BOC Cardless Withdrawal facility brings ease and absolute convenience in making Cash Withdrawals and additionally it allows making payments to third parties. Facility could become paramount when in an emergency and other mission critical situation to withdraw money from the Account when the Debit Card issued by the Bank is not in possession physically.

To enroll in to the service, simply visit to the nearest branch and get the facility enabled. 

Benefits  

  • Around the Clock Accessible (24 x 7 service)
  • Transactions are Secure and are convenient in banking 
  • Debit Card is not required to the withdrawals by Self
  • Micro Payments can be made without having the Beneficiaries account number
  • Urgent Cash can be issued to a relative or kids in sudden requirements
  • Physical presence of the Receiver is not needed. Third Party Transaction is valid for a Day (24hrs).
  • Transactions are possible even to the non-BOC Customers via Transaction Key (T- Key)


Eligibility

  • BOC Customers (Personal Account holders) – Cardless Withdrawals & Initiate T-Key to Send Money
  • T-Key Receiver could withdraw Cash from BOC ATMs/CRMs.

 

Withdrawal Options

  • Cardless Withdrawal by Account Holder
    BOC Customers can withdraw money from any BOC ATMs/CRMs without a debit card after registering to the service.
  • Send Money to any other person using Transaction key (T- Key)
    BOC customer can initiate a T-Key using their debit card at any ATMs/CRMs and send it to any other person’s mobile number. 
  • Receive Money from any other person using Transaction key (T- Key)
    T- Key receivers can withdraw money from any BOC ATMs/CRMs within the validity period of T-Key.

 

Transaction Limits

  • Withdrawal from the own account 
        ›  Maximum daily transaction limit: Rs. 100,000/-
        ›  Total Transaction Limit for a Day: Rs. 100,000/-
        ›  Number of Withdrawal for a Day: 05 times
  • Initiating Transaction Key (T-Key) – 24Hours validity
        ›  Maximum daily transaction limit: Rs. 25,000/-
        ›  Total Transaction Limit for a Day: Rs. 25,000/-
        ›  Number of Withdrawal for a Day: 03 times

 

Fees & charges

  • Withdrawal from own Account (Cardless) Rs.5/- 
  • Withdrawal using a T-Key Rs.30/-

 

Card less Withdrawal Terms and Conditions »

Card Less Withdrawal Application »