මූල්‍ය ප්‍රකාශනවල සාරාංශය

Table I: Key Financial Data

For the six-month period ended	Bank			Group
	Jun 2026 Rs Mn	Jun 2025 Rs Mn	Change %	Jun 2026 Rs Mn	Jun 2025 Rs Mn	Change %
Total Income	283,073	268,175	5.6	288,397	272,747	5.7
Profit before taxes on financial services	79,034	75,084	5.3	79,030	75,517	4.7
Profit before taxation	62,655	59,445	5.4	62,568	59,739	4.7
Provision / (Reversal) for taxation	22,863	23,513	(2.8)	23,131	23,816	(2.9)
Profit after taxation	39,792	35,932	10.7	39,436	35,923	9.8

As at	Bank			Group
	Jun 2026 Rs Mn	Dec 2025 Rs Mn	Change %	Jun 2026 Rs Mn	Dec 2025 Rs Mn	Change %
Total assets	5,420,681	5,467,551	(0.9)	5,520,876	5,567,050	(0.8)
Shareholders’ fund (Capital & Reserves)	412,994	365,800	12.9	434,480	386,904	12.3
Deposits	4,319,238	4,388,586	(1.6)	4,379,748	4,447,653	(1.5)
Net loans and advances	2,528,836	2,371,752	6.6	2,603,980	2,442,423	6.6

BoC Group financials reported a pre-tax profit of Rs. 62,568 million for the six-month period ended 30 June 2026 against Rs. 59,739 million compared to 1H-2025. It is an increase of Rs. 2,829 million or 4.7 percent.
The Bank’s pre-tax profits stood at Rs. 62,655 million for the period under review while it was Rs. 59,445 million in 1H-2025, and increase of Rs. 3,210 million or 5.4 percent.
In terms of post-tax profits, the Bank’s results for the six-month period ended 30 June 2026 amounted to Rs. 39,792 million compared to Rs. 35,932 million reported in 1H-2025, which reflects an increase of Rs. 3,860 million or 10.7 percent.

Table II

Key Financial Indicators

Key Financial Ratios	Bank			Group
	Jun 2026 %	Dec 2025 %	Change %	Jun 2026 %	Dec 2025 %	Change %
Return on average equity (ROE)	20.4	22.7	(2.3)	19.2	21.5	(2.3)
Return on average assets (ROA)	2.3	2.3	-	2.3	2.3	-
Interest margin	4.0	4.0	-	4.0	4.0	-
Capital Adequacy Ratio Tier 1 & 2 Capital (minimum required 15.0%)	17.2	16.9	0.3	17.3	16.8	0.5