• Opening, renewal and closing confirmations via e-mail
  • e-certificate (opening confirmation will be issued)
  • Instant SMS confirmation
  • Minimum Deposit Rs. 10,000/-
  • Period – one, three, six months and one to five years (conditions apply for one month deposits)
  • Applications / closing requests can be sent by post, email or fax
  • Can be closed without visiting the branch
  • Interest rates for Smart FDs are similar to normal FDs
  • Smart FD will be accepted as a security for loans, guarantees etc.
  • Nominee can be appointed by visiting the branch


  • Sri Lankan residents over 18 Years of age are eligible to open an account
  • Maintain a current or savings account (a new customer can open a savings account prior to opening an Smart FD)

* Conditions apply

For more information contact the nearest Bank of Ceylon Branch or our Call Centre on 1975

How can we help YOU?

  1975 |    +94 11 2204444