
  • Services
  • Women Led Businesses 
  • Export related Businesses
  • Startups 
Eligibility
  • The applicant should have a valid Business Registration 
  • Both existing and new customers can obtain the credit facility
  • Borrower should not be a willful defaulter of any financial institution.
  • Annual turnover of the eligible businesses should be below Rs 1.0 bn. 
  • In case of a manufacturing sector the total number of employees should be below 300, in case of 
  • Service sector the total number of employees should be below 200.
  • The applicant should be able to submit a business plan/project proposal with a positive cash flow
  • The applicant should have the required knowledge and skills to operate the respective project in a viable manner
Quantum of Loan

Maximum quantum of loan (both investment and working capital) 

  • Category I - MSME businesses - Rs.25.0 Mn or 75% of the project cost, whichever is less
  • Category II - Start-up projects - Rs.2.0 Mn or 75% of the project cost, whichever is less
Repayment Period
  • Category I & II
    5 years inclusive of optional grace period of six months, depending on the nature of the business.
Apply Online

Terms and Conditions

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

Commodo viverra maecenas accumsan lacus

  • Ipsum a arcu cursus vitae congue mauris rhoncus aenean vel.
  • Nunc non blandit massa enim nec dui nunc mattis enim. Libero volutpat sed cras ornare arcu dui vivamus. Sit amet facilisis magna etiam tempor orci eu. Sagittis nisl rhoncus mattis rhoncus urna neque viverra. Nec feugiat in fermentum posuere urna nec.
  • Nulla aliquet porttitor lacus luctus accumsan tortor posuere. Scelerisque viverra mauris in aliquam. Mauris pharetra et ultrices neque ornare aenean euismod elementum nisi. Velit ut tortor pretium viverra. Gravida in fermentum et sollicitudin ac orci phasellus egestas. Netus et malesuada fames ac turpis egestas integer eget.
  • Ipsum a arcu cursus vitae congue mauris rhoncus aenean vel.
  • Nunc non blandit massa enim nec dui nunc mattis enim. Libero volutpat sed cras ornare arcu dui vivamus. Sit amet facilisis magna etiam tempor orci eu. Sagittis nisl rhoncus mattis rhoncus urna neque viverra. Nec feugiat in fermentum posuere urna nec.
  • Nulla aliquet porttitor lacus luctus accumsan tortor posuere. Scelerisque viverra mauris in aliquam. Mauris pharetra et ultrices neque ornare aenean euismod elementum nisi. Velit ut tortor pretium viverra. Gravida in fermentum et sollicitudin ac orci phasellus egestas. Netus et malesuada fames ac turpis egestas integer eget.
Click to start

For more information
feel free to
call 011 220 4525
or visit
your nearest BOC branch.