FLEX SAVER

Digital Savings Account

Flex Saver is a convenient digital savings account exclusively for new BOC customers. Open an account digitally through the Flex Mobile Banking App using Video KYC (VKYC) by “Sign Up” to the Digital Customer Onboarding Process, without visiting a branch, and enjoy secure, 24/7 access to your banking needs.

Features

Open your account digitally with zero initial deposit
Earn the Normal Savings interest rate.
24/7 access through the Flex Mobile Banking App
Easy fund transfers to and from other bank accounts
In-App, POS, E-commerce and ATM transactions
Online Fixed Deposit creation with real-time fund transfers
Self-service Standing Orders and bill payments
E-statements and SMS transaction alerts
Payment reminders, expense tracking and remittance tracking
ATM, cardless and over-the-counter withdrawal facilities

Benefits

No branch visit required to open an account
Manage your account 24/7 through the Flex App
Enjoy convenient digital savings and payment solutions
Track your expenses, payments and remittances with ease
Transfer surplus funds to an online Fixed Deposit in real time

Eligibility

Flex Saver is available to:

Sri Lankan residents aged 18 years or above
New BOC customers who do not currently maintain an account with BOC
Customers onboarded through Video KYC (VKYC) via the Flex Mobile Banking App

Single-owner personal accounts only. Joint accounts are not permitted.

Required Documents

National Identity Card (NIC)
Address verification document, if required
Applicant's selfie
Applicant's signature
Required KYC/CDD information
TIN

Terms & Conditions

Flex Saver is available in LKR only and exclusively to eligible new BOC customers.
The account is subject to the applicable Normal Savings Account minimum balance, interest rate, fees, charges and taxes.
Passbooks are not issued. Debit Cards are available on request.
SMS Alerts are automatically activated and applicable charges will apply.
Certain services, including nominee appointment, Debit Card collection, dormant account re-activation, account closure and NIC changes, require a visit to the linked branch.
All other terms and conditions applicable to BOC Normal Savings Accounts, together with prevailing Bank policies and regulatory requirements, apply to Flex Saver accounts.

Key Fact Document

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