• 18+ Youth Savings Account is a comprehensive savings package designed specifically for youth
  • Can open at any Bank of Ceylon branch by a Sri Lankan citizen between 18 and 25 years of age
  • Benefits of the account can be enjoyed up to the age of 35 years
  • Existing Ran Kekulu and 14+ accounts will automatically be converted to 18+ Youth Savings Accounts at the age of 18 years

Higher rate of interest

  • Offer 0.5% higher interest rate than the normal savings account

Medical Insurance cover for accountholder

  • Medical insurance cover up to Rs. 100,000/- per annum, provided in case of an accident or for 10 critical illnesses

    »   Private Hospital: 
         Actual expenses incurred up to a maximum of Rs. 100,000/- if admitted for 1 night or more
    »   Government Hospital: 
         Rs. 600/- per day for a minimum of 03 days, and a maximum of 30 days

    Terms & Conditions
    »   Covers only up to 35 years of age
    »   Minimum balance of Rs.10,000/- should be continuously maintained for a minimum period of 6 months before hospitalization
    »   Claims to be submitted to the bank within 6 months of the incident
    »   Covers only up to 35 years of age 

Life Insurance cover for accountholder

  • Benefits upto a maximum of Rs. 500,000/-, based on the incident (death/permanent disability) and the account balance

    Terms & Conditions
    »  Minimum balance of Rs.10, 000/- should be continuously maintained for a minimum period of 6 months before the death of the Accountholder 
    »  Claims to be submitted to the bank within 6 months of the incident
    »  Covers only up to the age of 35 years

NanaJaya Scholarships for GCE (A/L) Highflyers

  • Those who maintain a minimum balance of Rs.10,000/-  in the 18+ account for a continues period of 6 months from the commencement  of GCE A/L Examination  with a high Z-score, are entitled to apply for 18+ NanaJaya Scholarships

Valuable Wedding gifts

  • Wedding gift (gift voucher, 1/2 or 1 sovereign gold coin) - decided based on the date of account opening, account balance and the period of balance maintenance

Free Ran Kekulu Account for your first baby

  • Minimum balance of Rs. 10,000/- must be maintained during 12 months immediately proceeding the childbirth

Loan facilities

  • Instant loan facilities based on the account balance
  • Personal Loan facilities 

Debit and Credit Card facilities

  • Special ATM/Debit card is issued for shopping and withdraw money from islandwide ATMs

BOC Smart Online Banking and B app facilities


conditions apply

Required Documents
Terms and Conditions
  • Bank of Ceylon reserves the right to change, add or revise any condition(s) and/or facility offered for any product or service. Call 1975 or visit the nearest BOC branch for information on current conditions.

How can we help YOU?

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