CFlex Corporate
Keep your BUSINESS Moving
CFlex Corporate is Bank of Ceylon’s next-generation Corporate Online Banking Solution designed to help businesses manage payments, collections, investments, and banking operations through a single secure digital platform.
Whether you’re a growing enterprise, a large corporation, or a group of companies, CFlex Corporate delivers the flexibility, control, and efficiency required to power modern business operations.
Why CFlex Corporate?
One Platform. Total Corporate Banking.
- 24x7 Digital Banking Access
- Real-Time Payments & Collections
- Secure Multi-Level Authorization
- ERP & Host-to-Host API Connectivity
- Virtual Account Management
- Escrow & Receivable Management
- Corporate Administration Controls
- Group Company Banking
- Enterprise-Grade Security
Empowering Businesses Through Digital Innovation
CFlex Corporate combines advanced banking capabilities, intelligent automation, and enterprise-grade security to deliver a seamless corporate banking experience.
Smarter Banking. Stronger Businesses.
From Bank of Ceylon - The No. 1 Bank in Sri Lanka
For information please call 1975 or +94 11 220 4444 OR email us at cflexsupport@boc.lk
Fast. Secure. Reliable.
Manage all your business payments through a single platform.
- Own Account Transfers
- Third Party Transfers
- Bulk Payments
- Credit Card Payments
- Government Payments
- Utility & Merchant Payments
- ETF Payments
Support for BOC to BOC, CEFTS, and RTGS payment methods with configurable authorization workflows and transaction controls.
Process Thousands of Payments with Ease
Upload salary payments, supplier payments, commissions, reimbursements, and other bulk transactions through a simple file upload process.
Benefits
- Faster Processing
- Real-Time Crediting
- Reduced Manual Effort
- Enhanced Operational Efficiency
Invest Digitally
Open and manage Fixed Deposits online across multiple currencies without visiting a branch.
- Online FD Placement
- Multi-Currency Support
- Convenient Management
- Secure Processing
Smarter Collections. Better Visibility.
Simplify collections and reconciliation through Virtual Account Management.
- COBO (Collection on Behalf Of)
Issue dedicated virtual account numbers to customers while receiving funds into a centralized corporate account. - POBO (Payment on Behalf Of)
Manage payments centrally across subsidiaries, departments, and affiliated entities.
Simplify Reconciliation
Manage invoices, monitor collections, automate reconciliation, and improve receivable visibility through a single platform.
- Invoice Management
- Payment Matching
- Collection Monitoring
- Alerts & Reminders
Digital Project Payment Management
A secure platform designed for Employer–Contractor–Bank ecosystems to manage project payments, approvals, documentation, and settlements with complete transparency.
Connect Your ERP Directly to Your Bank
Integrate SAP and other ERP platforms with CFlex Corporate through secure APIs.
Available Services:
- Balance Inquiry API
- Statement Request API
- Payment Initiation API
- Transaction Status Inquiry API
Eliminate manual intervention and enable Straight-Through Processing (STP) for greater operational efficiency.
Greater Control. Better Governance.
Configure user roles, approval workflows, transaction limits, and access controls to align with your organization’s operational requirements.
- User Management
- Role-Based Access
- Maker-Checker Controls
- Password Administration
- Transaction Limit Management
One Login. Multiple Businesses.
Manage multiple authorized entities through a single login while maintaining independent controls and approval structures for each company.
Stay Informed
Monitor loan accounts, repayment schedules, and financing facilities through a centralized dashboard designed for better financial visibility.
Phase II Enhancements
- Telegraphic Transfers
- Liquidity Management
- Cash Flow Management

What is CFlex Corporate?
CFlex Corporate is a comprehensive digital banking platform designed to help businesses manage payments, collections, accounts, approvals, and financial operations through one secure platform.
Why should my company use CFlex Corporate?
CFlex Corporate provides 24x7 digital banking access, secure payment processing, multi-level authorization, ERP connectivity, virtual accounts, receivable management, and corporate administration controls in one platform.
What types of payments can I make through CFlex Corporate?
You can manage own-account transfers, third-party transfers, bulk payments, credit card payments, government payments, utility and merchant payments, and ETF payments.
Which payment methods are supported?
CFlex Corporate supports BOC-to-BOC, BOC-to-Other Bank, and RTGS payment methods, with configurable authorization workflows and transaction controls.
Can I process bulk payments?
Yes. You can upload files to process salary payments, supplier payments, commissions, reimbursements, and other bulk transactions efficiently.
What are the benefits of Bulk Payments?
Bulk Payments help reduce manual work, speed up processing, improve operational efficiency, and enable faster crediting of payments.
Can I open Fixed Deposits online?
Yes. CFlex Corporate allows you to place and manage Fixed Deposits digitally, including across multiple currencies, without visiting a branch.
What are Virtual Accounts?
Virtual Accounts provide dedicated account numbers to simplify collections, improve payment identification, and support efficient reconciliation.
- COBO (Collection on Behalf Of):
Allows a company to issue dedicated virtual account numbers to customers while receiving the funds into a centralized corporate account. - POBO (Payment on Behalf Of):
Enables centralized payment management across subsidiaries, departments, and affiliated entities.
How does CFlex Corporate help with receivables?
The Receivable Management Solution (RMS) helps manage invoices, monitor collections, match payments, automate reconciliation, and improve visibility of outstanding receivables.
What is Escrow Management?
Escrow Management provides a secure digital platform for managing project payments, approvals, documentation, and settlements between employers, contractors, and the bank with greater transparency.
Can CFlex Corporate connect with my ERP system?
Yes. CFlex Corporate can integrate with SAP and other ERP platforms through secure APIs, supporting automated banking processes.
What ERP services are available?
Available services include Balance Inquiry, Statement Request, Payment Initiation, and Transaction Status Inquiry APIs, enabling Straight-Through Processing (STP).
How does Corporate Administration work?
Corporate administrators can manage users, roles, approval workflows, transaction limits, passwords, and access controls according to the organization’s requirements.
Does CFlex Corporate support Maker-Checker controls?
Yes. Organizations can configure Maker-Checker workflows and approval structures to strengthen transaction controls and governance.
Can I manage multiple companies through CFlex Corporate?
Yes. The Group of Companies feature allows authorized users to manage multiple businesses through a single login, while maintaining separate controls and approval structures for each company.
Can I view my company’s loans through CFlex Corporate?
Yes. Loan View provides centralized visibility of loan accounts, repayment schedules, and financing facilities.
Is CFlex Corporate secure?
Yes. CFlex Corporate is designed with enterprise-grade security, role-based access, authorization controls, transaction limits, and secure digital banking processes.
What features are planned for Phase II?
Phase II enhancements include:
- Telegraphic Transfers
- Liquidity Management
- Cash Flow Management
Can CFlex Corporate be used outside normal banking hours?
Yes. CFlex Corporate provides 24x7 digital banking access, subject to applicable service availability and processing rules.
How does CFlex Corporate improve business efficiency?
CFlex Corporate reduces manual processes, centralizes financial operations, enables automated payments and reconciliation, and provides better control and visibility across business banking activities.