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k> Personal banking > Personal Lending >Other Loan schemes >Ran Surakum

Ran Surakum Naya Seva

Ransurakum (Pawning) is an easy way for obtaining short term finance for consumer needs/business purposes.

You can obtain loan/overdraft facilities against pledge of gold jewellery/biscuits and coins.
The amount you can obtain depends on the carat value of articles.

We offer you very competitive rates between 1.375% and 1.542% per month. This is very low compared to the informal lenders.

Repayment period is set on the carat value. For 24 carat articles, we offer you a maximum of 6 months and 6 – 12 months for articles with a carat value of 22.   

This facility is available at selected branches.

 

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