This Housing Loan Scheme is designed for Sri Lanka’s permanent cadre salaried employees in both public and private sector. The objective is to offer a stable solution to a nagging housing problem of the established working professional.

Repayment Period 

Maximum 25 years. However, the loan should be fully settled before the borrower’s retirement day 

Security/ Collateral

  • Primary mortgage over the property to be developed.
  • In case of a condominium apartment, the property to be mortgaged to the bank after completion of the construction. A tripartite agreement should be signed between the developer, borrower and the bank to continue the process until the mortgage of the property has been fully recovered.

* Conditions Apply

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