BOC Smart Freelancer

• Available in Sri Lankan Rupees and Seven (07) Foreign Currencies i.e.
  - US Dollar (USD)
  - Pound Sterling (GBP)
  - Euro (EUR)
  - Japanese Yen (JPY)
  - Canadian Dollar (CAD)
  - Australian Dollar (AUD)
  - Singapore Dollar (SGD)
• Special exchange rates for Rupee conversions from Smart Freelancer PFC/BFC accounts
• Higher interest rates for Deposits
  o Smart Freelancer (LKR)        :  Normal Savings Rate + 1%
  o Smart Freelancer PFC/ BFC  :  PFC/BFC Normal interest rate + 10% of the  respective rate
• Joining Fee 100 % waive off for Credit Cards issued in the name of accountholder (For Primary Cardholders)
• Fast fund transfers to the account through ‘VISA Direct’ facility
• Special discounts through PROMO codes time to time (E.g.: To purchase laptops, camera, software tools)
• Internet Banking Facility
• Account inquiry via Smart Passbook, SMS Alerts and Whatsapp Banking
• E-statements
• Visa Debit Card
• Initial Deposit -
  - Smart Freelancer (LKR)        :  Rs. 2,500/-
  - Smart Freelancer PFC/ BFC  :  No initial deposit required

*These features and the eligibility criteria may revise by the Bank time to time.

* Conditions Apply

• Individuals above 18 years of age, and engaged in freelancing on registered online platforms and/or online entrepreneur activities acceptable to the Bank. (Ex: Fiverr, Freelancer.com, Upwork, YouTube and similar reputed platforms)

Eligible products 

• Joint accounts are not permitted

• Duly filled Account Opening Application together with,
  For Residents -
  -    Copy of the National Identity Card (NIC)/ valid Passport
  -    Address verification documents if the resident address differs from NIC
  For Non-Residents –
  -    Copy of the Applicant’s Passport bio page 
  -    Copy of Valid Visa or documentary evidence for foreign employment
• Self –Declaration Forms (Bank Forms)
• A document/information to prove the engagement in online platform based work and source of funds (ex. A copy of agreement, email confirmations, earning receipts, earnings remitted bank statements, details of applicant’s profile on the online Platform/s.

• Accounts which do not record customer originated debit / credit transactions for a period of 365days or more are considered as Dormant Savings Accounts.
• Bank of Ceylon reserves the right to change, add, remove or revise any condition(s) and/or facility/benefits/features offered for the product. Such revisions will be displayed in the Website. 
• The nature of work / online platforms / entrepreneur activities should be legally acceptable. 
• The account holder should inform the Bank at earliest convenience, when discontinue the work in online platforms. 
• All foreign exchange income remitted to the account should be entirely sourced outside Sri Lanka through legitimate means.

Call 1975 or visit the nearest BOC branch for more information and latest features/ conditions.    

Key Fact Document