Ranliya

Purpose

• Any legally acceptable income generating activities which are operated by the women entrepreneurs, including trading activities. Credit facilities for tourism and export-oriented business will be prioritized.

Eligible borrowers 

All women-led enterprises in which,

• More than 50% of the enterprise owned by females or
• Enterprises fulfilling all of the following three criteria
  - At least 20% of the enterprise owned by females
  - A female as a major decision maker
  - At least 30% of the Board of Directors comprising of females where a board exists  
   

Maximum Loan Amount

• Rs. 100.0 Mn or 75% of the Project cost, whichever is less.
  For Investment Purpose          - Rs. 50.0 Mn
  For Working Capital Purpose  - Rs. 50.0 Mn
   

Rate of Interest (ROI) - Fixed

• Up to Rs. 1.0 Mn                                 -   9.00 % p.a.
• Above Rs 1.0 Mn to  Rs. 10.0 Mn        - 10.00 % p.a.
• Above Rs. 10.0 Mn. to Rs. 100.0 Mn   - 12.00 % p.a.
   

Maximum Repayment Period 

• For Working Capital Loans  - Maximum 03 Years
• For Investment Loans          - Maximum 05 Years inclusive of grace period
   

Grace Period

• Maximum of six months (Only for investment loans)
   

Conditions apply