මූල්‍ය ප්‍රකාශනවල සාරාංශය

Table I: Key Financial Data

For the three-month period ended	Bank			Group
	Mar 2026 Rs Mn	Mar 2025 Rs Mn	Change %	Mar 2026 Rs Mn	Mar 2025 Rs Mn	Change %
Total Income	137,469	130,749	5.1	140,435	132,999	5.6
Profit before taxes on financial services	36,298	37,866	(4.1)	36,434	38,001	(4.1)
Profit before taxation	28,775	30,041	(4.2)	28,862	30,141	(4.2)
Provision / (Reversal) for taxation	9,980	12,915	(22.7)	10,109	12,993	(22.2)
Profit after taxation	18,795	17,127	9.7	18,753	17,147	9.4

As at	Bank			Group
	Mar 2026 Rs Mn	Dec 2025 Rs Mn	Change %	Mar 2026 Rs Mn	Dec 2025 Rs Mn	Change %
Total assets	5,503,023	5,467,551	0.6	5,600,916	5,567,050	0.6
Shareholders’ fund (Capital & Reserves)	383,569	365,800	4.9	404,572	386,904	4.6
Deposits	4,477,620	4,388,586	2.0	4,534,447	4,447,653	2.0
Net loans and advances	2,409,102	2,371,752	1.6	2,482,915	2,442,423	1.7

BOC Group financials reported a pre-tax profit of Rs. 28,862 million for the three-month period ended 31 March 2026 against Rs. 30,141 million compared to 1Q-2025. It is an decrease of Rs. 1,279 million or 4.2 percent.
The Bank’s pre-tax profits stood at Rs. 28,775 million for the period under review while it was Rs. 30,041 million in 1Q-2025, and decrease of Rs. 1,266 million or 4.2 percent.
In terms of post-tax profits, the Bank’s results for the three-month period ended 31 March 2026 amounted to Rs. 18,795 million compared to Rs. 17,127 million reported in 1Q-2025, which reflects an increase of Rs. 1,668 million or 9.7 percent.

Table II

Key Financial Indicators

Key Financial Ratios	Bank			Group
	Mar 2026 %	Dec 2025 %	Change %	Mar 2026 %	Dec 2025 %	Change %
Return on average equity (ROE)	20.1	22.7	(2.6)	18.9	21.5	(2.6)
Return on average assets (ROA)	2.1	2.3	(0.2)	2.1	2.3	(0.2)
Interest margin	3.9	4.0	(0.1)	3.9	4.0	(0.1)
Capital Adequacy Ratio Tier 1 & 2 Capital (minimum required 15.0%)	17.3	16.9	0.4	17.2	16.8	0.4